Saturn Vue Insurance Rates

The average insurance rates for a Saturn Vue are $876 a year including full coverage. Comprehensive costs an estimated $132 a year, collision insurance costs $144, and liability coverage costs around $442. Liability-only insurance costs as low as $496 a year, and high-risk driver insurance costs around $1,874. Teenage drivers cost the most to insure at up to $3,604 a year.

Average premium for full coverage: $876

Policy rates broken down by type of insurance:

Full coverage includes $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 U.S. states and Vue trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on the price of auto insurance. More rural locations are shown to have a lower frequency of comprehensive and collision claims than densely populated cities. The diagram below illustrates the effect of geographic area on insurance prices.

The examples above highlight why it is important to compare prices for a targeted area and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down average Saturn Vue insurance rates for other coverage scenarios.

• The best discount rate is $546
• Using higher $1,000 deductibles will save approximately $812 every year
• The average rate for a good driver age 40 who has $500 deductibles is $876
• Using low $100 deductibles for physical damage coverage will increase the cost to $994
• Higher-risk drivers who are prone to accidents and violations could pay up to $1,874
• Policy cost for full coverage for a teenage driver can cost as much as $3,604 or more

View Chart as Image

Auto insurance rates for a Saturn Vue also range considerably based on your risk profile, the model of your Vue, and liability limits and deductibles.

Older drivers with a good driving record and high deductibles may only pay around $800 a year, or $67 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will have to pay at least $3,600 a year. View Rates by Age

Your home state has a huge impact on Saturn Vue insurance rates. A driver around age 40 might see rates as low as $670 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,250 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $190 a year, while buying higher liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $398 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying $1,000 to $1,500 in extra premium every year, depending on your age. A high-risk auto insurance policy can be around 42% to 127% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Saturn Vue Insurance

Finding cheaper rates on auto insurance requires avoiding accidents and violations, having good credit, paying for small claims out-of-pocket, and consideration of higher deductibles. Take the time to compare rates at every other renewal by getting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The list below is a summary of the concepts that were covered in the above illustrations.

• Drivers who have multiple accidents or major violations may pay on average $1,000 more annually for car insurance
• Teenagers are the costliest to insure, with premiums being up to $300 each month if they have full coverage
• You may be able to save approximately $90 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save around $175 each year
• You may be able to save approximately $90 per year just by quoting early and online