Saturn Vue Insurance Rates

The average insurance rates for a Saturn Vue are $876 a year including full coverage. Comprehensive insurance costs on average $132 a year, collision costs $144, and liability insurance costs $442. Buying just liability costs as little as $496 a year, with insurance for high-risk drivers costing $1,874 or more. Teens cost the most to insure at $3,604 a year or more.

Average premium for full coverage: $876

Policy rates by type of insurance:

These estimates include $500 physical damage deductibles, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and Vue trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on car insurance rates. Rural areas are shown to have a lower frequency of comprehensive and collision claims than cities with more traffic congestion.

The diagram below illustrates how where you live affects car insurance rates.

The examples above highlight why it is important to compare rates based on a specific location and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down estimated Saturn Vue insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $546
• Drivers who choose higher $1,000 deductibles will pay around $812 every year
• The average rate for a good driver age 40 with $500 deductibles is $876
• Selecting low $100 deductibles for comprehensive and collision insurance will cost an extra $118 a year
• High risk drivers with serious driving violations could pay upwards of $1,874 or more
• Policy cost for full coverage for a teen driver may cost $3,604 a year

View Chart as Image

Insurance rates for a Saturn Vue also range considerably based on your risk profile, the model of your Vue, and policy deductibles and limits.

Older drivers with a clean driving record and high deductibles could pay as little as $800 per year on average, or $67 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay upwards of $3,600 a year. View Rates by Age

Your home state makes a big difference in Saturn Vue insurance rates. A 40-year-old driver could pay as low as $670 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,250 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $190 each year, while buying higher liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $398 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying at a minimum $1,000 to $1,500 extra every year, depending on your age. A high-risk auto insurance policy can cost anywhere from 42% to 127% more than the average policy. View High Risk Driver Rates

Because rates have so much variability, the best way to figure out exactly what you will pay is to get quotes from as many companies as possible. Every company calculates rates differently, so the rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Saturn Vue Insurance

Finding cheaper rates on Saturn Vue insurance not only requires being a safe and courteous driver, but also maintaining good credit, paying for small claims out-of-pocket, and bundling your home and auto policies. Take the time to comparison shop at every policy renewal by getting price quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

Below is a brief summary of the data touched on in the above illustrations.

• Drivers who require higher levels of liability will pay approximately $490 per year to go from a 30/60 limit to 250/500 limits
• You may be able to save as much as $90 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles can save around $175 each year
• Teenage drivers pay the highest rates, with premiums being up to $300 each month for full coverage