Saturn Vue Insurance Rates
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Michelle Robbins
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UPDATED: Jun 2, 2023
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The average insurance prices for a Saturn Vue are $876 every 12 months for full coverage. Comprehensive costs around $132 a year, collision insurance costs $144, and liability coverage is estimated at $442. Liability-only coverage costs approximately $496 a year, and high-risk coverage costs around $1,874. 16-year-old drivers cost the most to insure at up to $3,604 a year.
Average premium for full coverage: $876
Policy rates for type of insurance:
Estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all states and Vue trim levels.
Price Range Variability
Using a 40-year-old driver as an example, Saturn Vue insurance rates range from the cheapest price of $496 for basic liability insurance to a high of $1,874 for coverage for higher-risk drivers.
Urban vs. Rural Price Range
Living in a larger city has a large influence on auto insurance rates. Areas with sparse population are shown to have more infrequent accident claims than congested cities. The diagram below illustrates how rural and urban location affects auto insurance rates.
The examples above show why it is important to get quotes for a specific zip code and their own driving history, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below shows average Saturn Vue insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $546
- Choosing higher $1,000 deductibles can save about $812 a year
- The average price for a good driver age 40 using $500 deductibles is $876
- Buying low $100 deductibles for comp and collision coverage increases the price to $994
- Drivers with multiple tickets or accidents could pay at least $1,874
- Policy cost to insure a teenage driver can be $3,604 each year
Insurance rates for a Saturn Vue also range considerably based on liability limits and deductibles, your driver profile, and the trim level and model year.
Opting for high physical damage deductibles can save as much as $190 a year, while buying higher liability limits will increase rates. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $398 more each year. View Rates by Deductible or Liability Limit
Older drivers with no violations or accidents and higher deductibles may only pay around $800 annually on average, or $67 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers should be prepared to pay as much as $3,600 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you could be paying at least $1,000 to $1,500 additional every year, depending on your age. A high-risk auto insurance policy ranges around 42% to 127% more than the average rate. View High Risk Driver Rates
Your home state plays a big part in determining prices for Saturn Vue insurance rates. A good driver about age 40 could pay as low as $580 a year in states like Idaho, Maine, and Iowa, or at least $1,250 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $794 | -$82 | -9.4% |
| Alaska | $674 | -$202 | -23.1% |
| Arizona | $730 | -$146 | -16.7% |
| Arkansas | $876 | -$0 | 0.0% |
| California | $998 | $122 | 13.9% |
| Colorado | $838 | -$38 | -4.3% |
| Connecticut | $902 | $26 | 3.0% |
| Delaware | $992 | $116 | 13.2% |
| Florida | $1,098 | $222 | 25.3% |
| Georgia | $808 | -$68 | -7.8% |
| Hawaii | $630 | -$246 | -28.1% |
| Idaho | $594 | -$282 | -32.2% |
| Illinois | $652 | -$224 | -25.6% |
| Indiana | $660 | -$216 | -24.7% |
| Iowa | $590 | -$286 | -32.6% |
| Kansas | $834 | -$42 | -4.8% |
| Kentucky | $1,196 | $320 | 36.5% |
| Louisiana | $1,298 | $422 | 48.2% |
| Maine | $540 | -$336 | -38.4% |
| Maryland | $724 | -$152 | -17.4% |
| Massachusetts | $702 | -$174 | -19.9% |
| Michigan | $1,524 | $648 | 74.0% |
| Minnesota | $732 | -$144 | -16.4% |
| Mississippi | $1,050 | $174 | 19.9% |
| Missouri | $778 | -$98 | -11.2% |
| Montana | $942 | $66 | 7.5% |
| Nebraska | $692 | -$184 | -21.0% |
| Nevada | $1,050 | $174 | 19.9% |
| New Hampshire | $632 | -$244 | -27.9% |
| New Jersey | $980 | $104 | 11.9% |
| New Mexico | $778 | -$98 | -11.2% |
| New York | $926 | $50 | 5.7% |
| North Carolina | $504 | -$372 | -42.5% |
| North Dakota | $718 | -$158 | -18.0% |
| Ohio | $608 | -$268 | -30.6% |
| Oklahoma | $902 | $26 | 3.0% |
| Oregon | $804 | -$72 | -8.2% |
| Pennsylvania | $836 | -$40 | -4.6% |
| Rhode Island | $1,170 | $294 | 33.6% |
| South Carolina | $794 | -$82 | -9.4% |
| South Dakota | $742 | -$134 | -15.3% |
| Tennessee | $770 | -$106 | -12.1% |
| Texas | $1,056 | $180 | 20.5% |
| Utah | $650 | -$226 | -25.8% |
| Vermont | $600 | -$276 | -31.5% |
| Virginia | $526 | -$350 | -40.0% |
| Washington | $678 | -$198 | -22.6% |
| West Virginia | $804 | -$72 | -8.2% |
| Wisconsin | $608 | -$268 | -30.6% |
| Wyoming | $782 | -$94 | -10.7% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Saturn Vue XE 2WD | $846 | $71 |
| Saturn Vue XR 2WD | $860 | $72 |
| Saturn Vue XR-L 2WD | $876 | $73 |
| Saturn Vue XR AWD | $890 | $74 |
| Saturn Vue XR-L AWD | $906 | $76 |
Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2009 Saturn Vue | $152 | $166 | $460 | $936 |
| 2008 Saturn Vue | $150 | $160 | $452 | $920 |
| 2007 Saturn Vue | $138 | $152 | $446 | $894 |
| 2006 Saturn Vue | $132 | $144 | $442 | $876 |
Rates are averaged for all Saturn Vue models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Low Cost Saturn Vue Insurance
Finding cheaper rates on auto insurance takes avoiding accidents and violations, having above-average credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Set aside time to shop around at least once a year by quoting rates from direct carriers, and also from local exclusive and independent agents.
The list below is a review of the primary concepts that were raised in the charts and tables above.
- Drivers can save up to $90 per year just by quoting early and online
- Drivers who have several accidents or serious violations may pay on average $1,000 more every year for car insurance
- Increasing comprehensive and collision deductibles could save as much as $175 each year
- Teenagers are charged the highest rates, costing up to $300 each month if full coverage is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,604 |
| 20 | $1,996 |
| 30 | $886 |
| 40 | $876 |
| 50 | $806 |
| 60 | $788 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $994 |
| $250 | $940 |
| $500 | $876 |
| $1,000 | $812 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $876 |
| 50/100 | $994 |
| 100/300 | $1,105 |
| 250/500 | $1,392 |
| 100 CSL | $1,039 |
| 300 CSL | $1,282 |
| 500 CSL | $1,459 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,048 |
| 20 | $3,176 |
| 30 | $1,882 |
| 40 | $1,874 |
| 50 | $1,794 |
| 60 | $1,774 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $43 |
| Multi-vehicle | $47 |
| Homeowner | $16 |
| 5-yr Accident Free | $49 |
| 5-yr Claim Free | $53 |
| Paid in Full/EFT | $29 |
| Advance Quote | $36 |
| Online Quote | $57 |
| Total Discounts | $330 |
Discounts are estimated and may not be available from every company or in every state.
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