Porsche 911 Insurance Rates

Estimated insurance prices for a Porsche 911 are $2,100 every 12 months with full coverage. Comprehensive costs an estimated $502, collision costs $1,050, and liability insurance costs $390. Liability-only insurance costs as little as $452 a year, with high-risk driver insurance costing around $4,586. Teenage drivers pay the most at $7,452 a year or more.

Average premium for full coverage: $2,100

Premium estimates broken down by type of coverage:

Rate estimates include $500 physical damage insurance deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all U.S. states and for all 911 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a significant impact on car insurance rates. More rural locations are statistically proven to have more infrequent collision claims than densely populated cities.

The example below illustrates the difference location can make on insurance prices.

These rate differences demonstrate why everyone should compare rates for a targeted area and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details estimated Porsche 911 insurance rates for other coverage scenarios.

• The best discount rate is $1,151
• Drivers who choose higher $1,000 deductibles will pay approximately $350 annually
• The average price for a 40-year-old good driver who has $500 deductibles is $2,100
• Using pricier low deductibles for comprehensive and collision insurance increases the price to $2,790
• High risk drivers who are prone to accidents and violations could pay up to $4,586 or more
• An auto insurance policy to insure a teen driver for full coverage can cost as much as $7,452 a year

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Insurance prices for a Porsche 911 also have a wide range based on physical damage deductibles and liability limits, your driving record, and the model year and trim level.

Using high physical damage deductibles could save up to $1,040 each year, whereas buying more liability protection will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $299 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles could pay as little as $1,900 per year on average, or $158 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers should be prepared to pay at least $7,400 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you may be forking out $2,500 to $3,400 additional annually, depending on your age. Porsche 911 insurance for high-risk drivers can cost anywhere from 46% to 133% more than a normal policy. View High Risk Driver Rates

Where you choose to live makes a big difference in Porsche 911 insurance rates. A 40-year-old driver could pay as low as $1,510 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $2,830 on average in New York, Michigan, and Florida.

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With such a large range in prices, the best way to find out which insurance company is cheapest is to regularly compare prices from as many companies as possible. Every company uses a different method to calculate prices, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Porsche 911 Insurance

Finding better rates on Porsche 911 insurance not only requires being a low-risk driver, but also having above-average credit, being claim-free, and maximizing policy discounts. Make time to compare rates at least once a year by requesting quotes from direct companies, and also from your local independent and exclusive agents.

The items below are a brief recap of the primary concepts that were touched on in this article.

• You may be able to save approximately $270 per year simply by quoting online well ahead of the renewal date
• High-risk drivers who tend to receive serious violations may pay on average $2,490 more annually to insure their 911
• Increasing policy deductibles could save as much as $1,050 each year
• Teen drivers are expensive to insure, possibly costing $621 per month if full coverage is included