Nissan Versa Insurance Rates

If you are struggling to find the best Nissan Versa Note insurance rates, this article is for you. 

Drivers pay an average of $1,424 per year for Nissan Versa Note car insurance, and that can fluctuate based on a variety of factors, such as the age of the vehicle and whether you chose comprehensive coverage or liability insurance. For example, insurance for a Nissan Versa Note costs less if you drive an older model of the vehicle.

In order to adequately prepare yourself to shop for a policy like a pro, be sure to read through this detailed article. When you’re ready, be sure to enter your five-digit ZIP code to compare Nissan Versa car insurance rates from multiple companies.

U.S. average insurance rates for a Nissan Versa are $1,246 a year for full coverage. Comprehensive costs approximately $208, collision costs $424, and liability coverage is $456. Buying just liability costs around $508 a year, with insurance for high-risk drivers costing around $2,718. Teenage drivers pay the highest rates at $4,874 a year or more.

Average premium for full coverage: $1,246

Price estimates by individual coverage:

Prices are based on $500 deductible amounts, minimum liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all states and for different Versa trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a large influence on car insurance rates. Rural locations have a lower frequency of accident claims than densely populated cities.

The price range example below illustrates how where you live affects auto insurance prices.

The ranges above show why anyone shopping for car insurance should compare rates quotes using their specific location and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows estimated Nissan Versa insurance rates for additional coverage and risk scenarios.

• The best discount rate is $721
• Raising to $1,000 deductibles will save $144 a year
• The average rate for the average middle-age driver who chooses $500 deductibles is $1,246
• Using more expensive low deductibles will increase the cost to $1,526
• Unlucky drivers who are prone to accidents and violations could pay around $2,718 or more
• The price for full coverage for a teenage driver with full coverage can cost $4,874

View Chart as Image

Insurance prices for a Nissan Versa are also quite variable based on your driving record, the trim level of your Versa, and physical damage deductibles and liability limits.

An older driver with no violations or accidents and high deductibles may only pay around $1,200 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay in the ballpark of $4,800 a year. View Rates by Age

The state you live in also has a big influence on Nissan Versa insurance rates. A middle-age driver might find prices as low as $820 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,780 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $430 a year, while increasing your policy's liability limits will push prices upward. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $411 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying anywhere from $1,500 to $2,100 additional each year, depending on your age. High-risk driver insurance is expensive and can cost around 43% to 134% more than a normal policy. View High Risk Driver Rates

Since prices can be so different, the only way to know who has the cheapest car insurance prices is to compare prices and see how they stack up. Every auto insurance company uses a different method to calculate prices, and prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Nissan Versa Insurance

Getting lower rates on auto insurance consists of having a good driving record, having a good credit history, eliminating unnecessary coverage, and qualifying for all possible discounts. Take the time to comparison shop every couple of years by requesting quotes from direct carriers like Progressive and GEICO, and also from local exclusive and independent agents.

The next list is a brief review of the material that was touched on in the above illustrations.

• Consumers who purchase increased levels of liability coverage will pay an extra $500 each year to raise from a low limit to 250/500 limits
• Drivers age 20 and younger are the costliest to insure, with premiums as much as $406 a month including comprehensive and collision insurance
• Drivers with DUI or reckless driving convictions may pay on average $1,470 more per year to buy Nissan Versa insurance
• Increasing physical damage deductibles can save around $425 each year

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Nissan Versa Note insurance cost. Take advantage of our free quote tool below to compare affordable Nissan Versa Note car insurance quotes from top companies right now.

What are the safety ratings of the Nissan Versa Note?

The safety ratings of the Nissan Versa Note are important to understand because your insurance provider is going to be interested in knowing about the durability of your car.

Take a look at the following crash test ratings of the Nissan Versa Note with results reported from the Insurance Institute for Highway Safety.

• Small overlap front (driver-side): N/R
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: N/R
• Roof strength: N/R
• Head restraints and seats: N/R

For a brief frame of reference, “Good” is the highest rating possible. The fact that the Nissan Versa Note received this score in the only part of the car that was tested is positive news.

Nissan Versa Note Compared Against Other Vehicles in the Same Class

If you are curious to know how the Nissan Versa Note stacks up to other similar models, take a look at the following minicars.

Each page provides information on the insurance rates for each comparable model so you can cross-reference them with the Nissan Versa Note.

• Chevrolet Spark
• Hyundai Accent
• Mitsubishi Mirage

Now that we have gone into great detail about how Nissan Versa Note insurance rates are calculated, you can feel confident comparison shopping for the best rates. Ready to buy Nissan Versa Note car insurance? Start comparing Nissan Versa Note quotes from multiple companies by taking advantage of our free online tool.