Saturn Vue Insurance Rates

U.S. average auto insurance rates for a Saturn Vue are $876 annually for full coverage insurance. Comprehensive costs approximately $132, collision insurance costs $144, and liability is estimated at $442. A policy with just liability insurance costs approximately $496 a year, and coverage for high-risk drivers costs around $1,874. Teens pay the highest rates at up to $3,604 a year.

Average premium for full coverage: $876

Price estimates by individual coverage:

These estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 states and for all Vue models.

Price Range from Low to High

Geographic Price Range

Living in a larger city can make a big difference on the price of auto insurance. Rural locations have fewer physical damage claims than cities with more traffic congestion. The example below illustrates how rural and urban location affects auto insurance prices.

The ranges above illustrate why everyone should get quotes using their specific location and their own personal driving habits, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates average Saturn Vue insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $546
• Choosing higher $1,000 deductibles can save $64 each year
• The estimated rate for the average middle-age driver who chooses $500 deductibles is $876
• Selecting pricier low deductibles for comp and collision coverage will cost $994
• Higher-risk drivers with serious driving violations could pay around $1,874
• The price with full coverage for a 16-year-old driver for full coverage can cost $3,604 each year

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Insurance prices for a Saturn Vue are also quite variable based on the trim level and model year, your risk profile, and physical damage deductibles and liability limits.

A more mature driver with a clean driving record and high physical damage deductibles may pay as low as $800 annually on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they can expect to pay in the ballpark of $3,600 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying anywhere from $1,000 to $1,500 extra each year, depending on your age. Saturn Vue insurance for high-risk drivers ranges from 42% to 127% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can save as much as $190 annually, whereas buying more liability protection will push prices upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $398 more per year. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for Saturn Vue insurance prices. A good driver about age 40 could pay as low as $580 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,190 on average in Florida, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Saturn Vue Insurance

Getting lower rates on insurance for a Saturn Vue takes avoiding accidents and claims, having a good credit history, not filing small claims, and possibly raising deductibles. Set aside time to shop around at every other renewal by requesting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The points below are a brief summary of the concepts that were raised in the charts and tables above.

• Drivers considered higher risk that tend to have accidents or serious violations could be forced to pay on average $1,000 more per year to insure a Saturn Vue
• Drivers under the age of 20 are expensive to insure, as much as $300 a month including comprehensive and collision insurance
• It is possible to save around $90 per year just by quoting online well ahead of the renewal date
• Increasing physical damage deductibles could save up to $175 each year
• It is possible to save around $90 per year just by quoting online well ahead of the renewal date