Porsche 911 Insurance Rates

Estimated insurance rates for a Porsche 911 are $2,080 a year for full coverage. Comprehensive costs on average $482 each year, collision costs $1,042, and liability insurance costs around $398. Liability-only insurance costs as low as $460 a year, with high-risk driver insurance costing around $4,552. Teenage drivers pay the most at $7,430 a year or more.

Average premium for full coverage: $2,080

Premium estimates by type of coverage:

Full coverage includes $500 policy deductibles, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all states and 911 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a significant impact on car insurance rates. Rural areas are statistically proven to have lower incidents of accident claims than densely populated cities.

The graphic below illustrates the difference location can make on car insurance rates.

These rate differences show why all drivers should compare prices based on a specific location, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows estimated Porsche 911 insurance rates for different risk profiles and scenarios.

• The best discount rate is $1,138
• Using higher $1,000 deductibles will save around $346 a year
• The estimated price for a 40-year-old good driver with $500 deductibles is $2,080
• Using low deductibles for physical damage coverage bumps up the cost to $2,758
• Drivers who are prone to accidents and violations could pay upwards of $4,552 or more
• An auto insurance policy that insures a teen driver may cost $7,430 or more

View Chart as Image

Insurance prices for a Porsche 911 also have a wide range based on the trim level and model year, how you drive, and policy deductibles and limits.

If you have a few violations or you caused an accident, you could be paying at a minimum $2,500 to $3,300 additional annually, depending on your age. Insurance for high-risk drivers can be anywhere from 44% to 134% more than a normal policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,900 a year, or $158 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay upwards of $7,400 a year. View Rates by Age

Where you choose to live has a huge impact on Porsche 911 insurance rates. A driver around age 40 might see prices as low as $1,370 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $2,970 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $1,030 each year, whereas increasing liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $304 more each year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to know exactly what you will pay is to do a rate comparison from as many companies as possible. Each insurance company uses a different method to calculate prices, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Porsche 911 Insurance

Finding better rates on Porsche 911 insurance requires avoiding accidents and claims, having a good credit score, not filing small claims, and insuring your home and auto with the same company. Compare prices at every other renewal by quoting rates from direct carriers, and also from local exclusive and independent agents.

The points below are a summary of the concepts that were touched on in this article.

• High-risk drivers who have multiple accidents or major violations may pay on average $2,470 more each year to insure a Porsche 911
• Drivers under the age of 20 pay higher prices, as much as $619 per month if comprehensive and collision insurance is included
• Drivers can save as much as $270 per year simply by quoting online in advance
• Increasing policy deductibles can save approximately $1,025 each year
• Drivers can save as much as $270 per year simply by quoting online in advance