Saturn Vue Insurance Rates

The average insurance rates for a Saturn Vue are $876 a year with full coverage. Comprehensive costs approximately $132, collision costs $144, and liability is $442. Liability-only coverage costs around $496 a year, with high-risk coverage costing around $1,874. Teenage drivers cost the most to insure at $3,604 a year or more.

Average premium for full coverage: $876

Policy rates by type of insurance:

Rates are based on $500 policy deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all U.S. states and for different Vue trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on the price of insurance. Rural locations are shown to have a lower frequency of collision claims than densely populated cities.

The price range example below illustrates how location helps determine auto insurance prices.

The examples above demonstrate why anyone shopping for car insurance should compare rates quotes using their specific location and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details estimated Saturn Vue insurance rates for additional coverage and risk scenarios.

• The best discount rate is $546
• Raising to $1,000 deductibles will save $64 annually
• The average rate for a good driver age 40 who chooses $500 deductibles is $876
• Using more expensive low deductibles will increase the cost to $994
• Drivers who are prone to accidents and violations could pay around $1,874 or more
• Policy cost for full coverage for a 16-year-old driver with full coverage can cost $3,604

View Chart as Image

Insurance rates for a Saturn Vue also range considerably based on your risk profile, the trim level and model year, and physical damage deductibles and liability limits.

An older driver with no violations or accidents and high deductibles may pay as low as $800 every 12 months on average, or $67 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay in the ballpark of $3,600 a year. View Rates by Age

Your home state also has a big influence on Saturn Vue insurance prices. A middle-age driver might find rates as low as $630 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,190 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $190 annually, while increasing your policy's liability limits will push rates upward. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $398 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out anywhere from $1,000 to $1,500 additional every year, depending on your age. High-risk driver insurance is expensive and can cost from 42% to 127% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the best way to find out who has the cheapest auto insurance rates is to compare rates from multiple companies. Every auto insurance company uses a different method to calculate rates, and rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Saturn Vue Insurance

Finding cheaper rates on insurance for a Saturn Vue consists of being a good driver, having a good credit history, not filing small claims, and qualifying for all possible discounts. Invest time comparing rates every couple of years by requesting quotes from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following list is a quick review of the material that was covered in the charts and tables above.

• Insureds who purchase an increased level of liability coverage will pay an extra $490 every year to raise from a 30/60 limit to 250/500 limits
• Drivers age 16 to 20 are the costliest to insure, as much as $300 each month including comprehensive and collision insurance
• Drivers considered higher risk with a DUI or reckless driving violation pay on average $1,000 more per year than a safer driver
• Increasing comprehensive and collision deductibles can save around $175 each year