Saturn Vue Insurance Rates

Average insurance prices for a Saturn Vue are $876 every 12 months for full coverage insurance. Comprehensive insurance costs approximately $132, collision costs $144, and liability costs $442. A liability-only policy costs as little as $496 a year, with high-risk insurance costing $1,874 or more. Teens receive the highest rates at $3,604 a year or more.

Average premium for full coverage: $876

Rate estimates by individual coverage type:

Estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Rates are averaged for all 50 states and for all Vue models.

Price Range by Coverage and Risk

Price Range by Location

Your location can make a big difference on the price of auto insurance. Rural locations tend to have more infrequent physical damage claims than cities with more traffic congestion.

The example below illustrates how rural and urban location affects auto insurance prices.

These examples illustrate why everyone should compare rates using their specific location and their own driving history, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated Saturn Vue insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $546
• Drivers who choose higher $1,000 deductibles will pay $64 each year
• The average price for a 40-year-old driver who chooses $500 deductibles is $876
• Selecting pricier low deductibles for comprehensive and collision insurance costs an extra $118 annually
• Drivers with serious driving violations could pay around $1,874 or more
• The cost to insure a 16-year-old driver for full coverage can cost $3,604 a year

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Insurance rates for a Saturn Vue can also vary considerably based on policy deductibles and limits, your risk profile, and the model of your Vue.

Choosing higher comprehensive and collision insurance deductibles could save up to $190 annually, whereas buying more liability protection will push rates upward. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $398 more per year. View Rates by Deductible or Liability Limit

A more mature driver with a clean driving record and higher deductibles may pay as low as $800 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers can expect to pay in the ballpark of $3,600 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying anywhere from $1,000 to $1,500 extra per year, depending on your age. Saturn Vue insurance for high-risk drivers can cost from 42% to 127% more than the average policy. View High Risk Driver Rates

Where you live makes a big difference in Saturn Vue insurance prices. A 40-year-old driver could pay as low as $580 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,190 on average in Florida, New York, and Michigan.

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With so much variability in rates, the only way to figure out who has the best car insurance rates is to regularly compare rates from multiple companies. Every company calculates rates differently, so the rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Low Cost Saturn Vue Insurance

Saving money on insurance for a Saturn Vue not only requires being a good driver, but also having good credit, avoid buying unnecessary coverage, and maximizing policy discounts. Set aside time to shop around every other policy renewal by requesting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from local insurance agencies.

The following list is a review of the ideas that were raised in the charts and tables above.

• Drivers age 16 to 20 are expensive to insure, costing up to $300 per month if they have full coverage
• Drivers considered higher risk who have several accidents or serious violations may have to pay on average $1,000 more per year than a safer driver
• Increasing deductibles could save as much as $175 each year
• It is possible to save around $90 per year simply by quoting online well ahead of the renewal date