Saturn Vue Insurance Rates

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UPDATED: Jun 2, 2023

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The average insurance prices for a Saturn Vue are $876 every 12 months for full coverage insurance. Comprehensive costs on average $132 a year, collision costs $144, and liability costs $442. Liability-only insurance costs as little as $496 a year, with high-risk driver insurance costing around $1,874. Teen drivers cost the most to insure at $3,604 a year or more.

Average premium for full coverage: $876

Policy rates by type of insurance:

Comprehensive $132
Collision $144
Liability $442

These estimates include $500 policy deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 states and Vue trim levels.

Price Range Variability

Using a 40-year-old driver as an example, Saturn Vue insurance rates go from the cheapest price of $496 for minimum levels of liability insurance to a high of $1,874 for coverage for higher-risk drivers.

Liability Only $496
Full Coverage $876
High Risk $1,874

Urban vs. Rural Price Range

Your location can make a big difference on insurance rates. Rural areas are shown to have more infrequent physical damage claims than larger metro areas.

The diagram below illustrates how rural and urban location affects car insurance rates.

Rural Areas $657
Small Cities $920
Large Cities $1,183

The examples above illustrate why it is important to compare rates based on a specific location and their own driving history, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below illustrates estimated Saturn Vue insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $546
  • Drivers who choose higher $1,000 deductibles will pay around $812 each year
  • The average price for a good driver age 40 with $500 deductibles is $876
  • Choosing low $100 deductibles for comprehensive and collision insurance increases the price to $994
  • Drivers with multiple violations and an at-fault accident could pay upwards of $1,874 or more
  • Policy cost to insure a 16-year-old driver may cost $3,604 a year

View Chart as Image

Saturn Vue insurance cost comparison chart
Column chart showing full coverage Saturn Vue insurance rates range from $546 to $3,604

Auto insurance rates for a Saturn Vue also range considerably based on liability limits and deductibles, your risk profile, and the trim level of your Vue.

Choosing high deductibles could save up to $190 annually, while buying higher liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $398 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may pay as low as $800 per year on average, or $67 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will have to pay upwards of $3,600 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying at a minimum $1,000 to $1,500 in extra premium every year, depending on your age. A high-risk auto insurance policy can cost from 42% to 127% more than average. View High Risk Driver Rates

Your home state makes a big difference in Saturn Vue insurance prices. A 40-year-old driver could pay as low as $580 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,190 on average in Michigan, New York, and Florida.

Saturn Vue Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $794 -$82 -9.4%
Alaska $674 -$202 -23.1%
Arizona $730 -$146 -16.7%
Arkansas $876 -$0 0.0%
California $998 $122 13.9%
Colorado $838 -$38 -4.3%
Connecticut $902 $26 3.0%
Delaware $992 $116 13.2%
Florida $1,098 $222 25.3%
Georgia $808 -$68 -7.8%
Hawaii $630 -$246 -28.1%
Idaho $594 -$282 -32.2%
Illinois $652 -$224 -25.6%
Indiana $660 -$216 -24.7%
Iowa $590 -$286 -32.6%
Kansas $834 -$42 -4.8%
Kentucky $1,196 $320 36.5%
Louisiana $1,298 $422 48.2%
Maine $540 -$336 -38.4%
Maryland $724 -$152 -17.4%
Massachusetts $702 -$174 -19.9%
Michigan $1,524 $648 74.0%
Minnesota $732 -$144 -16.4%
Mississippi $1,050 $174 19.9%
Missouri $778 -$98 -11.2%
Montana $942 $66 7.5%
Nebraska $692 -$184 -21.0%
Nevada $1,050 $174 19.9%
New Hampshire $632 -$244 -27.9%
New Jersey $980 $104 11.9%
New Mexico $778 -$98 -11.2%
New York $926 $50 5.7%
North Carolina $504 -$372 -42.5%
North Dakota $718 -$158 -18.0%
Ohio $608 -$268 -30.6%
Oklahoma $902 $26 3.0%
Oregon $804 -$72 -8.2%
Pennsylvania $836 -$40 -4.6%
Rhode Island $1,170 $294 33.6%
South Carolina $794 -$82 -9.4%
South Dakota $742 -$134 -15.3%
Tennessee $770 -$106 -12.1%
Texas $1,056 $180 20.5%
Utah $650 -$226 -25.8%
Vermont $600 -$276 -31.5%
Virginia $526 -$350 -40.0%
Washington $678 -$198 -22.6%
West Virginia $804 -$72 -8.2%
Wisconsin $608 -$268 -30.6%
Wyoming $782 -$94 -10.7%

View Chart as Image

Saturn Vue insurance rates by U.S. city

Because rates have so much variability, the only way to figure out exactly what you will pay is to get quotes from multiple companies. Every company uses a different rate calculation, and quoted rates will be varied.

Insurance Rates by Trim Level and Model Year

Saturn Vue Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Saturn Vue XE 2WD $846 $71
Saturn Vue XR 2WD $860 $72
Saturn Vue XR-L 2WD $876 $73
Saturn Vue XR AWD $890 $74
Saturn Vue XR-L AWD $906 $76

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Saturn Vue Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2009 Saturn Vue $152 $166 $460 $936
2008 Saturn Vue $150 $160 $452 $920
2007 Saturn Vue $138 $152 $446 $894
2006 Saturn Vue $132 $144 $442 $876

Rates are averaged for all Saturn Vue models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Cheap Saturn Vue Insurance

Finding cheaper rates on insurance for a Saturn Vue not only requires being a good driver, but also having a good credit score, being claim-free, and taking advantage of discounts. Set aside time to shop around at least once a year by quoting rates from direct insurance companies, and also from several local insurance agents.

The following list is a brief summary of the primary concepts that were raised in the charts and tables above.

  • It is possible to save as much as $90 per year simply by quoting early and online
  • Drivers considered higher risk that tend to have accidents or serious violations pay on average $1,000 more each year than a safer driver
  • Increasing comprehensive and collision deductibles could save as much as $175 each year
  • Drivers age 16 to 20 are charged the highest rates, possibly costing $300 each month if comprehensive and collision insurance is included

Rates by Driver Age

Saturn Vue Insurance Rates by Driver Age
Driver Age Premium
16 $3,604
20 $1,996
30 $886
40 $876
50 $806
60 $788

Full coverage, $500 deductibles

Rates by Deductible

Saturn Vue Insurance Rates with Different Deductibles
Deductible Premium
$100 $994
$250 $940
$500 $876
$1,000 $812

Full coverage, driver age 40

Rates by Liability Limit

Saturn Vue Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $876
50/100 $994
100/300 $1,105
250/500 $1,392
100 CSL $1,039
300 CSL $1,282
500 CSL $1,459

Full coverage, driver age 40

Rates for High Risk Drivers

Saturn Vue Insurance Rates for High Risk Drivers
Age Premium
16 $5,048
20 $3,176
30 $1,882
40 $1,874
50 $1,794
60 $1,774

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $114

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $43
Multi-vehicle $47
Homeowner $16
5-yr Accident Free $49
5-yr Claim Free $53
Paid in Full/EFT $29
Advance Quote $36
Online Quote $57
Total Discounts $330
Rate after discounts $546

Discounts are estimated and may not be available from every company or in every state.

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