Saturn Vue Insurance Rates

The average insurance rates for a Saturn Vue are $876 a year including full coverage. Comprehensive insurance costs an estimated $132, collision costs $144, and liability costs $442. Liability-only coverage costs as little as $496 a year, with high-risk coverage costing $1,874 or more. 16-year-old drivers cost the most to insure at $3,604 a year or more.

Average premium for full coverage: $876

Policy rates broken down by type of insurance:

Estimates include $500 policy deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and for different Vue trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on the price of auto insurance. More rural locations are shown to have a lower frequency of comprehensive and collision claims than congested cities.

The price range example below illustrates how geographic area affects insurance prices.

The examples above highlight why anyone shopping for car insurance should compare rates for a targeted area and risk profile, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down estimated Saturn Vue insurance rates for other coverage scenarios.

• The best full coverage rate is $546
• Drivers who choose higher $1,000 deductibles will pay approximately $64 every year
• The average rate for a good driver age 40 who has $500 deductibles is $876
• Buying more expensive low deductibles for comprehensive and collision insurance will cost an extra $118 annually
• Drivers with multiple tickets or accidents could pay up to $1,874 or more
• Policy cost for full coverage for a 16-year-old driver with full coverage can cost as much as $3,604 a year

View Chart as Image

Insurance rates for a Saturn Vue also range considerably based on your risk profile, the model of your Vue, and liability limits and deductibles.

An older driver with no violations or accidents and high deductibles may pay as low as $800 per year on average, or $67 per month, for full coverage. Rates are highest for teenagers, where even good drivers should be prepared to pay at least $3,600 a year. View Rates by Age

Your home state makes a big difference in Saturn Vue insurance prices. A 40-year-old driver could pay as low as $670 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,250 on average in Louisiana, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could save up to $190 annually, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $398 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying $1,000 to $1,500 additional every year, depending on your age. High-risk driver insurance can cost from 42% to 127% more than the average rate. View High Risk Driver Rates

Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to compare rates from multiple companies. Every company utilizes a different rate formula, and rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Saturn Vue Insurance

Finding cheaper rates on insurance for a Saturn Vue not only requires being safe and accident-free, but also having a good credit history, paying for small claims out-of-pocket, and maximizing policy discounts. Invest the time to compare rates every couple of years by obtaining price quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

Below you'll find a review of the material that was presented in the illustrations above.

• Insureds who want more liability protection will pay around $490 per year to go from a 30/60 limit to 250/500 limits
• Youthful drivers are expensive to insure, with premiums being up to $300 each month including comprehensive and collision insurance
• Drivers considered higher risk who have several accidents or serious violations may pay on average $1,000 more annually than a low-risk driver
• Increasing comprehensive and collision deductibles can save around $175 each year