Porsche 911 Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Mar 30, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Average insurance rates for a Porsche 911 are $2,080 a year for full coverage. Comprehensive costs on average $482, collision insurance costs $1,042, and liability is $398. Liability-only coverage costs around $460 a year, and high-risk coverage costs around $4,552. Teens receive the highest rates at up to $7,430 a year.
Average premium for full coverage: $2,080
Rate estimates by individual coverage type:
Price estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all states and for different 911 trim levels.
Price Range by Coverage and Risk
For the normal driver, prices range range from the low end price of $460 for the bare minimum liability coverage to a much higher rate of $4,552 for coverage for higher-risk drivers.
Price Range by Location
Choosing to live in a large city can make a big difference on car insurance rates. Rural areas tend to have lower incidents of accident claims than cities with more traffic congestion. The price range example below illustrates how geographic area affects car insurance rates.
These examples show why anyone shopping for car insurance should compare rates quotes based on a specific location, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below shows average Porsche 911 insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $1,138
- Raising to $1,000 deductibles will save around $346 a year
- The estimated price for a 40-year-old driver with $500 deductibles is $2,080
- Selecting more expensive low deductibles bumps up the cost to $2,758
- Drivers with serious driving violations could pay upwards of $4,552
- The cost that insures a 16-year-old driver with full coverage may cost $7,430
Car insurance rates for a Porsche 911 can also vary considerably based on the model year and trim level, how you drive, and policy deductibles and limits.
If you like to drive fast or you caused an accident, you could be paying at a minimum $2,500 to $3,300 extra per year, depending on your age. High-risk driver insurance is expensive and can cost from 44% to 134% more than the average policy. View High Risk Driver Rates
An older driver with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,900 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will be charged upwards of $7,400 a year. View Rates by Age
Where you live also has a big influence on Porsche 911 insurance prices. A middle-age driver might find rates as low as $1,370 a year in states like Idaho, Maine, and Iowa, or have to pay at least $2,970 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,882 | -$198 | -9.5% |
| Alaska | $1,596 | -$484 | -23.3% |
| Arizona | $1,726 | -$354 | -17.0% |
| Arkansas | $2,080 | -$0 | 0.0% |
| California | $2,372 | $292 | 14.0% |
| Colorado | $1,986 | -$94 | -4.5% |
| Connecticut | $2,140 | $60 | 2.9% |
| Delaware | $2,354 | $274 | 13.2% |
| Florida | $2,602 | $522 | 25.1% |
| Georgia | $1,922 | -$158 | -7.6% |
| Hawaii | $1,494 | -$586 | -28.2% |
| Idaho | $1,408 | -$672 | -32.3% |
| Illinois | $1,552 | -$528 | -25.4% |
| Indiana | $1,568 | -$512 | -24.6% |
| Iowa | $1,406 | -$674 | -32.4% |
| Kansas | $1,978 | -$102 | -4.9% |
| Kentucky | $2,840 | $760 | 36.5% |
| Louisiana | $3,080 | $1,000 | 48.1% |
| Maine | $1,284 | -$796 | -38.3% |
| Maryland | $1,716 | -$364 | -17.5% |
| Massachusetts | $1,664 | -$416 | -20.0% |
| Michigan | $3,616 | $1,536 | 73.8% |
| Minnesota | $1,742 | -$338 | -16.3% |
| Mississippi | $2,494 | $414 | 19.9% |
| Missouri | $1,846 | -$234 | -11.3% |
| Montana | $2,236 | $156 | 7.5% |
| Nebraska | $1,640 | -$440 | -21.2% |
| Nevada | $2,496 | $416 | 20.0% |
| New Hampshire | $1,500 | -$580 | -27.9% |
| New Jersey | $2,326 | $246 | 11.8% |
| New Mexico | $1,842 | -$238 | -11.4% |
| New York | $2,192 | $112 | 5.4% |
| North Carolina | $1,200 | -$880 | -42.3% |
| North Dakota | $1,702 | -$378 | -18.2% |
| Ohio | $1,436 | -$644 | -31.0% |
| Oklahoma | $2,136 | $56 | 2.7% |
| Oregon | $1,906 | -$174 | -8.4% |
| Pennsylvania | $1,986 | -$94 | -4.5% |
| Rhode Island | $2,776 | $696 | 33.5% |
| South Carolina | $1,886 | -$194 | -9.3% |
| South Dakota | $1,754 | -$326 | -15.7% |
| Tennessee | $1,822 | -$258 | -12.4% |
| Texas | $2,506 | $426 | 20.5% |
| Utah | $1,538 | -$542 | -26.1% |
| Vermont | $1,424 | -$656 | -31.5% |
| Virginia | $1,246 | -$834 | -40.1% |
| Washington | $1,608 | -$472 | -22.7% |
| West Virginia | $1,908 | -$172 | -8.3% |
| Wisconsin | $1,440 | -$640 | -30.8% |
| Wyoming | $1,854 | -$226 | -10.9% |
Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $1,030 annually, while increasing your policy's liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $304 extra every 12 months. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Porsche 911 Carrera 2 2-Dr Coupe | $1,882 | $157 |
| Porsche 911 Carrera 2 Cabriolet 2-Dr Convertible | $1,870 | $156 |
| Porsche 911 Carrera 4 2-Dr Coupe | $1,922 | $160 |
| Porsche 911 Carrera 2 S 2-Dr Coupe | $1,966 | $164 |
| Porsche 911 Carrera 4 Cabriolet 2-Dr Convertible | $1,884 | $157 |
| Porsche 911 Carrera Targa 2-Dr Coupe | $2,008 | $167 |
| Porsche 911 Carrera 2 S 2-Dr Convertible | $1,956 | $163 |
| Porsche 911 Carrera 4S 2-Dr Coupe | $2,008 | $167 |
| Porsche 911 Carrera 4S Cabriolet 2-Dr Convertible | $1,908 | $159 |
| Porsche 911 Carrera Targa S 2-Dr Coupe | $2,092 | $174 |
| Porsche 911 GT3 2-Dr Coupe | $2,166 | $181 |
| Porsche 911 GT3 RS 2-Dr Coupe | $2,334 | $195 |
| Porsche 911 Turbo 2-Dr Coupe | $2,346 | $196 |
| Porsche 911 Turbo 2-Dr Convertible | $2,294 | $191 |
Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Porsche 911 | $482 | $1,042 | $398 | $2,080 |
| 2023 Porsche 911 | $466 | $1,016 | $416 | $2,056 |
| 2022 Porsche 911 | $450 | $974 | $430 | $2,012 |
| 2021 Porsche 911 | $424 | $940 | $442 | $1,964 |
| 2020 Porsche 911 | $408 | $872 | $452 | $1,890 |
| 2019 Porsche 911 | $392 | $822 | $456 | $1,828 |
| 2018 Porsche 911 | $376 | $736 | $460 | $1,730 |
| 2017 Porsche 911 | $352 | $678 | $460 | $1,648 |
| 2016 Porsche 911 | $340 | $636 | $464 | $1,598 |
| 2015 Porsche 911 | $330 | $592 | $474 | $1,554 |
| 2014 Porsche 911 | $306 | $550 | $474 | $1,488 |
| 2013 Porsche 911 | $298 | $500 | $478 | $1,434 |
| 2012 Porsche 911 | $278 | $458 | $474 | $1,368 |
| 2011 Porsche 911 | $262 | $416 | $474 | $1,310 |
| 2010 Porsche 911 | $254 | $372 | $468 | $1,252 |
| 2009 Porsche 911 | $250 | $364 | $460 | $1,232 |
| 2008 Porsche 911 | $246 | $348 | $452 | $1,204 |
| 2007 Porsche 911 | $224 | $330 | $446 | $1,158 |
Rates are averaged for all Porsche 911 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheaper Porsche 911 Insurance
Saving money on insurance for a Porsche 911 consists of avoiding accidents and violations, having a positive credit history, eliminating unneeded coverage, and possibly raising deductibles. Compare rates at least once a year by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.
The list below is a condensed summary of the primary concepts that were presented in the illustrations above.
- Drivers can save as much as $270 per year just by shopping early and online
- Drivers considered higher risk with multiple at-fault accidents may pay on average $2,470 more each year for car insurance
- Increasing deductibles can save approximately $1,025 each year
- Teenagers are expensive to insure, costing as high as $619 per month if full coverage is purchased
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $7,430 |
| 20 | $4,866 |
| 30 | $2,204 |
| 40 | $2,080 |
| 50 | $1,896 |
| 60 | $1,862 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,758 |
| $250 | $2,440 |
| $500 | $2,080 |
| $1,000 | $1,734 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $2,080 |
| 50/100 | $2,362 |
| 100/300 | $2,446 |
| 250/500 | $2,666 |
| 100 CSL | $2,395 |
| 300 CSL | $2,581 |
| 500 CSL | $2,717 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $10,720 |
| 20 | $7,750 |
| 30 | $4,690 |
| 40 | $4,552 |
| 50 | $4,340 |
| 60 | $4,306 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $115 |
| Multi-vehicle | $110 |
| Homeowner | $27 |
| 5-yr Accident Free | $174 |
| 5-yr Claim Free | $139 |
| Paid in Full/EFT | $110 |
| Advance Quote | $113 |
| Online Quote | $154 |
| Total Discounts | $942 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
