Saturn Vue Insurance Rates

The average insurance prices for a Saturn Vue are $876 every 12 months including full coverage. Comprehensive insurance costs around $132 each year, collision costs $144, and liability insurance costs around $442. Buying just liability costs as low as $496 a year, with insurance for high-risk drivers costing $1,874 or more. Teenage drivers cost the most to insure at $3,604 a year or more.

Average premium for full coverage: $876

Policy rates for type of insurance:

Price estimates include $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 U.S. states and Vue models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on the price of insurance. Areas with sparse population are shown to have more infrequent comprehensive and collision claims than densely populated cities.

The graphic below illustrates how your location can change auto insurance rates.

The examples above highlight why all drivers should compare prices for a specific zip code and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down estimated Saturn Vue insurance rates for additional coverage choices and driver risks.

• The best discount rate is $546
• Using higher $1,000 deductibles will save about $64 every year
• The average price for a good driver age 40 using $500 deductibles is $876
• Using low deductibles for physical damage coverage costs an extra $118 a year
• Drivers who are prone to accidents and violations could pay at least $1,874 or more
• Policy cost to insure a teen driver can be $3,604 or more

View Chart as Image

Insurance rates for a Saturn Vue also range considerably based on liability limits and deductibles, your driving characteristics, and the trim level and model year.

Using high physical damage deductibles could cut rates by as much as $190 each year, whereas increasing liability limits will increase rates. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $398 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles could pay as little as $800 a year, or $67 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay as much as $3,600 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying at least $1,000 to $1,500 extra every year, depending on your age. Insurance for high-risk drivers can be anywhere from 42% to 127% more than a normal policy. View High Risk Driver Rates

Your home state has a huge impact on Saturn Vue insurance rates. A driver around age 40 might see rates as low as $670 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,250 on average in Michigan, New York, and Louisiana.

View Chart as Image

Because rates have so much variability, the best way to figure out your exact price is to do a rate comparison from as many companies as possible. Each insurance company uses a different method to calculate rates, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheaper Saturn Vue Insurance

Finding cheaper rates on Saturn Vue insurance requires being a low-risk driver, having good credit, paying for small claims out-of-pocket, and insuring your home and auto with the same company. Invest the time to shop around every time your policy renews by quoting rates from direct car insurance companies, and also from insurance agencies where you live.

The items below are a condensed summary of the information illustrated above.

• You may be able to save up to $90 per year simply by quoting online in advance
• Teen drivers pay higher rates, with premiums being up to $300 each month if they have full coverage
• Increasing comprehensive and collision deductibles could save as much as $175 each year
• High-risk drivers with multiple at-fault accidents could be forced to pay on average $1,000 more every year to insure their Vue
• Drivers who may need more liability coverage will pay an extra $490 per year to increase from a 30/60 limit to a 250/500 level