Nissan Murano Insurance Rates
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UPDATED: Jun 6, 2023
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Many people ask us, “What is the Nissan Murano cost of insurance?” and “Are Nissan Muranos expensive to insure?” Most drivers will pay an average of $1,370 a year, or $114 a month. Our comprehensive guide breaks down Nissan Murano insurance rates so drivers can find savings. Read on.
To start comparison shopping for Nissan Murano insurance rates today, enter your ZIP code in our free tool above.
Average insurance rates for a Nissan Murano are $1,306 a year for full coverage insurance. Comprehensive costs approximately $248, collision insurance costs $458, and liability coverage costs around $442. Liability-only coverage costs as low as $496 a year, and high-risk coverage costs around $2,836. Teenage drivers receive the highest rates at up to $5,006 a year.
Average premium for full coverage: $1,306
Rate estimates by individual coverage type:
Prices include $500 physical damage insurance deductibles, liability limits of 30/60, and includes medical and UM/UIM coverage. Rates are averaged for all 50 states and for all Murano models.
Price Range by Coverage and Risk
Using a 40-year-old driver as an example, prices range range from as low as $496 for just liability insurance to the much higher price of $2,836 for a driver that may need high-risk insurance.
Price Range by Location
Where you live has a large influence on the price of auto insurance. Rural locations tend to have a lower frequency of physical damage claims than densely populated cities. The example below illustrates how rural and urban location affects auto insurance prices.
These examples illustrate why everyone should compare prices using their specific location and risk profile, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below illustrates average Nissan Murano insurance rates for additional coverage and risk scenarios.
- The best discount rate is $756
- Using higher $1,000 deductibles will save $162 each year
- The average rate for a 40-year-old driver who chooses $500 deductibles is $1,306
- Using pricier low deductibles for physical damage coverage will increase the cost to $1,618
- Higher-risk drivers who are prone to accidents and violations could pay around $2,836
- The cost for full coverage for a teenage driver for full coverage can cost $5,006 or more
Car insurance rates for a Nissan Murano can also vary considerably based on your driver profile, the model year and trim level, and physical damage deductibles and liability limits.
A more mature driver with no driving violations and high deductibles may only pay around $1,200 a year for full coverage. Rates are much higher for teen drivers, where even good drivers will be charged in the ballpark of $5,000 a year. View Rates by Age
Where you live has a huge impact on Nissan Murano insurance rates. A driver around age 40 might see rates as low as $850 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,770 on average in Florida, New York, and Michigan.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,182 | -$124 | -9.5% |
Alaska | $1,002 | -$304 | -23.3% |
Arizona | $1,086 | -$220 | -16.8% |
Arkansas | $1,306 | -$0 | 0.0% |
California | $1,488 | $182 | 13.9% |
Colorado | $1,248 | -$58 | -4.4% |
Connecticut | $1,344 | $38 | 2.9% |
Delaware | $1,478 | $172 | 13.2% |
Florida | $1,634 | $328 | 25.1% |
Georgia | $1,206 | -$100 | -7.7% |
Hawaii | $938 | -$368 | -28.2% |
Idaho | $884 | -$422 | -32.3% |
Illinois | $972 | -$334 | -25.6% |
Indiana | $984 | -$322 | -24.7% |
Iowa | $880 | -$426 | -32.6% |
Kansas | $1,242 | -$64 | -4.9% |
Kentucky | $1,782 | $476 | 36.4% |
Louisiana | $1,936 | $630 | 48.2% |
Maine | $806 | -$500 | -38.3% |
Maryland | $1,078 | -$228 | -17.5% |
Massachusetts | $1,046 | -$260 | -19.9% |
Michigan | $2,270 | $964 | 73.8% |
Minnesota | $1,092 | -$214 | -16.4% |
Mississippi | $1,566 | $260 | 19.9% |
Missouri | $1,158 | -$148 | -11.3% |
Montana | $1,404 | $98 | 7.5% |
Nebraska | $1,030 | -$276 | -21.1% |
Nevada | $1,566 | $260 | 19.9% |
New Hampshire | $940 | -$366 | -28.0% |
New Jersey | $1,462 | $156 | 11.9% |
New Mexico | $1,158 | -$148 | -11.3% |
New York | $1,378 | $72 | 5.5% |
North Carolina | $752 | -$554 | -42.4% |
North Dakota | $1,070 | -$236 | -18.1% |
Ohio | $904 | -$402 | -30.8% |
Oklahoma | $1,342 | $36 | 2.8% |
Oregon | $1,198 | -$108 | -8.3% |
Pennsylvania | $1,246 | -$60 | -4.6% |
Rhode Island | $1,744 | $438 | 33.5% |
South Carolina | $1,182 | -$124 | -9.5% |
South Dakota | $1,104 | -$202 | -15.5% |
Tennessee | $1,146 | -$160 | -12.3% |
Texas | $1,574 | $268 | 20.5% |
Utah | $968 | -$338 | -25.9% |
Vermont | $894 | -$412 | -31.5% |
Virginia | $782 | -$524 | -40.1% |
Washington | $1,012 | -$294 | -22.5% |
West Virginia | $1,198 | -$108 | -8.3% |
Wisconsin | $904 | -$402 | -30.8% |
Wyoming | $1,166 | -$140 | -10.7% |
Using high physical damage deductibles could cut rates by as much as $480 a year, whereas buying more liability protection will push rates upward. Switching from a 50/100 limit to a 250/500 limit will cost as much as $398 extra every 12 months. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you are probably paying anywhere from $1,600 to $2,200 extra per year, depending on your age. Nissan Murano insurance for high-risk drivers can be around 44% to 137% more than a normal policy. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Nissan Murano S 2WD | $1,230 | $103 |
Nissan Murano S AWD | $1,230 | $103 |
Nissan Murano SL 2WD | $1,230 | $103 |
Nissan Murano SL AWD | $1,268 | $106 |
Nissan Murano LE 2WD | $1,382 | $115 |
Nissan Murano LE AWD | $1,382 | $115 |
Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2019 Nissan Murano | $248 | $458 | $442 | $1,306 |
2018 Nissan Murano | $238 | $424 | $452 | $1,272 |
2017 Nissan Murano | $230 | $400 | $456 | $1,244 |
2016 Nissan Murano | $220 | $358 | $460 | $1,196 |
2015 Nissan Murano | $206 | $330 | $460 | $1,154 |
2014 Nissan Murano | $198 | $310 | $464 | $1,130 |
2012 Nissan Murano | $180 | $268 | $474 | $1,080 |
2011 Nissan Murano | $174 | $244 | $478 | $1,054 |
2009 Nissan Murano | $152 | $202 | $474 | $986 |
2007 Nissan Murano | $146 | $178 | $460 | $942 |
2006 Nissan Murano | $144 | $168 | $452 | $922 |
2005 Nissan Murano | $132 | $160 | $446 | $896 |
2004 Nissan Murano | $126 | $152 | $442 | $878 |
Rates are averaged for all Nissan Murano models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Right Nissan Murano Insurance
Saving money on auto insurance requires being a low-risk driver, having above-average credit, avoid buying unnecessary coverage, and attention to physical damage deductibles. Set aside time to shop around once a year by getting rate quotes from direct insurance companies like GEICO and Progressive, and also from your local independent and exclusive agents.
The items below are a quick rundown of the data that was raised in the charts and tables above.
- It is possible to save around $160 per year just by quoting online well ahead of the renewal date
- Consumers who purchase more liability coverage will pay an extra $490 annually to increase from a minimum limit to 250/500 limits
- Teen drivers pay the highest auto insurance rates, costing up to $417 per month if full coverage is included
- Drivers with reckless driving or DUI convictions may pay on average $1,530 more per year to insure their Murano
Regardless of whether you have an old Nissan Murano or a Nissan Murano 17.5, shopping for insurance will help you save on rates. So if you worried about how much does a 2018 or 2015 Nissan Murano cost to insure, find out for sure by getting quotes.
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What are the safety ratings of the Nissan Murano?
A car with great safety features and ratings will cost less to insure. The Nissan Murano’s best safety features include brake assist, electronic stability control, blind-spot monitor, lane departure warning, and lane-keeping assist.
The 2020 Nissan Murano also has great crash test ratings from the Insurance Insitute for Highway Safety (IIHS), which we listed below.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
To understand how the IIHS crash tests vehicles, watch the video below.
Nissan Murano Compared Against Other Vehicles in the Same Class
The class and size of a vehicle affect liability rates. The Nissan Murano is a midsize SUV. The IIHS recorded the Nissan Murano’s liability losses as average and better than average, which is good. It means the Nissan Murano should have normal rates for liability insurance.
The list of midsize SUVs below will help you compare the Nissan Murano’s prices and ratings to other vehicles in its class.
Frequently Asked Questions
- Is the Nissan Murano a reliable car? It’s a value pick for midsize SUV class but there are better options in this class of vehicle.
To jump right into finding cheap Nissan Murano insurance rates, enter your ZIP code in our free tool.
References
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,006 |
20 | $3,026 |
30 | $1,354 |
40 | $1,306 |
50 | $1,194 |
60 | $1,172 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,618 |
$250 | $1,474 |
$500 | $1,306 |
$1,000 | $1,144 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,306 |
50/100 | $1,470 |
100/300 | $1,581 |
250/500 | $1,868 |
100 CSL | $1,515 |
300 CSL | $1,758 |
500 CSL | $1,935 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $7,120 |
20 | $4,824 |
30 | $2,886 |
40 | $2,836 |
50 | $2,708 |
60 | $2,684 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $69 |
Multi-vehicle | $70 |
Homeowner | $20 |
5-yr Accident Free | $94 |
5-yr Claim Free | $84 |
Paid in Full/EFT | $57 |
Advance Quote | $64 |
Online Quote | $92 |
Total Discounts | $550 |
Discounts are estimated and may not be available from every company or in every state.
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