Acura RDX Insurance Rates
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UPDATED: Jun 6, 2023
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How much does an Acura RDX cost to insure? On average, Acura RDX insurance cost for full coverage average $1,292 a year, or $107 a month. Our guide breaks down Acura RDX car insurance so drivers can easily find savings. Learn more.
Enter your ZIP code in our free tool to get started on comparing Acura RDX insurance rates and find out how much is an Acura RDX to insure.
U.S. average insurance prices for an Acura RDX are $1,218 every 12 months for full coverage. Comprehensive costs around $248 a year, collision costs $458, and liability coverage is $376. Buying just liability costs around $426 a year, with insurance for high-risk drivers costing around $2,640. Teen drivers pay the highest rates at $4,578 a year or more.
Average premium for full coverage: $1,218
Price estimates for individual coverage:
Prices are based on $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all states and RDX trim levels.
Price Range from Low to High
For an average driver, Acura RDX insurance prices go from the cheapest price of $426 for just liability insurance to a high of $2,640 for coverage for higher-risk drivers.
Geographic Price Range
Choosing to live in a large city has a large influence on auto insurance rates. Areas with sparse population have more infrequent accident claims than larger metro areas.
The diagram below illustrates the effect of geographic area on auto insurance rates.
The ranges above show why it is important to compare rates quotes for a specific zip code and their own driving history, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below shows estimated Acura RDX insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $699
- Raising to $1,000 deductibles will save about $1,056 a year
- The average price for the average middle-age driver using $500 deductibles is $1,218
- Choosing low $100 deductibles increases the price to $1,530
- Unlucky drivers with multiple violations and an at-fault accident could pay at least $2,640 or more
- The price to insure a teenage driver can be $4,578
Insurance prices for an Acura RDX are also quite variable based on deductibles and policy limits, your driver profile, and the trim level and model year.
Choosing high deductibles can reduce prices by up to $480 a year, while buying higher liability limits will increase prices. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $339 more each year. View Rates by Deductible or Liability Limit
Older drivers with no violations or accidents and higher deductibles may only pay around $1,100 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers should be prepared to pay as much as $4,500 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you could be paying at least $1,400 to $2,000 additional each year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 44% to 128% more than average. View High Risk Driver Rates
The state you live in also has a big influence on Acura RDX insurance rates. A middle-age driver might find prices as low as $800 a year in states like Idaho, Maine, and Iowa, or as much as $1,740 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,100 | -$118 | -9.7% |
| Alaska | $932 | -$286 | -23.5% |
| Arizona | $1,010 | -$208 | -17.1% |
| Arkansas | $1,218 | -$0 | 0.0% |
| California | $1,386 | $168 | 13.8% |
| Colorado | $1,162 | -$56 | -4.6% |
| Connecticut | $1,250 | $32 | 2.6% |
| Delaware | $1,376 | $158 | 13.0% |
| Florida | $1,520 | $302 | 24.8% |
| Georgia | $1,126 | -$92 | -7.6% |
| Hawaii | $874 | -$344 | -28.2% |
| Idaho | $824 | -$394 | -32.3% |
| Illinois | $904 | -$314 | -25.8% |
| Indiana | $918 | -$300 | -24.6% |
| Iowa | $820 | -$398 | -32.7% |
| Kansas | $1,156 | -$62 | -5.1% |
| Kentucky | $1,658 | $440 | 36.1% |
| Louisiana | $1,802 | $584 | 47.9% |
| Maine | $752 | -$466 | -38.3% |
| Maryland | $1,004 | -$214 | -17.6% |
| Massachusetts | $970 | -$248 | -20.4% |
| Michigan | $2,114 | $896 | 73.6% |
| Minnesota | $1,018 | -$200 | -16.4% |
| Mississippi | $1,458 | $240 | 19.7% |
| Missouri | $1,080 | -$138 | -11.3% |
| Montana | $1,306 | $88 | 7.2% |
| Nebraska | $958 | -$260 | -21.3% |
| Nevada | $1,458 | $240 | 19.7% |
| New Hampshire | $878 | -$340 | -27.9% |
| New Jersey | $1,362 | $144 | 11.8% |
| New Mexico | $1,078 | -$140 | -11.5% |
| New York | $1,282 | $64 | 5.3% |
| North Carolina | $700 | -$518 | -42.5% |
| North Dakota | $998 | -$220 | -18.1% |
| Ohio | $840 | -$378 | -31.0% |
| Oklahoma | $1,248 | $30 | 2.5% |
| Oregon | $1,116 | -$102 | -8.4% |
| Pennsylvania | $1,158 | -$60 | -4.9% |
| Rhode Island | $1,624 | $406 | 33.3% |
| South Carolina | $1,102 | -$116 | -9.5% |
| South Dakota | $1,028 | -$190 | -15.6% |
| Tennessee | $1,066 | -$152 | -12.5% |
| Texas | $1,466 | $248 | 20.4% |
| Utah | $900 | -$318 | -26.1% |
| Vermont | $830 | -$388 | -31.9% |
| Virginia | $728 | -$490 | -40.2% |
| Washington | $940 | -$278 | -22.8% |
| West Virginia | $1,116 | -$102 | -8.4% |
| Wisconsin | $840 | -$378 | -31.0% |
| Wyoming | $1,084 | -$134 | -11.0% |
Since prices can be so different, the only way to know your exact price is to get quotes and see how they stack up. Every auto insurance company uses a different rate calculation, and prices may be quite different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Acura RDX 2WD | $1,180 | $98 |
| Acura RDX AWD | $1,180 | $98 |
| Acura RDX Technology Package 2WD | $1,256 | $105 |
| Acura RDX Technology Package AWD | $1,256 | $105 |
Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2019 Acura RDX | $248 | $458 | $376 | $1,218 |
| 2018 Acura RDX | $238 | $424 | $384 | $1,182 |
| 2014 Acura RDX | $198 | $310 | $394 | $1,038 |
| 2013 Acura RDX | $194 | $288 | $402 | $1,020 |
| 2011 Acura RDX | $174 | $244 | $406 | $960 |
| 2008 Acura RDX | $148 | $182 | $398 | $864 |
| 2007 Acura RDX | $146 | $178 | $390 | $850 |
Rates are averaged for all Acura RDX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Affordable Acura RDX Insurance
Getting lower rates on auto insurance consists of having a decent driving record, having above-average credit, eliminating unnecessary coverage, and taking advantage of discounts. Take the time to compare rates at least once a year by quoting rates from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.
The following items are a brief review of the primary concepts that were covered in the above illustrations.
- Drivers can save up to $150 per year simply by quoting early and online
- Drivers with DUI or reckless driving convictions may pay on average $1,420 more every year than a driver with a clean driving record
- Increasing physical damage deductibles could save as much as $475 each year
- 16 to 18-year-old drivers are charged the highest prices, with premiums as much as $382 a month if full coverage is included
Frequently Asked Questions
- Is the Acura RDX expensive to insure? The estimated price for the average middle-age driver who has $500 deductibles is $1,292.
- How much does it cost to fill up an Acura RDX? According to FuelEconomy.gov the Annual Acura RDX Fuel Cost is $1,750.
- Is the 2020 Acura RDX a good car? It’s an all around good car in the luxury compact SUV category.
- What is the Acura RDX cost of ownership? According to RepairPal.com, “Cost. The average total annual cost for repairs and maintenance on a Acura RDX is $497, compared to an average of $859 for luxury compact SUVs and $652 for all vehicle models.” Plus your insurance cost and any loan you may have on your Acura RDX.
- What is the Acura RDX depreciation? According to CarEdge.com, “On average, expect to pay only 53% of the original cost with 67% of the vehicle’s lifetime remaining for a 2016 RDX.”
- What are the Acura RDX maintenance cost? See above from RepairPal
- Are Acura RDX expensive to maintain? Not more than other vehicles in its category.
To find the cheapest Acura insurance, make sure to compare rates. Doing so will allow you to compare multiple models, such as 2020 Acura costs, 2018 RDX costs, or the 2019 Acura RDX cost to own and insurance prices.
So if you are ready to find out the cost of Acura RDX 2016 insurance or Acura RDX 2013 cost of insurance, enter your ZIP code in our free tool below.
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What are the Acura RDX safety ratings?
The Acura RDX cost to own can be cheaper if there are multiple safety features and good safety ratings, as insurers will offer discounts. The Acura RDX has some great safety features, such as vehicle stability assist, brake assist, automatic brake hold, and more.
The Insurance Institute for Highway Safety (IIHS) has also crash-tested the Acura RDX and awarded it a 2020 Top Safety Pick award.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
Watch the video below for an example of one of the Acura RDX’s crash tests.
Acura RDX Compared Against Other Vehicles in the Same Class
The Acura RDX is a midsize luxury SUV, which can affect it’s liability rates. The IIHS recorded the liability losses for property damage as better than average and the bodily injury losses as substantially better than average.
Curious to see how other midsize SUV’s rates compare to the Audi RDX or want to know what the least expensive Acura is? Check out the midsize luxury SUVs below.
Ready to start shopping to find out everything from are Acura RDX expensive to maintain insurance to Acura RDS 2105 deals on insurance and 2016 RDX prices paid for insurance? Enter your ZIP code in our free tool below for help finding Acura RDX insurance rates.
References
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,578 |
| 20 | $2,814 |
| 30 | $1,268 |
| 40 | $1,218 |
| 50 | $1,112 |
| 60 | $1,094 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,530 |
| $250 | $1,386 |
| $500 | $1,218 |
| $1,000 | $1,056 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,218 |
| 50/100 | $1,331 |
| 100/300 | $1,425 |
| 250/500 | $1,670 |
| 100 CSL | $1,369 |
| 300 CSL | $1,576 |
| 500 CSL | $1,726 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,530 |
| 20 | $4,482 |
| 30 | $2,694 |
| 40 | $2,640 |
| 50 | $2,518 |
| 60 | $2,494 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $65 |
| Multi-vehicle | $65 |
| Homeowner | $18 |
| 5-yr Accident Free | $90 |
| 5-yr Claim Free | $79 |
| Paid in Full/EFT | $55 |
| Advance Quote | $60 |
| Online Quote | $87 |
| Total Discounts | $519 |
Discounts are estimated and may not be available from every company or in every state.
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