Saturn Vue Insurance Rates

U.S. average insurance rates for a Saturn Vue are $876 a year with full coverage. Comprehensive insurance costs an estimated $132 each year, collision costs $144, and liability insurance is $442. Liability-only coverage costs around $496 a year, with high-risk coverage costing $1,874 or more. Teens pay the highest rates at $3,604 a year or more.

Average premium for full coverage: $876

Price estimates broken down by individual coverage:

Rate estimates include $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all U.S. states and Vue models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a significant impact on car insurance rates. More rural locations have lower incidents of collision claims than cities with more traffic congestion.

The graphic below illustrates the difference location can make on insurance prices.

The ranges above demonstrate why all drivers should compare rates quotes for a targeted area, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details estimated Saturn Vue insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $546
• Raising to $1,000 deductibles will save approximately $64 annually
• The estimated price for the average middle-age driver who has $500 deductibles is $876
• Selecting low deductibles will cost an additional $118 a year
• Higher-risk drivers with serious driving violations could pay up to $1,874 or more
• The price that insures a teen driver can cost as much as $3,604

View Chart as Image

Auto insurance prices for a Saturn Vue are also quite variable based on the trim level and model year, your age and driving habits, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you may be forking out $1,000 to $1,500 in extra premium each year, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 42% to 127% more than the average policy. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles could pay as little as $800 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay at least $3,600 a year. View Rates by Age

The state you live in also has a big influence on Saturn Vue insurance rates. A middle-age driver might find prices as low as $630 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,190 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $190 each year, whereas increasing liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $398 extra every year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to find out which car insurance is cheapest is to do a rate comparison from as many companies as possible. Every auto insurance company calculates prices differently, and quoted prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Saturn Vue Insurance

Getting lower rates on Saturn Vue insurance consists of being a low-risk driver, maintaining a good credit score, avoid buying unnecessary coverage, and qualifying for all possible discounts. Compare rates every time your policy renews by obtaining price quotes from direct companies, and also from insurance agencies where you live.

The items below are a brief recap of the information touched on in this article.

• You may be able to save approximately $90 per year simply by quoting online in advance
• Teen drivers are the costliest to insure, costing up to $300 a month if the policy includes full coverage
• Increasing physical damage deductibles can save approximately $175 each year
• High-risk drivers who tend to receive serious violations could be forced to pay on average $1,000 more annually to insure their Vue
• Drivers who want more liability coverage will pay approximately $490 every year to raise from a low limit to the 250/500 level