Saturn Vue Insurance Rates

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UPDATED: Jun 2, 2023

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U.S. average insurance rates for a Saturn Vue are $894 a year with full coverage. Comprehensive costs an estimated $138, collision insurance costs $152, and liability insurance is $446. Liability-only insurance costs around $500 a year, and high-risk driver insurance costs around $1,912. Teenage drivers pay the highest rates at up to $3,662 a year.

Average premium for full coverage: $894

Price estimates broken down by individual coverage:

Comprehensive $138
Collision $152
Liability $446

Includes $500 deductible amounts, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all U.S. states and for all Vue models.

Price Range from Low to High

For the normal driver, Saturn Vue insurance prices range from as low as $500 for the bare minimum liability coverage to the much higher price of $1,912 for a driver who requires high-risk insurance.

Liability Only $500
Full Coverage $894
High Risk $1,912

Geographic Price Range

Choosing to live in a large city has a significant impact on car insurance rates. More rural locations have a lower frequency of collision claims than densely populated cities. The example below illustrates how geographic area affects insurance prices.

Rural Areas $671
Small Cities $939
Large Cities $1,207

The ranges above demonstrate why everyone should compare rates quotes for a targeted area and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below details average Saturn Vue insurance rates for other coverage scenarios.

  • The best discount rate is $554
  • Raising to $1,000 deductibles will save approximately $68 annually
  • The average rate for the average middle-age driver who has $500 deductibles is $894
  • Using pricier low deductibles will increase the cost to $1,016
  • Higher-risk drivers who are prone to accidents and violations could pay up to $1,912
  • The price for full coverage for a teen driver for full coverage can cost as much as $3,662

View Chart as Image

Saturn Vue insurance cost comparison chart
Column chart showing Saturn Vue insurance rates range from $554 to $3,662 for full coverage

Car insurance prices for a Saturn Vue are also quite variable based on your driving record, the trim level and model year, and liability limits and deductibles.

A more mature driver with no driving violations and high deductibles could pay as little as $900 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will be charged at least $3,600 a year. View Rates by Age

The state you live in also has a big influence on Saturn Vue insurance rates. A middle-age driver might find prices as low as $650 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,210 on average in New York, Michigan, and Florida.

Saturn Vue Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $808 -$86 -9.6%
Alaska $686 -$208 -23.3%
Arizona $742 -$152 -17.0%
Arkansas $894 -$0 0.0%
California $1,018 $124 13.9%
Colorado $852 -$42 -4.7%
Connecticut $920 $26 2.9%
Delaware $1,014 $120 13.4%
Florida $1,120 $226 25.3%
Georgia $824 -$70 -7.8%
Hawaii $640 -$254 -28.4%
Idaho $602 -$292 -32.7%
Illinois $664 -$230 -25.7%
Indiana $672 -$222 -24.8%
Iowa $602 -$292 -32.7%
Kansas $850 -$44 -4.9%
Kentucky $1,220 $326 36.5%
Louisiana $1,324 $430 48.1%
Maine $552 -$342 -38.3%
Maryland $736 -$158 -17.7%
Massachusetts $716 -$178 -19.9%
Michigan $1,552 $658 73.6%
Minnesota $746 -$148 -16.6%
Mississippi $1,072 $178 19.9%
Missouri $792 -$102 -11.4%
Montana $960 $66 7.4%
Nebraska $706 -$188 -21.0%
Nevada $1,072 $178 19.9%
New Hampshire $644 -$250 -28.0%
New Jersey $1,002 $108 12.1%
New Mexico $792 -$102 -11.4%
New York $942 $48 5.4%
North Carolina $516 -$378 -42.3%
North Dakota $732 -$162 -18.1%
Ohio $616 -$278 -31.1%
Oklahoma $918 $24 2.7%
Oregon $818 -$76 -8.5%
Pennsylvania $852 -$42 -4.7%
Rhode Island $1,192 $298 33.3%
South Carolina $810 -$84 -9.4%
South Dakota $754 -$140 -15.7%
Tennessee $782 -$112 -12.5%
Texas $1,078 $184 20.6%
Utah $662 -$232 -26.0%
Vermont $614 -$280 -31.3%
Virginia $534 -$360 -40.3%
Washington $690 -$204 -22.8%
West Virginia $818 -$76 -8.5%
Wisconsin $618 -$276 -30.9%
Wyoming $796 -$98 -11.0%

View Chart as Image

Saturn Vue insurance rates by U.S. city

Using high physical damage deductibles can reduce prices by up to $190 each year, whereas buying more liability protection will increase premiums. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $402 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out $1,100 to $1,500 extra each year, depending on your age. Saturn Vue insurance for high-risk drivers is expensive and can cost anywhere from 41% to 137% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Saturn Vue Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Saturn Vue XE 2WD $862 $72
Saturn Vue XR 2WD $878 $73
Saturn Vue XR-L 2WD $894 $75
Saturn Vue XR AWD $906 $76
Saturn Vue XR-L AWD $922 $77

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Saturn Vue Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2009 Saturn Vue $154 $170 $468 $950
2008 Saturn Vue $152 $166 $460 $936
2007 Saturn Vue $150 $160 $452 $920
2006 Saturn Vue $138 $152 $446 $894
2005 Saturn Vue $132 $144 $442 $876

Rates are averaged for all Saturn Vue models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Cheapest Saturn Vue Insurance

Getting lower rates on Saturn Vue insurance consists of having a good driving record, having above-average credit, avoid buying unnecessary coverage, and possibly higher deductibles. Invest the time to compare rates at every other renewal by getting rate quotes from direct companies like Progressive and GEICO, and also from local exclusive and independent agents.

The next list is a recap of the concepts that were presented in the illustrations above.

  • High-risk drivers that have major violations or accidents may pay on average $1,020 more annually to buy Saturn Vue insurance
  • Drivers age 20 and younger have the highest car insurance prices, costing up to $305 a month if full coverage is included
  • You may be able to save approximately $100 per year just by quoting online well ahead of the renewal date
  • Increasing physical damage deductibles can save around $200 each year
  • You may be able to save approximately $100 per year just by quoting online well ahead of the renewal date

Rates by Driver Age

Saturn Vue Insurance Rates by Driver Age
Driver Age Premium
16 $3,662
20 $2,034
30 $902
40 $894
50 $822
60 $804

Full coverage, $500 deductibles

Rates by Deductible

Saturn Vue Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,016
$250 $960
$500 $894
$1,000 $826

Full coverage, driver age 40

Rates by Liability Limit

Saturn Vue Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $894
50/100 $1,011
100/300 $1,123
250/500 $1,413
100 CSL $1,056
300 CSL $1,301
500 CSL $1,480

Full coverage, driver age 40

Rates for High Risk Drivers

Saturn Vue Insurance Rates for High Risk Drivers
Age Premium
16 $5,134
20 $3,238
30 $1,920
40 $1,912
50 $1,828
60 $1,810

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $116

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $44
Multi-vehicle $48
Homeowner $16
5-yr Accident Free $51
5-yr Claim Free $55
Paid in Full/EFT $30
Advance Quote $37
Online Quote $59
Total Discounts $340
Rate after discounts $554

Discounts are estimated and may not be available from every company or in every state.

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