Saturn Vue Insurance Rates

Average insurance rates for a Saturn Vue are $876 a year with full coverage. Comprehensive insurance costs approximately $132 a year, collision insurance costs $144, and liability insurance costs around $442. A policy with just liability insurance costs as low as $496 a year, and coverage for high-risk drivers costs $1,874 or more. Teen drivers receive the highest rates at up to $3,604 a year.

Average premium for full coverage: $876

Rate estimates by individual coverage type:

These estimates include $500 policy deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Rates are averaged for all U.S. states and Vue trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a significant impact on the price of insurance. Rural locations tend to have lower incidents of collision claims than larger metro areas. The diagram below illustrates the effect of geographic area on auto insurance prices.

These examples demonstrate why it is important to compare prices using their specific location, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details average Saturn Vue insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $546
• Using higher $1,000 deductibles will save $812 annually
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $876
• Choosing low $100 deductibles for physical damage coverage will cost an additional $118 a year
• Drivers with multiple violations and an at-fault accident could pay around $1,874
• The cost that insures a teen driver can cost $3,604 or more

View Chart as Image

Insurance rates for a Saturn Vue can also vary considerably based on the trim level of your Vue, your age and driving habits, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you may be forking out anywhere from $1,000 to $1,500 additional per year, depending on your age. A high-risk auto insurance policy can be anywhere from 42% to 127% more than average. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $800 a year for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $3,600 a year. View Rates by Age

Where you live has a huge impact on Saturn Vue insurance rates. A driver around age 40 might see rates as low as $630 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,190 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing high deductibles could cut rates by as much as $190 each year, while buying higher liability limits will push rates upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $398 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Saturn Vue Insurance

Saving money on Saturn Vue insurance requires being a good driver, having a good credit score, eliminating unnecessary coverage, and consideration of higher deductibles. Shop around every couple of years by getting quotes from direct companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The following list is a brief summary of the material that was covered in the above illustrations.

• Drivers who purchase an increased level of liability coverage will pay about $490 every year to increase from a minimum limit to the 250/500 level
• Drivers age 16 to 20 are the costliest to insure, with premiums as much as $300 per month if comprehensive and collision insurance is included
• High-risk drivers that tend to have accidents or serious violations may have to pay on average $1,000 more per year than a safer driver
• Increasing deductibles can save approximately $175 each year