Porsche 911 Insurance Rates

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UPDATED: Mar 30, 2024

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Average insurance prices for a Porsche 911 are $2,080 every 12 months for full coverage insurance. Comprehensive insurance costs approximately $482 a year, collision costs $1,042, and liability insurance is estimated at $398. A liability-only policy costs approximately $460 a year, with high-risk insurance costing $4,552 or more. Teens receive the highest rates at $7,430 a year or more.

Average premium for full coverage: $2,080

Rate estimates by individual coverage type:

Comprehensive $482
Collision $1042
Liability $398

Rates are based on $500 physical damage deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 states and 911 trim levels.

Price Range by Coverage and Risk

For a 40-year-old driver, prices range go from the cheapest price of $460 for the bare minimum liability coverage to a high of $4,552 for a driver required to buy high-risk insurance.

Liability Only $460
Full Coverage $2,080
High Risk $4,552

Price Range by Location

Living in a larger city has a significant impact on the price of auto insurance. Rural locations tend to have more infrequent physical damage claims than cities with more traffic congestion.

The diagram below illustrates how your location can change auto insurance prices.

Rural Areas $1,560
Small Cities $2,184
Large Cities $2,808

These examples illustrate why it is important to get quotes using their specific location and their own driving history, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below illustrates estimated Porsche 911 insurance rates for additional coverage and risk scenarios.

  • The cheapest rate after discounts is $1,138
  • Choosing higher $1,000 deductibles can save $1,734 each year
  • The average price for a 40-year-old driver who chooses $500 deductibles is $2,080
  • Selecting low $100 deductibles for comp and collision coverage costs an extra $678 a year
  • High-risk insureds with serious driving violations could pay around $4,552 or more
  • The cost to insure a teen driver can cost $7,430 each year

View Chart as Image

Porsche 911 insurance cost comparison chart
Column chart showing full coverage Porsche 911 insurance prices range from $1,138 to $7,430

Insurance rates for a Porsche 911 can also vary considerably based on policy deductibles and limits, your risk profile, and the model of your 911.

Choosing higher comprehensive and collision insurance deductibles can save as much as $1,030 each year, while buying higher liability limits will push rates upward. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $304 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles could pay as little as $1,900 annually on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers can expect to pay in the ballpark of $7,400 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying anywhere from $2,500 to $3,300 extra per year, depending on your age. A high-risk auto insurance policy ranges anywhere from 44% to 134% more than the average policy. View High Risk Driver Rates

Where you live plays a big part in determining prices for Porsche 911 insurance rates. A good driver about age 40 could pay as low as $1,360 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $2,810 on average in Florida, New York, and Michigan.

Porsche 911 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,882 -$198 -9.5%
Alaska $1,596 -$484 -23.3%
Arizona $1,726 -$354 -17.0%
Arkansas $2,080 -$0 0.0%
California $2,372 $292 14.0%
Colorado $1,986 -$94 -4.5%
Connecticut $2,140 $60 2.9%
Delaware $2,354 $274 13.2%
Florida $2,602 $522 25.1%
Georgia $1,922 -$158 -7.6%
Hawaii $1,494 -$586 -28.2%
Idaho $1,408 -$672 -32.3%
Illinois $1,552 -$528 -25.4%
Indiana $1,568 -$512 -24.6%
Iowa $1,406 -$674 -32.4%
Kansas $1,978 -$102 -4.9%
Kentucky $2,840 $760 36.5%
Louisiana $3,080 $1,000 48.1%
Maine $1,284 -$796 -38.3%
Maryland $1,716 -$364 -17.5%
Massachusetts $1,664 -$416 -20.0%
Michigan $3,616 $1,536 73.8%
Minnesota $1,742 -$338 -16.3%
Mississippi $2,494 $414 19.9%
Missouri $1,846 -$234 -11.3%
Montana $2,236 $156 7.5%
Nebraska $1,640 -$440 -21.2%
Nevada $2,496 $416 20.0%
New Hampshire $1,500 -$580 -27.9%
New Jersey $2,326 $246 11.8%
New Mexico $1,842 -$238 -11.4%
New York $2,192 $112 5.4%
North Carolina $1,200 -$880 -42.3%
North Dakota $1,702 -$378 -18.2%
Ohio $1,436 -$644 -31.0%
Oklahoma $2,136 $56 2.7%
Oregon $1,906 -$174 -8.4%
Pennsylvania $1,986 -$94 -4.5%
Rhode Island $2,776 $696 33.5%
South Carolina $1,886 -$194 -9.3%
South Dakota $1,754 -$326 -15.7%
Tennessee $1,822 -$258 -12.4%
Texas $2,506 $426 20.5%
Utah $1,538 -$542 -26.1%
Vermont $1,424 -$656 -31.5%
Virginia $1,246 -$834 -40.1%
Washington $1,608 -$472 -22.7%
West Virginia $1,908 -$172 -8.3%
Wisconsin $1,440 -$640 -30.8%
Wyoming $1,854 -$226 -10.9%

View Chart as Image

Porsche 911 insurance rates by U.S. city

With so much variability in rates, the only way to figure out who has the best car insurance rates is to get quotes from as many companies as possible. Each auto insurer calculates rates differently, so the rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Porsche 911 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Porsche 911 $482 $1,042 $398 $2,080
2023 Porsche 911 $466 $1,016 $416 $2,056
2022 Porsche 911 $450 $974 $430 $2,012
2021 Porsche 911 $424 $940 $442 $1,964
2020 Porsche 911 $408 $872 $452 $1,890
2019 Porsche 911 $392 $822 $456 $1,828
2018 Porsche 911 $376 $736 $460 $1,730
2017 Porsche 911 $352 $678 $460 $1,648
2016 Porsche 911 $340 $636 $464 $1,598
2015 Porsche 911 $330 $592 $474 $1,554
2014 Porsche 911 $306 $550 $474 $1,488
2013 Porsche 911 $298 $500 $478 $1,434
2012 Porsche 911 $278 $458 $474 $1,368
2011 Porsche 911 $262 $416 $474 $1,310
2010 Porsche 911 $254 $372 $468 $1,252
2009 Porsche 911 $250 $364 $460 $1,232
2008 Porsche 911 $246 $348 $452 $1,204
2007 Porsche 911 $224 $330 $446 $1,158

Rates are averaged for all Porsche 911 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Best Cheap Porsche 911 Insurance

Saving money on Porsche 911 insurance takes being a safe and courteous driver, having good credit, avoid buying unnecessary coverage, and maximizing policy discounts. Invest the time to shop around at every policy renewal by requesting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from local insurance agencies.

Below is a quick review of the data illustrated above.

  • Drivers who purchase higher levels of liability will pay approximately $440 annually to raise limits from a minimum limit to a 250/500 level
  • It is possible to save around $270 per year simply by quoting early and online
  • Increasing deductibles could save as much as $1,025 each year
  • Teenage drivers are expensive to insure, costing up to $619 per month if they have full coverage

Rates by Driver Age

Porsche 911 Insurance Rates by Driver Age
Driver Age Premium
16 $7,430
20 $4,866
30 $2,204
40 $2,080
50 $1,896
60 $1,862

Full coverage, $500 deductibles

Rates by Deductible

Porsche 911 Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,758
$250 $2,440
$500 $2,080
$1,000 $1,734

Full coverage, driver age 40

Rates by Liability Limit

Porsche 911 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $2,080
50/100 $2,362
100/300 $2,446
250/500 $2,666
100 CSL $2,395
300 CSL $2,581
500 CSL $2,717

Full coverage, driver age 40

Rates for High Risk Drivers

Porsche 911 Insurance Rates for High Risk Drivers
Age Premium
16 $10,720
20 $7,750
30 $4,690
40 $4,552
50 $4,340
60 $4,306

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $305

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $115
Multi-vehicle $110
Homeowner $27
5-yr Accident Free $174
5-yr Claim Free $139
Paid in Full/EFT $110
Advance Quote $113
Online Quote $154
Total Discounts $942
Rate after discounts $1,138

Discounts are estimated and may not be available from every company or in every state.

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