Porsche 911 Insurance Rates

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UPDATED: Mar 30, 2024

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Estimated insurance rates for a Porsche 911 are $2,100 a year for full coverage insurance. Comprehensive insurance costs an estimated $502 a year, collision insurance costs $1,050, and liability is $390. A policy with only liability insurance costs around $452 a year, and a high-risk policy costs $4,586 or more. Teen drivers pay the most at up to $7,452 a year.

Average premium for full coverage: $2,100

Premium estimates broken down by type of coverage:

Comprehensive $502
Collision $1050
Liability $390

Prices include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 states and 911 trim levels.

Insurance Price Range by Risk and Coverage

For an average driver, insurance rates for a Porsche 911 range from the low end price of $452 for just the minimum liability insurance to a high of $4,586 for a high-risk driver policy.

Liability Only $452
Full Coverage $2,100
High Risk $4,586

Insurance Price Range by Location

Choosing to live in a large city can make a big difference on the price of insurance. More rural locations are statistically proven to have lower incidents of physical damage claims than larger metro areas. The diagram below illustrates the effect of geographic area on insurance prices.

Rural Areas $1,575
Small Cities $2,205
Large Cities $2,835

These rate differences illustrate why it is important to compare rates quotes for a targeted area, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below illustrates average Porsche 911 insurance rates for other coverage scenarios.

  • The lowest rate with discounts is $1,151
  • Raising to $1,000 deductibles will save approximately $1,750 each year
  • The estimated price for a 40-year-old good driver who has $500 deductibles is $2,100
  • Choosing low $100 deductibles will cost an additional $690 annually
  • Drivers with multiple violations and an at-fault accident could pay up to $4,586
  • An auto insurance policy that insures a 16-year-old driver can cost as much as $7,452

View Chart as Image

Porsche 911 insurance cost comparison chart
Column chart showing Porsche 911 insurance prices range from $1,151 to $7,452 for full coverage

Car insurance prices for a Porsche 911 also have a wide range based on the trim level of your 911, your age and driving record, and liability limits and deductibles.

If you have a few violations or you caused an accident, you are probably paying $2,500 to $3,400 extra annually, depending on your age. A high-risk auto insurance policy is expensive and can cost from 46% to 133% more than average. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,900 every 12 months on average, or $158 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will be charged at least $7,400 a year. View Rates by Age

Where you choose to live also has a big influence on Porsche 911 insurance prices. A middle-age driver might find prices as low as $1,370 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $2,830 on average in Florida, New York, and Michigan.

Porsche 911 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,900 -$200 -9.5%
Alaska $1,612 -$488 -23.2%
Arizona $1,744 -$356 -17.0%
Arkansas $2,100 -$0 0.0%
California $2,394 $294 14.0%
Colorado $2,006 -$94 -4.5%
Connecticut $2,158 $58 2.8%
Delaware $2,378 $278 13.2%
Florida $2,628 $528 25.1%
Georgia $1,940 -$160 -7.6%
Hawaii $1,508 -$592 -28.2%
Idaho $1,422 -$678 -32.3%
Illinois $1,564 -$536 -25.5%
Indiana $1,582 -$518 -24.7%
Iowa $1,420 -$680 -32.4%
Kansas $1,998 -$102 -4.9%
Kentucky $2,866 $766 36.5%
Louisiana $3,110 $1,010 48.1%
Maine $1,296 -$804 -38.3%
Maryland $1,732 -$368 -17.5%
Massachusetts $1,682 -$418 -19.9%
Michigan $3,650 $1,550 73.8%
Minnesota $1,758 -$342 -16.3%
Mississippi $2,516 $416 19.8%
Missouri $1,864 -$236 -11.2%
Montana $2,256 $156 7.4%
Nebraska $1,658 -$442 -21.0%
Nevada $2,520 $420 20.0%
New Hampshire $1,512 -$588 -28.0%
New Jersey $2,350 $250 11.9%
New Mexico $1,862 -$238 -11.3%
New York $2,212 $112 5.3%
North Carolina $1,210 -$890 -42.4%
North Dakota $1,722 -$378 -18.0%
Ohio $1,450 -$650 -31.0%
Oklahoma $2,158 $58 2.8%
Oregon $1,924 -$176 -8.4%
Pennsylvania $2,006 -$94 -4.5%
Rhode Island $2,802 $702 33.4%
South Carolina $1,906 -$194 -9.2%
South Dakota $1,772 -$328 -15.6%
Tennessee $1,840 -$260 -12.4%
Texas $2,532 $432 20.6%
Utah $1,556 -$544 -25.9%
Vermont $1,438 -$662 -31.5%
Virginia $1,260 -$840 -40.0%
Washington $1,622 -$478 -22.8%
West Virginia $1,924 -$176 -8.4%
Wisconsin $1,454 -$646 -30.8%
Wyoming $1,874 -$226 -10.8%

View Chart as Image

Porsche 911 insurance rates by U.S. city

Choosing high deductibles can reduce prices by up to $1,040 annually, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $299 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Porsche 911 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Porsche 911 $502 $1,050 $390 $2,100
2023 Porsche 911 $482 $1,042 $398 $2,080
2022 Porsche 911 $466 $1,016 $416 $2,056
2021 Porsche 911 $450 $974 $430 $2,012
2020 Porsche 911 $424 $940 $442 $1,964
2019 Porsche 911 $408 $872 $452 $1,890
2018 Porsche 911 $392 $822 $456 $1,828
2017 Porsche 911 $376 $736 $460 $1,730
2016 Porsche 911 $352 $678 $460 $1,648
2015 Porsche 911 $340 $636 $464 $1,598
2014 Porsche 911 $330 $592 $474 $1,554
2013 Porsche 911 $306 $550 $474 $1,488
2012 Porsche 911 $298 $500 $478 $1,434
2011 Porsche 911 $278 $458 $474 $1,368
2010 Porsche 911 $262 $416 $474 $1,310
2009 Porsche 911 $254 $372 $468 $1,252
2008 Porsche 911 $250 $364 $460 $1,232
2007 Porsche 911 $246 $348 $452 $1,204

Rates are averaged for all Porsche 911 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Right Porsche 911 Insurance

Finding better rates on insurance for a Porsche 911 consists of avoiding accidents and violations, having a positive credit history, paying for small claims out-of-pocket, and possibly higher deductibles. Shop around every time your policy renews by obtaining price quotes from direct insurance companies, and also from local insurance agencies.

The list below is a quick rundown of the information covered in the above illustrations.

  • It is possible to save approximately $270 per year just by quoting early and online
  • Teenagers have the highest car insurance prices, with premiums being up to $621 per month if full coverage is purchased
  • Increasing policy deductibles can save approximately $1,050 each year
  • Drivers considered higher risk with reckless driving or DUI convictions may have to pay on average $2,490 more annually for car insurance
  • Insureds who want higher liability limits will pay about $430 annually to raise from 30/60 bodily injury limits to the 250/500 level

Rates by Driver Age

Porsche 911 Insurance Rates by Driver Age
Driver Age Premium
16 $7,452
20 $4,894
30 $2,226
40 $2,100
50 $1,912
60 $1,878

Full coverage, $500 deductibles

Rates by Deductible

Porsche 911 Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,790
$250 $2,468
$500 $2,100
$1,000 $1,750

Full coverage, driver age 40

Rates by Liability Limit

Porsche 911 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $2,100
50/100 $2,388
100/300 $2,471
250/500 $2,687
100 CSL $2,422
300 CSL $2,604
500 CSL $2,737

Full coverage, driver age 40

Rates for High Risk Drivers

Porsche 911 Insurance Rates for High Risk Drivers
Age Premium
16 $10,754
20 $7,796
30 $4,724
40 $4,586
50 $4,370
60 $4,336

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $306

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $117
Multi-vehicle $110
Homeowner $27
5-yr Accident Free $175
5-yr Claim Free $140
Paid in Full/EFT $111
Advance Quote $114
Online Quote $155
Total Discounts $949
Rate after discounts $1,151

Discounts are estimated and may not be available from every company or in every state.

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