Saturn Vue Insurance Rates

The average insurance rates for a Saturn Vue are $876 a year for full coverage insurance. Comprehensive costs an estimated $132 a year, collision costs $144, and liability is $442. Liability-only coverage costs around $496 a year, with high-risk coverage costing around $1,874. Teens cost the most to insure at $3,604 a year or more.

Average premium for full coverage: $876

Policy rates broken down by type of insurance:

Prices include $500 policy deductibles, liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 states and Vue trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on the price of insurance. More rural locations are shown to have lower incidents of physical damage claims than cities with more traffic congestion.

The diagram below illustrates the effect of geographic area on insurance prices.

The examples above illustrate why it is important to compare rates quotes for a targeted area, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates estimated Saturn Vue insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $546
• Raising to $1,000 deductibles will save approximately $812 each year
• The estimated price for a good driver age 40 who has $500 deductibles is $876
• Selecting low $100 deductibles bumps up the cost to $994
• Drivers with serious driving violations could pay up to $1,874 or more
• Policy cost that insures a 16-year-old driver can cost as much as $3,604

View Chart as Image

Insurance rates for a Saturn Vue also range considerably based on the trim level of your Vue, your age and driving record, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are probably paying $1,000 to $1,500 additional every year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 42% to 127% more than the average policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $800 every 12 months on average, or $67 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay at least $3,600 a year. View Rates by Age

Your home state also has a big influence on Saturn Vue insurance prices. A middle-age driver might find rates as low as $580 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,190 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $190 annually, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $398 more each year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to figure out which auto insurance is cheapest is to get quotes from multiple companies. Every auto insurance company calculates rates differently, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Saturn Vue Insurance

Finding cheaper rates on insurance for a Saturn Vue consists of being safe and accident-free, having a good credit score, being claim-free, and maximizing policy discounts. Compare rates once a year by requesting rates from direct insurance companies, and also from local insurance agencies.

Below you'll find a quick rundown of the data that was covered in the above illustrations.

• It is possible to save approximately $90 per year simply by quoting early and online
• Insureds who want more liability protection will pay approximately $490 annually to raise from a 30/60 limit to the 250/500 level
• Youthful drivers are expensive to insure, possibly costing $300 each month if comprehensive and collision insurance is included
• Drivers considered higher risk with reckless driving or DUI convictions may have to pay on average $1,000 more annually than a low-risk driver