Saturn Vue Insurance Rates

The average auto insurance rates for a Saturn Vue are $876 annually for full coverage. Comprehensive insurance costs on average $132, collision costs $144, and liability coverage costs $442. Liability-only coverage costs as little as $496 a year, with high-risk coverage costing $1,874 or more. Teenage drivers cost the most to insure at $3,604 a year or more.

Average premium for full coverage: $876

Policy rates by type of insurance:

Price estimates include $500 physical damage deductibles, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all states and for all Vue models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on car insurance rates. Rural areas are shown to have fewer accident claims than densely populated cities.

The example below illustrates how location impacts car insurance rates.

The examples above show why everyone should compare rates based on a specific location and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows estimated Saturn Vue insurance rates for different risk profiles and scenarios.

• The best discount rate is $546
• Drivers who choose higher $1,000 deductibles will pay around $64 a year
• The estimated rate for a good driver age 40 with $500 deductibles is $876
• Using pricier low deductibles for comprehensive and collision insurance costs an additional $118 each year
• High-risk insureds who are prone to accidents and violations could pay upwards of $1,874 or more
• Policy cost with full coverage for a teenage driver for full coverage may cost $3,604 a year

View Chart as Image

Insurance rates for a Saturn Vue also range considerably based on the model year and trim level, your driver profile, and policy deductibles and limits.

A more mature driver with no violations or accidents and high physical damage deductibles may only pay around $800 per year on average, or $67 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay upwards of $3,600 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying at a minimum $1,000 to $1,500 additional every year, depending on your age. Saturn Vue insurance for high-risk drivers can cost around 42% to 127% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $190 a year, whereas buying more liability protection will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $398 more each year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Saturn Vue insurance rates. A 40-year-old driver could pay as low as $580 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,250 on average in Michigan, Louisiana, and New York.

View Chart as Image

Because rates have so much variability, the only way to know exactly what you will pay is to regularly compare rates and see how they stack up. Every company uses a different method to calculate rates, and rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheaper Saturn Vue Insurance

Finding cheaper rates on auto insurance not only requires being a safe and courteous driver, but also having good credit, avoid buying unnecessary coverage, and insuring your home and auto with the same company. Spend time shopping around at every other renewal by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local insurance agents.

Below is a condensed summary of the concepts that were touched on above.

• Drivers with multiple at-fault accidents may be required to pay an average of $1,000 more each year for auto insurance
• Teenage drivers pay higher rates, costing up to $300 each month if they have full coverage
• Drivers can save as much as $90 per year simply by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles could save up to $175 each year
• Drivers can save as much as $90 per year simply by quoting online well ahead of the renewal date