Saturn Vue Insurance Rates

The average auto insurance rates for a Saturn Vue are $876 annually for full coverage. Comprehensive insurance costs an estimated $132 each year, collision costs $144, and liability costs around $442. Liability-only coverage costs as low as $496 a year, with high-risk coverage costing $1,874 or more. Teenage drivers cost the most to insure at $3,604 a year or more.

Average premium for full coverage: $876

Policy rates broken down by type of insurance:

Full coverage includes $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical and UM/UIM coverage. Prices are averaged for all states and Vue models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on insurance rates. More rural locations are shown to have fewer accident claims than densely populated cities.

The graphic below illustrates how your location can change insurance prices.

The examples above show why all drivers should compare prices for a targeted area and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows estimated Saturn Vue insurance rates for other coverage scenarios.

• The best discount rate is $546
• Using higher $1,000 deductibles will save approximately $64 a year
• The estimated rate for a good driver age 40 who has $500 deductibles is $876
• Using low deductibles for physical damage coverage costs an additional $118 annually
• High-risk insureds who are prone to accidents and violations could pay up to $1,874 or more
• Policy cost with full coverage for a 16-year-old driver can cost as much as $3,604 or more

View Chart as Image

Insurance rates for a Saturn Vue also range considerably based on the model year and trim level, your driver profile, and liability limits and deductibles.

More mature drivers with no violations or accidents and high physical damage deductibles may pay as low as $800 a year, or $67 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay at least $3,600 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying $1,000 to $1,500 additional every year, depending on your age. Insurance for high-risk drivers can be from 42% to 127% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut rates by as much as $190 annually, whereas increasing liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $398 more each year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Saturn Vue insurance prices. A driver around age 40 might see rates as low as $580 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,250 on average in New York, Louisiana, and Michigan.

View Chart as Image

Because rates have so much variability, the only way to know which auto insurance is cheapest is to do a rate comparison from multiple companies. Each insurance company uses a different method to calculate rates, and rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy More Affordable Saturn Vue Insurance

Finding cheaper rates on insurance for a Saturn Vue requires avoiding accidents and claims, having good credit, avoid buying unnecessary coverage, and maximizing policy discounts. Invest the time to shop around every other policy renewal by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The points below are a summary of the ideas that were illustrated above.

• Drivers under the age of 20 are expensive to insure, costing up to $300 each month if they have full coverage
• Drivers considered higher risk who have multiple accidents or major violations may pay on average $1,000 more annually to insure a Saturn Vue
• Increasing comprehensive and collision deductibles could save up to $175 each year
• Drivers can save approximately $90 per year simply by quoting online in advance