Saturn Vue Insurance Rates

Estimated insurance rates for a Saturn Vue are $876 a year for full coverage. Comprehensive insurance costs an estimated $132 each year, collision costs $144, and liability coverage costs $442. Liability-only coverage costs as little as $496 a year, with high-risk coverage costing $1,874 or more. Teen drivers pay the most at $3,604 a year or more.

Average premium for full coverage: $876

Premium estimates broken down by type of coverage:

Prices are based on $500 deductible amounts, minimum liability limits, and includes both medical and uninsured motorist insurance. Rates include averaging for all states and Vue models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on insurance rates. More rural locations are statistically proven to have a lower frequency of accident claims than larger metro areas.

The graphic below illustrates the difference between rural and urban areas on insurance prices.

These rate differences show why all drivers should compare rates for a targeted area and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows estimated Saturn Vue insurance rates for other coverage scenarios.

• The lowest rate with discounts is $546
• Drivers who choose higher $1,000 deductibles will pay approximately $64 a year
• The average rate for a 40-year-old good driver who has $500 deductibles is $876
• Choosing low deductibles for comprehensive and collision insurance will cost an extra $118 each year
• High-risk insureds with multiple violations and an at-fault accident could pay up to $1,874 or more
• An auto insurance policy for full coverage for a teenage driver can cost as much as $3,604 a year

View Chart as Image

Insurance prices for a Saturn Vue also have a wide range based on your driving characteristics, the trim level of your Vue, and liability limits and deductibles.

More mature drivers with a clean driving record and high deductibles may only pay around $800 per year on average, or $67 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers can expect to pay at least $3,600 a year. View Rates by Age

Where you choose to live makes a big difference in Saturn Vue insurance rates. A 40-year-old driver could pay as low as $580 a year in states like Iowa, Maine, and Idaho, or as much as $1,250 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing high deductibles could save up to $190 a year, whereas increasing liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will cost up to $398 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying $1,000 to $1,500 extra annually, depending on your age. Insurance for high-risk drivers can cost around 42% to 127% more than average. View High Risk Driver Rates

With such a large range in prices, the only way to know which insurance company is cheapest is to do a rate comparison and see how they stack up. Every company uses a different rate calculation, so the prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Saturn Vue Insurance

Finding better rates on auto insurance not only requires having a good driving record, but also maintaining good credit, not filing small claims, and taking advantage of discounts. Set aside time to compare rates every couple of years by requesting rates from direct carriers like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The next list is a brief review of the material that was covered above.

• Consumers who want increased levels of liability coverage will pay about $490 each year to go from 30/60 bodily injury limits to 250/500 limits
• Drivers age 20 and younger are charged the highest prices, as much as $300 per month for full coverage
• Drivers with DUI or reckless driving convictions pay an average of $1,000 more annually to buy Saturn Vue insurance
• Increasing policy deductibles can save around $175 each year