Saturn Vue Insurance Rates

The average auto insurance rates for a Saturn Vue are $876 annually for full coverage. Comprehensive costs approximately $132 each year, collision costs $144, and liability is estimated at $442. Buying just liability costs approximately $496 a year, with insurance for high-risk drivers costing around $1,874. Teens cost the most to insure at $3,604 a year or more.

Average premium for full coverage: $876

Policy rates by type of insurance:

Price estimates include $500 policy deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all states and Vue models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on car insurance rates. Rural locations are shown to have fewer accident claims than cities with more traffic congestion.

The graphic below illustrates the difference location can make on auto insurance prices.

The examples above show why all drivers should get quotes using their specific location and their own personal driving habits, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows estimated Saturn Vue insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $546
• Choosing higher $1,000 deductibles can save $64 a year
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $876
• Selecting low deductibles for comp and collision coverage will cost $994
• Unlucky drivers with serious driving violations could pay around $1,874 or more
• Policy cost with full coverage for a teen driver can cost $3,604 each year

View Chart as Image

Insurance rates for a Saturn Vue also range considerably based on the model year and trim level, your driver profile, and physical damage deductibles and liability limits.

More mature drivers with a clean driving record and high physical damage deductibles may pay as little as $800 annually on average, or $67 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they can expect to pay in the ballpark of $3,600 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying anywhere from $1,000 to $1,500 extra every year, depending on your age. Insurance for high-risk drivers ranges as much as 42% to 127% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can save as much as $190 every year, whereas increasing liability limits will push rates upward. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $398 more per year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Saturn Vue insurance prices. A good driver about age 40 could pay as low as $580 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,250 on average in New York, Louisiana, and Michigan.

View Chart as Image

Because rates have so much variability, the only way to know who has the cheapest car insurance rates is to do a rate comparison and see which company has the best rate. Each auto insurer calculates rates differently, so the rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheaper Saturn Vue Insurance

Finding cheaper rates on car insurance takes being safe and accident-free, having a good credit history, avoid buying unnecessary coverage, and maximizing policy discounts. Make time to compare rates every couple of years by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.

Below you'll find a condensed summary of the material that was touched on in this article.

• Policyholders who purchase more liability protection will pay approximately $490 each year to raise limits from a 30/60 limit to higher 250/500 limits
• Youthful drivers are expensive to insure, costing up to $300 each month including comprehensive and collision insurance
• Higher risk drivers with multiple at-fault accidents pay on average $1,000 more per year than a low-risk driver
• Increasing comprehensive and collision deductibles could save up to $175 each year