Saturn Vue Insurance Rates
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UPDATED: Jun 2, 2023
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U.S. average insurance rates for a Saturn Vue are $876 a year including full coverage. Comprehensive insurance costs approximately $132, collision insurance costs $144, and liability costs $442. A policy with just liability insurance costs as little as $496 a year, and coverage for high-risk drivers costs $1,874 or more. Teens pay the highest rates at up to $3,604 a year.
Average premium for full coverage: $876
Price estimates by individual coverage:
Price estimates include $500 physical damage insurance deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 U.S. states and for all Vue models.
Price Range from Low to High
For a driver in their 40's, Saturn Vue insurance prices range from as low as $496 for the bare minimum liability coverage to the much higher price of $1,874 for a high-risk insurance policy.
Geographic Price Range
Your location can have significant affects on car insurance prices. Rural locations have a lower frequency of comprehensive and collision claims than cities with more traffic congestion. The example below illustrates how location helps determine auto insurance prices.
The ranges above highlight why everyone should compare rates using their specific location and risk profile, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below breaks down average Saturn Vue insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $546
- Drivers who choose higher $1,000 deductibles will pay $64 every year
- The average rate for the average middle-age driver who chooses $500 deductibles is $876
- Selecting pricier low deductibles for comprehensive and collision insurance will cost an extra $118 every year
- Higher-risk drivers with serious driving violations could pay around $1,874
- The price for full coverage for a teen driver for full coverage can cost $3,604 a year
Insurance prices for a Saturn Vue are also quite variable based on your driving record, the model of your Vue, and physical damage deductibles and liability limits.
A more mature driver with a clean driving record and high deductibles may pay as little as $800 per year on average for full coverage. Prices are much higher for teenage drivers, where even good drivers can expect to pay in the ballpark of $3,600 a year. View Rates by Age
The state you live in makes a big difference in Saturn Vue insurance prices. A 40-year-old driver could pay as low as $670 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,250 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $794 | -$82 | -9.4% |
| Alaska | $674 | -$202 | -23.1% |
| Arizona | $730 | -$146 | -16.7% |
| Arkansas | $876 | -$0 | 0.0% |
| California | $998 | $122 | 13.9% |
| Colorado | $838 | -$38 | -4.3% |
| Connecticut | $902 | $26 | 3.0% |
| Delaware | $992 | $116 | 13.2% |
| Florida | $1,098 | $222 | 25.3% |
| Georgia | $808 | -$68 | -7.8% |
| Hawaii | $630 | -$246 | -28.1% |
| Idaho | $594 | -$282 | -32.2% |
| Illinois | $652 | -$224 | -25.6% |
| Indiana | $660 | -$216 | -24.7% |
| Iowa | $590 | -$286 | -32.6% |
| Kansas | $834 | -$42 | -4.8% |
| Kentucky | $1,196 | $320 | 36.5% |
| Louisiana | $1,298 | $422 | 48.2% |
| Maine | $540 | -$336 | -38.4% |
| Maryland | $724 | -$152 | -17.4% |
| Massachusetts | $702 | -$174 | -19.9% |
| Michigan | $1,524 | $648 | 74.0% |
| Minnesota | $732 | -$144 | -16.4% |
| Mississippi | $1,050 | $174 | 19.9% |
| Missouri | $778 | -$98 | -11.2% |
| Montana | $942 | $66 | 7.5% |
| Nebraska | $692 | -$184 | -21.0% |
| Nevada | $1,050 | $174 | 19.9% |
| New Hampshire | $632 | -$244 | -27.9% |
| New Jersey | $980 | $104 | 11.9% |
| New Mexico | $778 | -$98 | -11.2% |
| New York | $926 | $50 | 5.7% |
| North Carolina | $504 | -$372 | -42.5% |
| North Dakota | $718 | -$158 | -18.0% |
| Ohio | $608 | -$268 | -30.6% |
| Oklahoma | $902 | $26 | 3.0% |
| Oregon | $804 | -$72 | -8.2% |
| Pennsylvania | $836 | -$40 | -4.6% |
| Rhode Island | $1,170 | $294 | 33.6% |
| South Carolina | $794 | -$82 | -9.4% |
| South Dakota | $742 | -$134 | -15.3% |
| Tennessee | $770 | -$106 | -12.1% |
| Texas | $1,056 | $180 | 20.5% |
| Utah | $650 | -$226 | -25.8% |
| Vermont | $600 | -$276 | -31.5% |
| Virginia | $526 | -$350 | -40.0% |
| Washington | $678 | -$198 | -22.6% |
| West Virginia | $804 | -$72 | -8.2% |
| Wisconsin | $608 | -$268 | -30.6% |
| Wyoming | $782 | -$94 | -10.7% |
Choosing higher comprehensive and collision insurance deductibles could save up to $190 every year, whereas buying more liability protection will push prices upward. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $398 more per year. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you are likely paying anywhere from $1,000 to $1,500 extra each year, depending on your age. Saturn Vue insurance for high-risk drivers can cost as much as 42% to 127% more than the average policy. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Saturn Vue XE 2WD | $846 | $71 |
| Saturn Vue XR 2WD | $860 | $72 |
| Saturn Vue XR-L 2WD | $876 | $73 |
| Saturn Vue XR AWD | $890 | $74 |
| Saturn Vue XR-L AWD | $906 | $76 |
Rates assume 2002 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2009 Saturn Vue | $160 | $190 | $474 | $982 |
| 2008 Saturn Vue | $154 | $170 | $468 | $950 |
| 2007 Saturn Vue | $152 | $166 | $460 | $936 |
| 2006 Saturn Vue | $150 | $160 | $452 | $920 |
| 2005 Saturn Vue | $138 | $152 | $446 | $894 |
| 2004 Saturn Vue | $132 | $144 | $442 | $876 |
Rates are averaged for all Saturn Vue models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheaper Saturn Vue Insurance
Getting lower rates on car insurance not only requires being a low-risk driver, but also maintaining good credit, being claim-free, and possibly raising deductibles. Invest time comparing rates at least every other year by requesting quotes from direct car insurance companies like Progressive and GEICO, and also from insurance agencies where you live.
The items below are a condensed summary of the car insurance concepts covered in the charts and tables above.
- Higher risk drivers with multiple at-fault accidents could be forced to pay on average $1,000 more per year to insure their Vue
- You may be able to save around $90 per year just by quoting online well ahead of the renewal date
- Increasing physical damage deductibles can save around $175 each year
- Policyholders who purchase more liability coverage will pay approximately $490 per year to go from a low limit to 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,604 |
| 20 | $1,996 |
| 30 | $886 |
| 40 | $876 |
| 50 | $806 |
| 60 | $788 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $994 |
| $250 | $940 |
| $500 | $876 |
| $1,000 | $812 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $876 |
| 50/100 | $994 |
| 100/300 | $1,105 |
| 250/500 | $1,392 |
| 100 CSL | $1,039 |
| 300 CSL | $1,282 |
| 500 CSL | $1,459 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,048 |
| 20 | $3,176 |
| 30 | $1,882 |
| 40 | $1,874 |
| 50 | $1,794 |
| 60 | $1,774 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $43 |
| Multi-vehicle | $47 |
| Homeowner | $16 |
| 5-yr Accident Free | $49 |
| 5-yr Claim Free | $53 |
| Paid in Full/EFT | $29 |
| Advance Quote | $36 |
| Online Quote | $57 |
| Total Discounts | $330 |
Discounts are estimated and may not be available from every company or in every state.
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