Porsche 911 Insurance Rates

Estimated auto insurance rates for a Porsche 911 are $2,080 annually for full coverage insurance. Comprehensive costs approximately $482 each year, collision costs $1,042, and liability is estimated at $398. Liability-only coverage costs approximately $460 a year, with high-risk coverage costing around $4,552. Teenage drivers pay the most at $7,430 a year or more.

Average premium for full coverage: $2,080

Premium estimates by type of coverage:

Includes $500 comprehensive and collision deductibles, minimum liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 states and 911 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can have significant affects on the price of auto insurance. Rural locations are statistically proven to have fewer physical damage claims than densely populated cities.

The graphic below illustrates how rural and urban location affects auto insurance prices.

These rate differences illustrate why all drivers should get quotes using their specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates estimated Porsche 911 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $1,138
• Choosing higher $1,000 deductibles can save $346 each year
• The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $2,080
• Using low deductibles for comp and collision coverage will cost $2,758
• Unlucky drivers who are prone to accidents and violations could pay around $4,552 or more
• An auto insurance policy with full coverage for a teen driver can cost $7,430 each year

View Chart as Image

Insurance prices for a Porsche 911 also have a wide range based on the model of your 911, your risk profile, and physical damage deductibles and liability limits.

More mature drivers with a clean driving record and high physical damage deductibles may pay as little as $1,900 annually on average, or $158 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they can expect to pay in the ballpark of $7,400 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are probably paying anywhere from $2,500 to $3,300 extra annually, depending on your age. Insurance for high-risk drivers ranges as much as 44% to 134% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $1,030 every year, whereas increasing liability limits will push prices upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $304 more per year. View Rates by Deductible or Liability Limit

Where you choose to live plays a big part in determining prices for Porsche 911 insurance prices. A good driver about age 40 could pay as low as $1,360 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $2,810 on average in Florida, New York, and Michigan.

View Chart as Image

With such a large range in prices, the only way to figure out who has the best car insurance prices is to do a rate comparison and see which company has the best price. Each auto insurer uses a different method to calculate prices, so the prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest Porsche 911 Insurance

Finding better rates on car insurance takes having a decent driving record, having a good credit history, paying for small claims out-of-pocket, and maximizing policy discounts. Set aside time to shop around every couple of years by getting quotes from direct insurance companies, and also from insurance agencies where you live.

The following items are a recap of the material that was raised in the charts and tables above.

• Policyholders who purchase additional liability coverage will pay an extra $440 annually to raise limits from 30/60 bodily injury limits to higher 250/500 limits
• 16 to 18-year-old drivers are expensive to insure, with premiums being up to $619 per month including comprehensive and collision insurance
• Higher risk drivers that have major violations or accidents could be forced to pay on average $2,470 more per year than a driver with a clean driving record
• Increasing policy deductibles could save up to $1,025 each year