Saturn Vue Insurance Rates

The average insurance prices for a Saturn Vue are $876 every 12 months for full coverage insurance. Comprehensive costs on average $132 a year, collision costs $144, and liability costs $442. Liability-only insurance costs as little as $496 a year, with high-risk driver insurance costing around $1,874. Teen drivers cost the most to insure at $3,604 a year or more.

Average premium for full coverage: $876

Policy rates by type of insurance:

These estimates include $500 policy deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 states and Vue trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on insurance rates. Rural areas are shown to have more infrequent physical damage claims than larger metro areas.

The diagram below illustrates how rural and urban location affects car insurance rates.

The examples above illustrate why it is important to compare rates based on a specific location and their own driving history, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates estimated Saturn Vue insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $546
• Drivers who choose higher $1,000 deductibles will pay around $812 each year
• The average price for a good driver age 40 with $500 deductibles is $876
• Choosing low $100 deductibles for comprehensive and collision insurance increases the price to $994
• Drivers with multiple violations and an at-fault accident could pay upwards of $1,874 or more
• Policy cost to insure a 16-year-old driver may cost $3,604 a year

View Chart as Image

Auto insurance rates for a Saturn Vue also range considerably based on liability limits and deductibles, your risk profile, and the trim level of your Vue.

Choosing high deductibles could save up to $190 annually, while buying higher liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $398 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may pay as low as $800 per year on average, or $67 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will have to pay upwards of $3,600 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying at a minimum $1,000 to $1,500 in extra premium every year, depending on your age. A high-risk auto insurance policy can cost from 42% to 127% more than average. View High Risk Driver Rates

Your home state makes a big difference in Saturn Vue insurance prices. A 40-year-old driver could pay as low as $580 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,190 on average in Michigan, New York, and Florida.

View Chart as Image

Because rates have so much variability, the only way to figure out exactly what you will pay is to get quotes from multiple companies. Every company uses a different rate calculation, and quoted rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheap Saturn Vue Insurance

Finding cheaper rates on insurance for a Saturn Vue not only requires being a good driver, but also having a good credit score, being claim-free, and taking advantage of discounts. Set aside time to shop around at least once a year by quoting rates from direct insurance companies, and also from several local insurance agents.

The following list is a brief summary of the primary concepts that were raised in the charts and tables above.

• It is possible to save as much as $90 per year simply by quoting early and online
• Drivers considered higher risk that tend to have accidents or serious violations pay on average $1,000 more each year than a safer driver
• Increasing comprehensive and collision deductibles could save as much as $175 each year
• Drivers age 16 to 20 are charged the highest rates, possibly costing $300 each month if comprehensive and collision insurance is included