Nissan Murano Insurance Rates
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UPDATED: Jun 5, 2023
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Many people ask us, “What is the Nissan Murano cost of insurance?” and “Are Nissan Muranos expensive to insure?” Most drivers will pay an average of $1,370 a year, or $114 a month. Our comprehensive guide breaks down Nissan Murano insurance rates so drivers can find savings. Read on.
To start comparison shopping for Nissan Murano insurance rates today, enter your ZIP code in our free tool above.
Average insurance prices for a Nissan Murano are $1,306 every 12 months with full coverage. Comprehensive costs on average $248, collision insurance costs $458, and liability is $442. A policy with just liability insurance costs around $496 a year, and coverage for high-risk drivers costs around $2,836. Teens receive the highest rates at up to $5,006 a year.
Average premium for full coverage: $1,306
Rate estimates by individual coverage type:
Full coverage includes $500 policy deductibles, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all U.S. states and for different Murano trim levels.
Price Range by Coverage and Risk
For the average driver, prices range range from the cheapest price of $496 for just the minimum liability insurance to a much higher rate of $2,836 for a high-risk driver policy.
Price Range by Location
Choosing to live in a large city can have significant affects on auto insurance rates. Rural areas tend to have more infrequent collision claims than cities with more traffic congestion. The price range example below illustrates how location impacts car insurance rates.
These examples demonstrate why anyone shopping for car insurance should compare rates quotes based on a specific location and their own driving history, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below details average Nissan Murano insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $756
- Raising to $1,000 deductibles will save around $162 annually
- The average price for a 40-year-old driver with $500 deductibles is $1,306
- Selecting more expensive low deductibles increases the price to $1,618
- At-risk drivers with serious driving violations could pay upwards of $2,836
- The cost to insure a teen driver with full coverage may cost $5,006
Insurance rates for a Nissan Murano can also vary considerably based on policy deductibles and limits, your driving record, and the trim level of your Murano.
Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $480 every year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $398 more each year. View Rates by Deductible or Liability Limit
An older driver with no violations or accidents and higher deductibles may pay as little as $1,200 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers should be prepared to pay upwards of $5,000 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you may be forking out at a minimum $1,600 to $2,200 additional per year, depending on your age. High-risk driver insurance is expensive and can cost as much as 44% to 137% more than the average policy. View High Risk Driver Rates
Where you live also has a big influence on Nissan Murano insurance prices. A middle-age driver might find rates as low as $940 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,770 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,182 | -$124 | -9.5% |
| Alaska | $1,002 | -$304 | -23.3% |
| Arizona | $1,086 | -$220 | -16.8% |
| Arkansas | $1,306 | -$0 | 0.0% |
| California | $1,488 | $182 | 13.9% |
| Colorado | $1,248 | -$58 | -4.4% |
| Connecticut | $1,344 | $38 | 2.9% |
| Delaware | $1,478 | $172 | 13.2% |
| Florida | $1,634 | $328 | 25.1% |
| Georgia | $1,206 | -$100 | -7.7% |
| Hawaii | $938 | -$368 | -28.2% |
| Idaho | $884 | -$422 | -32.3% |
| Illinois | $972 | -$334 | -25.6% |
| Indiana | $984 | -$322 | -24.7% |
| Iowa | $880 | -$426 | -32.6% |
| Kansas | $1,242 | -$64 | -4.9% |
| Kentucky | $1,782 | $476 | 36.4% |
| Louisiana | $1,936 | $630 | 48.2% |
| Maine | $806 | -$500 | -38.3% |
| Maryland | $1,078 | -$228 | -17.5% |
| Massachusetts | $1,046 | -$260 | -19.9% |
| Michigan | $2,270 | $964 | 73.8% |
| Minnesota | $1,092 | -$214 | -16.4% |
| Mississippi | $1,566 | $260 | 19.9% |
| Missouri | $1,158 | -$148 | -11.3% |
| Montana | $1,404 | $98 | 7.5% |
| Nebraska | $1,030 | -$276 | -21.1% |
| Nevada | $1,566 | $260 | 19.9% |
| New Hampshire | $940 | -$366 | -28.0% |
| New Jersey | $1,462 | $156 | 11.9% |
| New Mexico | $1,158 | -$148 | -11.3% |
| New York | $1,378 | $72 | 5.5% |
| North Carolina | $752 | -$554 | -42.4% |
| North Dakota | $1,070 | -$236 | -18.1% |
| Ohio | $904 | -$402 | -30.8% |
| Oklahoma | $1,342 | $36 | 2.8% |
| Oregon | $1,198 | -$108 | -8.3% |
| Pennsylvania | $1,246 | -$60 | -4.6% |
| Rhode Island | $1,744 | $438 | 33.5% |
| South Carolina | $1,182 | -$124 | -9.5% |
| South Dakota | $1,104 | -$202 | -15.5% |
| Tennessee | $1,146 | -$160 | -12.3% |
| Texas | $1,574 | $268 | 20.5% |
| Utah | $968 | -$338 | -25.9% |
| Vermont | $894 | -$412 | -31.5% |
| Virginia | $782 | -$524 | -40.1% |
| Washington | $1,012 | -$294 | -22.5% |
| West Virginia | $1,198 | -$108 | -8.3% |
| Wisconsin | $904 | -$402 | -30.8% |
| Wyoming | $1,166 | -$140 | -10.7% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Nissan Murano S 2WD | $1,230 | $103 |
| Nissan Murano S AWD | $1,230 | $103 |
| Nissan Murano SL 2WD | $1,230 | $103 |
| Nissan Murano SL AWD | $1,268 | $106 |
| Nissan Murano LE 2WD | $1,382 | $115 |
| Nissan Murano LE AWD | $1,382 | $115 |
Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2019 Nissan Murano | $248 | $458 | $442 | $1,306 |
| 2018 Nissan Murano | $238 | $424 | $452 | $1,272 |
| 2017 Nissan Murano | $230 | $400 | $456 | $1,244 |
| 2016 Nissan Murano | $220 | $358 | $460 | $1,196 |
| 2015 Nissan Murano | $206 | $330 | $460 | $1,154 |
| 2014 Nissan Murano | $198 | $310 | $464 | $1,130 |
| 2012 Nissan Murano | $180 | $268 | $474 | $1,080 |
| 2011 Nissan Murano | $174 | $244 | $478 | $1,054 |
| 2009 Nissan Murano | $152 | $202 | $474 | $986 |
| 2007 Nissan Murano | $146 | $178 | $460 | $942 |
| 2006 Nissan Murano | $144 | $168 | $452 | $922 |
| 2005 Nissan Murano | $132 | $160 | $446 | $896 |
| 2004 Nissan Murano | $126 | $152 | $442 | $878 |
Rates are averaged for all Nissan Murano models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for More Affordable Nissan Murano Insurance
Saving money on car insurance consists of avoiding accidents and claims, having above-average credit, eliminating unnecessary coverage, and dropping full coverage on older vehicles. Spend time shopping around every time your policy renews by requesting rates from direct companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.
The points below are a summary of the information touched on above.
- You may be able to save as much as $160 per year just by shopping early and online
- Drivers under the age of 20 pay higher rates, with premiums as much as $417 per month if full coverage is included
- Increasing deductibles could save as much as $475 each year
- Higher risk drivers who have multiple accidents or major violations may pay on average $1,530 more each year to insure a Nissan Murano
- Policyholders who require increased liability limits will pay approximately $490 every year to raise from a minimum limit to a 250/500 level
Regardless of whether you have an old Nissan Murano or a Nissan Murano 17.5, shopping for insurance will help you save on rates. So if you worried about how much does a 2018 or 2015 Nissan Murano cost to insure, find out for sure by getting quotes.
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What are the safety ratings of the Nissan Murano?
A car with great safety features and ratings will cost less to insure. The Nissan Murano’s best safety features include brake assist, electronic stability control, blind-spot monitor, lane departure warning, and lane-keeping assist.
The 2020 Nissan Murano also has great crash test ratings from the Insurance Insitute for Highway Safety (IIHS), which we listed below.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
To understand how the IIHS crash tests vehicles, watch the video below.
Nissan Murano Compared Against Other Vehicles in the Same Class
The class and size of a vehicle affect liability rates. The Nissan Murano is a midsize SUV. The IIHS recorded the Nissan Murano’s liability losses as average and better than average, which is good. It means the Nissan Murano should have normal rates for liability insurance.
The list of midsize SUVs below will help you compare the Nissan Murano’s prices and ratings to other vehicles in its class.
Frequently Asked Questions
- Is the Nissan Murano a reliable car? It’s a value pick for midsize SUV class but there are better options in this class of vehicle.
To jump right into finding cheap Nissan Murano insurance rates, enter your ZIP code in our free tool.
References
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,006 |
| 20 | $3,026 |
| 30 | $1,354 |
| 40 | $1,306 |
| 50 | $1,194 |
| 60 | $1,172 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,618 |
| $250 | $1,474 |
| $500 | $1,306 |
| $1,000 | $1,144 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,306 |
| 50/100 | $1,470 |
| 100/300 | $1,581 |
| 250/500 | $1,868 |
| 100 CSL | $1,515 |
| 300 CSL | $1,758 |
| 500 CSL | $1,935 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,120 |
| 20 | $4,824 |
| 30 | $2,886 |
| 40 | $2,836 |
| 50 | $2,708 |
| 60 | $2,684 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $69 |
| Multi-vehicle | $70 |
| Homeowner | $20 |
| 5-yr Accident Free | $94 |
| 5-yr Claim Free | $84 |
| Paid in Full/EFT | $57 |
| Advance Quote | $64 |
| Online Quote | $92 |
| Total Discounts | $550 |
Discounts are estimated and may not be available from every company or in every state.
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