Saturn Vue Insurance Rates

Estimated insurance prices for a Saturn Vue are $876 every 12 months including full coverage. Comprehensive costs on average $132 a year, collision costs $144, and liability costs $442. A policy with only liability insurance costs as little as $496 a year, with a high-risk policy costing around $1,874. Teenage drivers pay the most at $3,604 a year or more.

Average premium for full coverage: $876

Premium estimates by type of coverage:

Price estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all 50 U.S. states and Vue trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can make a big difference on car insurance rates. Rural areas are statistically proven to have more infrequent comprehensive and collision claims than densely populated cities.

The diagram below illustrates how your location can change car insurance rates.

These rate differences highlight why it is important to compare rates based on a specific location and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated Saturn Vue insurance rates for different risk profiles and scenarios.

• The best discount rate is $546
• Drivers who choose higher $1,000 deductibles will pay around $812 every year
• The average price for a 40-year-old good driver with $500 deductibles is $876
• Using low $100 deductibles for comprehensive and collision insurance increases the price to $994
• Drivers who are prone to accidents and violations could pay upwards of $1,874 or more
• An auto insurance policy to insure a 16-year-old driver may cost $3,604 a year

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Car insurance prices for a Saturn Vue also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the trim level of your Vue.

Using high physical damage deductibles could save up to $190 annually, while buying higher liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $398 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may pay as low as $800 per year on average, or $67 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will be charged upwards of $3,600 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying at a minimum $1,000 to $1,500 extra annually, depending on your age. A high-risk auto insurance policy can cost from 42% to 127% more than a normal policy. View High Risk Driver Rates

Where you choose to live makes a big difference in Saturn Vue insurance prices. A 40-year-old driver could pay as low as $670 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,250 on average in Michigan, New York, and Louisiana.

View Chart as Image

With such a large range in prices, the best way to figure out exactly what you will pay is to get quotes from multiple companies. Every company uses a different method to calculate prices, so rate quotes will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheaper Saturn Vue Insurance

Finding better rates on insurance for a Saturn Vue not only requires having a decent driving record, but also maintaining a good credit score, refrain from filing small claims, and maximizing policy discounts. Invest the time to shop around once a year by requesting rates from direct car insurance companies, and also from your local independent and exclusive agents.

The following items are a condensed summary of the data that was illustrated above.

• You may be able to save as much as $90 per year simply by quoting early and online
• Insureds who require additional liability coverage will pay an extra $490 per year to go from 30/60 bodily injury limits to a 250/500 level
• 16 to 18-year-old drivers are expensive to insure, with the cost nearing $300 per month if the policy includes full coverage
• Drivers considered higher risk with multiple at-fault accidents may pay on average $1,000 more each year than a driver with a clean driving record