Saturn Vue Insurance Rates

The average insurance prices for a Saturn Vue are $876 every 12 months for full coverage insurance. Comprehensive insurance costs approximately $132, collision costs $144, and liability is estimated at $442. Buying just liability costs approximately $496 a year, with insurance for high-risk drivers costing $1,874 or more. Teens cost the most to insure at $3,604 a year or more.

Average premium for full coverage: $876

Policy rates by type of insurance:

Rate estimates include $500 policy deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 states and for different Vue trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on the price of auto insurance. Rural locations are shown to have more infrequent physical damage claims than cities with more traffic congestion.

The price range example below illustrates how your location can change auto insurance prices.

The examples above illustrate why anyone shopping for car insurance should get quotes using their specific location and their own driving history, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates estimated Saturn Vue insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $546
• Choosing higher $1,000 deductibles can save $64 each year
• The average price for a good driver age 40 who chooses $500 deductibles is $876
• Selecting more expensive low deductibles for comp and collision coverage costs an extra $118 annually
• Higher-risk drivers with serious driving violations could pay around $1,874 or more
• Policy cost to insure a 16-year-old driver with full coverage can cost $3,604 each year

View Chart as Image

Insurance rates for a Saturn Vue also range considerably based on liability limits and deductibles, your risk profile, and the model of your Vue.

Choosing higher comprehensive and collision insurance deductibles can save as much as $190 annually, while increasing your policy's liability limits will push rates upward. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $398 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles may pay as low as $800 annually on average, or $67 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay in the ballpark of $3,600 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying anywhere from $1,000 to $1,500 extra every year, depending on your age. High-risk driver insurance ranges from 42% to 127% more than the average policy. View High Risk Driver Rates

Your home state plays a big part in determining prices for Saturn Vue insurance prices. A good driver about age 40 could pay as low as $580 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,190 on average in Florida, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the only way to figure out who has the best car insurance rates is to compare rates from multiple companies. Each auto insurer calculates rates differently, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Saturn Vue Insurance

Finding cheaper rates on insurance for a Saturn Vue takes being a good driver, having good credit, being claim-free, and maximizing policy discounts. Invest the time to shop around at every policy renewal by obtaining price quotes from direct insurance companies, and also from local insurance agencies.

The following list is a brief recap of the data illustrated above.

• Insureds who purchase an increased level of liability coverage will pay approximately $490 annually to raise limits from a 30/60 limit to a 250/500 level
• It is possible to save around $90 per year simply by shopping early and online
• Increasing comprehensive and collision deductibles could save as much as $175 each year
• Drivers age 16 to 20 are expensive to insure, possibly costing $300 each month if they have full coverage