Saturn Vue Insurance Rates

Estimated insurance prices for a Saturn Vue are $876 every 12 months including full coverage. Comprehensive insurance costs on average $132, collision insurance costs $144, and liability insurance is estimated at $442. Liability-only insurance costs approximately $496 a year, and high-risk driver insurance costs $1,874 or more. Teenage drivers pay the most at up to $3,604 a year.

Average premium for full coverage: $876

Premium estimates by type of coverage:

Full coverage includes $500 policy deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 U.S. states and for different Vue trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a significant impact on car insurance rates. Rural areas are statistically proven to have more infrequent comprehensive and collision claims than densely populated cities. The price range example below illustrates how geographic area affects car insurance rates.

These rate differences highlight why anyone shopping for car insurance should get quotes based on a specific location and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average Saturn Vue insurance rates for different risk profiles and scenarios.

• The best discount rate is $546
• Choosing higher $1,000 deductibles can save around $64 every year
• The average price for a 40-year-old good driver with $500 deductibles is $876
• Using more expensive low deductibles for comp and collision coverage costs an extra $118 a year
• High-risk insureds who are prone to accidents and violations could pay upwards of $1,874
• An auto insurance policy to insure a teen driver with full coverage may cost $3,604 each year

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Insurance prices for a Saturn Vue also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the trim level of your Vue.

Using high physical damage deductibles can save as much as $190 each year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $398 more each year. View Rates by Deductible or Liability Limit

An older driver with no violations or accidents and higher deductibles could pay as little as $800 annually on average, or $67 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers should be prepared to pay upwards of $3,600 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying at a minimum $1,000 to $1,500 additional annually, depending on your age. High-risk driver insurance ranges anywhere from 42% to 127% more than a normal policy. View High Risk Driver Rates

Where you choose to live plays a big part in determining prices for Saturn Vue insurance rates. A good driver about age 40 could pay as low as $670 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,250 on average in Michigan, New York, and Louisiana.

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Insurance Rates by Trim Level and Model Year

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for More Affordable Saturn Vue Insurance

Finding better rates on Saturn Vue insurance takes being a good driver, having above-average credit, refrain from filing small claims, and dropping full coverage on older vehicles. Invest the time to compare rates every time your policy renews by requesting rates from direct car insurance companies, and also from your local independent and exclusive agents.

The following list is a summary of the information presented in the illustrations above.

• You may be able to save as much as $90 per year just by shopping early and online
• Drivers age 16 to 20 pay higher prices, with the cost nearing $300 per month if full coverage is included
• Increasing policy deductibles could save as much as $175 each year
• High-risk drivers who have multiple accidents or major violations may pay on average $1,000 more each year than a safer driver
• Drivers who require an increased level of liability coverage will pay an extra $490 per year to raise limits from 30/60 bodily injury limits to a 250/500 level