Nissan Murano Insurance Rates
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UPDATED: Jun 6, 2023
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Many people ask us, “What is the Nissan Murano cost of insurance?” and “Are Nissan Muranos expensive to insure?” Most drivers will pay an average of $1,370 a year, or $114 a month. Our comprehensive guide breaks down Nissan Murano insurance rates so drivers can find savings. Read on.
To start comparison shopping for Nissan Murano insurance rates today, enter your ZIP code in our free tool above.
U.S. average auto insurance rates for a Nissan Murano are $1,306 annually with full coverage. Comprehensive insurance costs approximately $248 each year, collision costs $458, and liability coverage costs $442. Liability-only coverage costs as little as $496 a year, with high-risk coverage costing $2,836 or more. Teenage drivers pay the highest rates at $5,006 a year or more.
Average premium for full coverage: $1,306
Price estimates by individual coverage:
Rate estimates include $500 policy deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all U.S. states and Murano models.
Price Range from Low to High
For a driver around age 40, Nissan Murano insurance prices go from as cheap as $496 for just the minimum liability insurance to a high rate of $2,836 for a driver required to buy high-risk insurance.
Geographic Price Range
Your location has a large influence on the price of insurance. Rural locations have fewer collision claims than densely populated cities.
The graphic below illustrates the difference between rural and urban areas on auto insurance prices.
The ranges above demonstrate why all drivers should compare rates using their specific location and their own personal driving habits, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below details estimated Nissan Murano insurance rates for additional coverage and risk scenarios.
- The best discount rate is $756
- Drivers who choose higher $1,000 deductibles will pay $162 annually
- The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,306
- Using low deductibles for comprehensive and collision insurance costs an additional $312 each year
- High-risk insureds who are prone to accidents and violations could pay around $2,836 or more
- The price with full coverage for a teenage driver can cost $5,006 a year
Auto insurance prices for a Nissan Murano are also quite variable based on the trim level and model year, your driving record, and physical damage deductibles and liability limits.
More mature drivers with a good driving record and high physical damage deductibles may only pay around $1,200 per year on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will have to pay in the ballpark of $5,000 a year. View Rates by Age
If you have some driving violations or you caused a few accidents, you may be forking out anywhere from $1,600 to $2,200 in extra premium each year, depending on your age. Insurance for high-risk drivers can cost around 44% to 137% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles could save up to $480 a year, whereas increasing liability limits will push prices upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $398 extra every year. View Rates by Deductible or Liability Limit
The state you live in makes a big difference in Nissan Murano insurance rates. A 40-year-old driver could pay as low as $940 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,770 on average in New York, Michigan, and Florida.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,182 | -$124 | -9.5% |
Alaska | $1,002 | -$304 | -23.3% |
Arizona | $1,086 | -$220 | -16.8% |
Arkansas | $1,306 | -$0 | 0.0% |
California | $1,488 | $182 | 13.9% |
Colorado | $1,248 | -$58 | -4.4% |
Connecticut | $1,344 | $38 | 2.9% |
Delaware | $1,478 | $172 | 13.2% |
Florida | $1,634 | $328 | 25.1% |
Georgia | $1,206 | -$100 | -7.7% |
Hawaii | $938 | -$368 | -28.2% |
Idaho | $884 | -$422 | -32.3% |
Illinois | $972 | -$334 | -25.6% |
Indiana | $984 | -$322 | -24.7% |
Iowa | $880 | -$426 | -32.6% |
Kansas | $1,242 | -$64 | -4.9% |
Kentucky | $1,782 | $476 | 36.4% |
Louisiana | $1,936 | $630 | 48.2% |
Maine | $806 | -$500 | -38.3% |
Maryland | $1,078 | -$228 | -17.5% |
Massachusetts | $1,046 | -$260 | -19.9% |
Michigan | $2,270 | $964 | 73.8% |
Minnesota | $1,092 | -$214 | -16.4% |
Mississippi | $1,566 | $260 | 19.9% |
Missouri | $1,158 | -$148 | -11.3% |
Montana | $1,404 | $98 | 7.5% |
Nebraska | $1,030 | -$276 | -21.1% |
Nevada | $1,566 | $260 | 19.9% |
New Hampshire | $940 | -$366 | -28.0% |
New Jersey | $1,462 | $156 | 11.9% |
New Mexico | $1,158 | -$148 | -11.3% |
New York | $1,378 | $72 | 5.5% |
North Carolina | $752 | -$554 | -42.4% |
North Dakota | $1,070 | -$236 | -18.1% |
Ohio | $904 | -$402 | -30.8% |
Oklahoma | $1,342 | $36 | 2.8% |
Oregon | $1,198 | -$108 | -8.3% |
Pennsylvania | $1,246 | -$60 | -4.6% |
Rhode Island | $1,744 | $438 | 33.5% |
South Carolina | $1,182 | -$124 | -9.5% |
South Dakota | $1,104 | -$202 | -15.5% |
Tennessee | $1,146 | -$160 | -12.3% |
Texas | $1,574 | $268 | 20.5% |
Utah | $968 | -$338 | -25.9% |
Vermont | $894 | -$412 | -31.5% |
Virginia | $782 | -$524 | -40.1% |
Washington | $1,012 | -$294 | -22.5% |
West Virginia | $1,198 | -$108 | -8.3% |
Wisconsin | $904 | -$402 | -30.8% |
Wyoming | $1,166 | -$140 | -10.7% |
Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to do a rate comparison and see how they stack up. Every company uses a different method to calculate prices, and quoted prices may be quite different between companies.
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Nissan Murano S 2WD | $1,230 | $103 |
Nissan Murano S AWD | $1,230 | $103 |
Nissan Murano SL 2WD | $1,230 | $103 |
Nissan Murano SL AWD | $1,268 | $106 |
Nissan Murano LE 2WD | $1,382 | $115 |
Nissan Murano LE AWD | $1,382 | $115 |
Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2019 Nissan Murano | $248 | $458 | $442 | $1,306 |
2018 Nissan Murano | $238 | $424 | $452 | $1,272 |
2017 Nissan Murano | $230 | $400 | $456 | $1,244 |
2016 Nissan Murano | $220 | $358 | $460 | $1,196 |
2015 Nissan Murano | $206 | $330 | $460 | $1,154 |
2014 Nissan Murano | $198 | $310 | $464 | $1,130 |
2012 Nissan Murano | $180 | $268 | $474 | $1,080 |
2011 Nissan Murano | $174 | $244 | $478 | $1,054 |
2009 Nissan Murano | $152 | $202 | $474 | $986 |
2007 Nissan Murano | $146 | $178 | $460 | $942 |
2006 Nissan Murano | $144 | $168 | $452 | $922 |
2005 Nissan Murano | $132 | $160 | $446 | $896 |
2004 Nissan Murano | $126 | $152 | $442 | $878 |
Rates are averaged for all Nissan Murano models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Best Nissan Murano Insurance
Getting lower rates on auto insurance not only requires being a good driver, but also having above-average credit, avoid buying unnecessary coverage, and not having any coverage lapses. Set aside time to compare rates at every policy renewal by requesting quotes from direct companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.
The following list is a brief recap of the data covered above.
- Consumers who purchase an increased level of liability coverage will pay an extra $490 every year to go from a low limit to higher 250/500 limits
- You may be able to save around $160 per year simply by quoting online in advance
- Increasing physical damage deductibles could save up to $475 each year
- Drivers age 16 to 20 have the highest car insurance prices, costing up to $417 a month if full coverage is included
Regardless of whether you have an old Nissan Murano or a Nissan Murano 17.5, shopping for insurance will help you save on rates. So if you worried about how much does a 2018 or 2015 Nissan Murano cost to insure, find out for sure by getting quotes.
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What are the safety ratings of the Nissan Murano?
A car with great safety features and ratings will cost less to insure. The Nissan Murano’s best safety features include brake assist, electronic stability control, blind-spot monitor, lane departure warning, and lane-keeping assist.
The 2020 Nissan Murano also has great crash test ratings from the Insurance Insitute for Highway Safety (IIHS), which we listed below.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
To understand how the IIHS crash tests vehicles, watch the video below.
Nissan Murano Compared Against Other Vehicles in the Same Class
The class and size of a vehicle affect liability rates. The Nissan Murano is a midsize SUV. The IIHS recorded the Nissan Murano’s liability losses as average and better than average, which is good. It means the Nissan Murano should have normal rates for liability insurance.
The list of midsize SUVs below will help you compare the Nissan Murano’s prices and ratings to other vehicles in its class.
Frequently Asked Questions
- Is the Nissan Murano a reliable car? It’s a value pick for midsize SUV class but there are better options in this class of vehicle.
To jump right into finding cheap Nissan Murano insurance rates, enter your ZIP code in our free tool.
References
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,006 |
20 | $3,026 |
30 | $1,354 |
40 | $1,306 |
50 | $1,194 |
60 | $1,172 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,618 |
$250 | $1,474 |
$500 | $1,306 |
$1,000 | $1,144 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,306 |
50/100 | $1,470 |
100/300 | $1,581 |
250/500 | $1,868 |
100 CSL | $1,515 |
300 CSL | $1,758 |
500 CSL | $1,935 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $7,120 |
20 | $4,824 |
30 | $2,886 |
40 | $2,836 |
50 | $2,708 |
60 | $2,684 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $69 |
Multi-vehicle | $70 |
Homeowner | $20 |
5-yr Accident Free | $94 |
5-yr Claim Free | $84 |
Paid in Full/EFT | $57 |
Advance Quote | $64 |
Online Quote | $92 |
Total Discounts | $550 |
Discounts are estimated and may not be available from every company or in every state.
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