Porsche 911 Insurance Rates

Estimated insurance rates for a Porsche 911 are $2,080 a year for full coverage. Comprehensive costs approximately $482, collision costs $1,042, and liability coverage costs $398. Liability-only insurance costs as little as $460 a year, with high-risk driver insurance costing around $4,552. Teen drivers pay the most at $7,430 a year or more.

Average premium for full coverage: $2,080

Premium estimates by type of coverage:

Estimates include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all states and for all 911 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on car insurance rates. Rural locations are statistically proven to have lower incidents of accident claims than larger metro areas.

The example below illustrates how your location can change auto insurance prices.

These rate differences show why everyone should compare rates using their specific location, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows estimated Porsche 911 insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $1,138
• Drivers who choose higher $1,000 deductibles will pay $346 a year
• The estimated price for a 40-year-old good driver who chooses $500 deductibles is $2,080
• Choosing pricier low deductibles for comprehensive and collision insurance bumps up the cost to $2,758
• High-risk insureds with multiple violations and an at-fault accident could pay around $4,552 or more
• An auto insurance policy that insures a teenage driver for full coverage can cost $7,430 a year

View Chart as Image

Insurance prices for a Porsche 911 also have a wide range based on the model of your 911, how you drive, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you could be paying anywhere from $2,500 to $3,300 additional annually, depending on your age. Porsche 911 insurance for high-risk drivers can cost around 44% to 134% more than average. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,900 per year on average, or $158 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records should be prepared to pay in the ballpark of $7,400 a year. View Rates by Age

Where you choose to live makes a big difference in Porsche 911 insurance rates. A 40-year-old driver could pay as low as $1,370 a year in states like Iowa, Maine, and Idaho, or as much as $2,970 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing high deductibles could save up to $1,030 a year, whereas buying more liability protection will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $304 more each year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to know who has the cheapest car insurance prices is to regularly compare prices and see how they stack up. Every company uses a different rate calculation, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Porsche 911 Insurance

Finding better rates on auto insurance not only requires avoiding accidents and violations, but also having a good credit score, not filing small claims, and qualifying for all possible discounts. Shop around at every other renewal by getting rate quotes from direct carriers, and also from insurance agencies where you live.

The list below is a review of the concepts that were illustrated above.

• Drivers who have several accidents or serious violations could be forced to pay on average $2,470 more per year for car insurance
• Teenagers are the costliest to insure, as much as $619 per month if comprehensive and collision insurance is included
• Drivers can save around $270 per year simply by quoting online well ahead of the renewal date
• Increasing policy deductibles can save approximately $1,025 each year
• Drivers can save around $270 per year simply by quoting online well ahead of the renewal date