Nissan Murano Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 6, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Nissan Murano insurance
Many people ask us, “What is the Nissan Murano cost of insurance?” and “Are Nissan Muranos expensive to insure?” Most drivers will pay an average of $1,370 a year, or $114 a month. Our comprehensive guide breaks down Nissan Murano insurance rates so drivers can find savings. Read on.

To start comparison shopping for Nissan Murano insurance rates today, enter your ZIP code in our free tool above.

Average insurance rates for a Nissan Murano are $1,306 a year for full coverage insurance. Comprehensive costs approximately $248, collision insurance costs $458, and liability coverage costs around $442. Liability-only coverage costs as low as $496 a year, and high-risk coverage costs around $2,836. Teenage drivers receive the highest rates at up to $5,006 a year.

Average premium for full coverage: $1,306

Rate estimates by individual coverage type:

Comprehensive $248
Collision $458
Liability $442

Prices include $500 physical damage insurance deductibles, liability limits of 30/60, and includes medical and UM/UIM coverage. Rates are averaged for all 50 states and for all Murano models.

Price Range by Coverage and Risk

Using a 40-year-old driver as an example, prices range range from as low as $496 for just liability insurance to the much higher price of $2,836 for a driver that may need high-risk insurance.

Liability Only $496
Full Coverage $1,306
High Risk $2,836

Price Range by Location

Where you live has a large influence on the price of auto insurance. Rural locations tend to have a lower frequency of physical damage claims than densely populated cities. The example below illustrates how rural and urban location affects auto insurance prices.

Rural Areas $980
Small Cities $1,371
Large Cities $1,763

These examples illustrate why everyone should compare prices using their specific location and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below illustrates average Nissan Murano insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $756
  • Using higher $1,000 deductibles will save $162 each year
  • The average rate for a 40-year-old driver who chooses $500 deductibles is $1,306
  • Using pricier low deductibles for physical damage coverage will increase the cost to $1,618
  • Higher-risk drivers who are prone to accidents and violations could pay around $2,836
  • The cost for full coverage for a teenage driver for full coverage can cost $5,006 or more

View Chart as Image

Nissan Murano insurance cost comparison chart
Column chart showing Nissan Murano insurance rates range from $756 to $5,006 for full coverage

Car insurance rates for a Nissan Murano can also vary considerably based on your driver profile, the model year and trim level, and physical damage deductibles and liability limits.

A more mature driver with no driving violations and high deductibles may only pay around $1,200 a year for full coverage. Rates are much higher for teen drivers, where even good drivers will be charged in the ballpark of $5,000 a year. View Rates by Age

Where you live has a huge impact on Nissan Murano insurance rates. A driver around age 40 might see rates as low as $850 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,770 on average in Florida, New York, and Michigan.

Nissan Murano Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,182 -$124 -9.5%
Alaska $1,002 -$304 -23.3%
Arizona $1,086 -$220 -16.8%
Arkansas $1,306 -$0 0.0%
California $1,488 $182 13.9%
Colorado $1,248 -$58 -4.4%
Connecticut $1,344 $38 2.9%
Delaware $1,478 $172 13.2%
Florida $1,634 $328 25.1%
Georgia $1,206 -$100 -7.7%
Hawaii $938 -$368 -28.2%
Idaho $884 -$422 -32.3%
Illinois $972 -$334 -25.6%
Indiana $984 -$322 -24.7%
Iowa $880 -$426 -32.6%
Kansas $1,242 -$64 -4.9%
Kentucky $1,782 $476 36.4%
Louisiana $1,936 $630 48.2%
Maine $806 -$500 -38.3%
Maryland $1,078 -$228 -17.5%
Massachusetts $1,046 -$260 -19.9%
Michigan $2,270 $964 73.8%
Minnesota $1,092 -$214 -16.4%
Mississippi $1,566 $260 19.9%
Missouri $1,158 -$148 -11.3%
Montana $1,404 $98 7.5%
Nebraska $1,030 -$276 -21.1%
Nevada $1,566 $260 19.9%
New Hampshire $940 -$366 -28.0%
New Jersey $1,462 $156 11.9%
New Mexico $1,158 -$148 -11.3%
New York $1,378 $72 5.5%
North Carolina $752 -$554 -42.4%
North Dakota $1,070 -$236 -18.1%
Ohio $904 -$402 -30.8%
Oklahoma $1,342 $36 2.8%
Oregon $1,198 -$108 -8.3%
Pennsylvania $1,246 -$60 -4.6%
Rhode Island $1,744 $438 33.5%
South Carolina $1,182 -$124 -9.5%
South Dakota $1,104 -$202 -15.5%
Tennessee $1,146 -$160 -12.3%
Texas $1,574 $268 20.5%
Utah $968 -$338 -25.9%
Vermont $894 -$412 -31.5%
Virginia $782 -$524 -40.1%
Washington $1,012 -$294 -22.5%
West Virginia $1,198 -$108 -8.3%
Wisconsin $904 -$402 -30.8%
Wyoming $1,166 -$140 -10.7%

View Chart as Image

Nissan Murano insurance rates by U.S. city

Using high physical damage deductibles could cut rates by as much as $480 a year, whereas buying more liability protection will push rates upward. Switching from a 50/100 limit to a 250/500 limit will cost as much as $398 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying anywhere from $1,600 to $2,200 extra per year, depending on your age. Nissan Murano insurance for high-risk drivers can be around 44% to 137% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Nissan Murano Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Nissan Murano S 2WD $1,230 $103
Nissan Murano S AWD $1,230 $103
Nissan Murano SL 2WD $1,230 $103
Nissan Murano SL AWD $1,268 $106
Nissan Murano LE 2WD $1,382 $115
Nissan Murano LE AWD $1,382 $115

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Nissan Murano Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2019 Nissan Murano $248 $458 $442 $1,306
2018 Nissan Murano $238 $424 $452 $1,272
2017 Nissan Murano $230 $400 $456 $1,244
2016 Nissan Murano $220 $358 $460 $1,196
2015 Nissan Murano $206 $330 $460 $1,154
2014 Nissan Murano $198 $310 $464 $1,130
2012 Nissan Murano $180 $268 $474 $1,080
2011 Nissan Murano $174 $244 $478 $1,054
2009 Nissan Murano $152 $202 $474 $986
2007 Nissan Murano $146 $178 $460 $942
2006 Nissan Murano $144 $168 $452 $922
2005 Nissan Murano $132 $160 $446 $896
2004 Nissan Murano $126 $152 $442 $878

Rates are averaged for all Nissan Murano models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Right Nissan Murano Insurance

Saving money on auto insurance requires being a low-risk driver, having above-average credit, avoid buying unnecessary coverage, and attention to physical damage deductibles. Set aside time to shop around once a year by getting rate quotes from direct insurance companies like GEICO and Progressive, and also from your local independent and exclusive agents.

The items below are a quick rundown of the data that was raised in the charts and tables above.

  • It is possible to save around $160 per year just by quoting online well ahead of the renewal date
  • Consumers who purchase more liability coverage will pay an extra $490 annually to increase from a minimum limit to 250/500 limits
  • Teen drivers pay the highest auto insurance rates, costing up to $417 per month if full coverage is included
  • Drivers with reckless driving or DUI convictions may pay on average $1,530 more per year to insure their Murano

Regardless of whether you have an old Nissan Murano or a Nissan Murano 17.5, shopping for insurance will help you save on rates. So if you worried about how much does a 2018 or 2015 Nissan Murano cost to insure, find out for sure by getting quotes.

Enter your ZIP code in our free tool below to comparison shop.

Free Car Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

What are the safety ratings of the Nissan Murano?

A car with great safety features and ratings will cost less to insure. The Nissan Murano’s best safety features include brake assist, electronic stability control, blind-spot monitor, lane departure warning, and lane-keeping assist.

The 2020 Nissan Murano also has great crash test ratings from the Insurance Insitute for Highway Safety (IIHS), which we listed below.

  • Small overlap front (driver-side): Good
  • Small overlap front (passenger-side): Good
  • Moderate overlap front: Good
  • Side: Good
  • Roof strength: Good
  • Head restraints and seats: Good

To understand how the IIHS crash tests vehicles, watch the video below.

Nissan Murano Compared Against Other Vehicles in the Same Class

The class and size of a vehicle affect liability rates. The Nissan Murano is a midsize SUV. The IIHS recorded the Nissan Murano’s liability losses as average and better than average, which is good. It means the Nissan Murano should have normal rates for liability insurance.

The list of midsize SUVs below will help you compare the Nissan Murano’s prices and ratings to other vehicles in its class.

Frequently Asked Questions

  • Is the Nissan Murano a reliable car? It’s a value pick for midsize SUV class but there are better options in this class of vehicle.

To jump right into finding cheap Nissan Murano insurance rates, enter your ZIP code in our free tool.

References

  1. https://www.iihs.org/ratings/vehicle/nissan/murano-4-door-suv/2020

Rates by Driver Age

Nissan Murano Insurance Rates by Driver Age
Driver Age Premium
16 $5,006
20 $3,026
30 $1,354
40 $1,306
50 $1,194
60 $1,172

Full coverage, $500 deductibles

Rates by Deductible

Nissan Murano Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,618
$250 $1,474
$500 $1,306
$1,000 $1,144

Full coverage, driver age 40

Rates by Liability Limit

Nissan Murano Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,306
50/100 $1,470
100/300 $1,581
250/500 $1,868
100 CSL $1,515
300 CSL $1,758
500 CSL $1,935

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Murano Insurance Rates for High Risk Drivers
Age Premium
16 $7,120
20 $4,824
30 $2,886
40 $2,836
50 $2,708
60 $2,684

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $183

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $69
Multi-vehicle $70
Homeowner $20
5-yr Accident Free $94
5-yr Claim Free $84
Paid in Full/EFT $57
Advance Quote $64
Online Quote $92
Total Discounts $550
Rate after discounts $756

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles