Acura RDX Insurance Rates
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UPDATED: Apr 22, 2024
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How much does an Acura RDX cost to insure? On average, Acura RDX insurance cost for full coverage average $1,292 a year, or $107 a month. Our guide breaks down Acura RDX car insurance so drivers can easily find savings. Learn more.
Enter your ZIP code in our free tool to get started on comparing Acura RDX insurance rates and find out how much is an Acura RDX to insure.
Estimated insurance rates for an Acura RDX are $1,020 a year for full coverage. Comprehensive costs around $194 a year, collision costs $288, and liability coverage costs around $402. Liability-only insurance costs as low as $446 a year, with high-risk driver insurance costing around $2,198. Teenage drivers pay the most at $3,956 a year or more.
Average premium for full coverage: $1,020
Premium estimates for type of coverage:
Rates are based on $500 policy deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all states and RDX trim levels.
Insurance Price Range by Risk and Coverage
For a driver around age 40, insurance rates for an Acura RDX go from the low end price of $446 for basic liability insurance to a high of $2,198 for a driver required to buy high-risk insurance.
Insurance Price Range by Location
Where you live has a large influence on auto insurance rates. Areas with sparse population are statistically proven to have lower incidents of accident claims than densely populated cities.
The diagram below illustrates the difference between rural and urban areas on auto insurance rates.
These rate differences show why it is important to compare prices for a specific zip code, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below shows estimated Acura RDX insurance rates for additional coverage choices and driver risks.
- The best discount rate is $605
- Using higher $1,000 deductibles will save about $910 a year
- The estimated price for a 40-year-old good driver using $500 deductibles is $1,020
- Using low $100 deductibles for physical damage coverage bumps up the cost to $1,230
- Higher-risk drivers who are prone to accidents and violations could pay at least $2,198 or more
- An auto insurance policy that insures a teenage driver can be $3,956 or more
Insurance prices for an Acura RDX also have a wide range based on the trim level of your RDX, how you drive, and deductibles and policy limits.
If you have a few violations or you caused an accident, you could be paying at least $1,200 to $1,700 additional annually, depending on your age. A high-risk auto insurance policy can be around 43% to 131% more than a normal policy. View High Risk Driver Rates
Older drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,000 a year, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay as much as $3,900 a year. View Rates by Age
Where you choose to live has a huge impact on Acura RDX insurance rates. A driver around age 40 might see prices as low as $670 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,460 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $920 | -$100 | -9.8% |
| Alaska | $782 | -$238 | -23.3% |
| Arizona | $846 | -$174 | -17.1% |
| Arkansas | $1,020 | -$0 | 0.0% |
| California | $1,160 | $140 | 13.7% |
| Colorado | $972 | -$48 | -4.7% |
| Connecticut | $1,046 | $26 | 2.5% |
| Delaware | $1,150 | $130 | 12.7% |
| Florida | $1,272 | $252 | 24.7% |
| Georgia | $942 | -$78 | -7.6% |
| Hawaii | $732 | -$288 | -28.2% |
| Idaho | $690 | -$330 | -32.4% |
| Illinois | $760 | -$260 | -25.5% |
| Indiana | $770 | -$250 | -24.5% |
| Iowa | $686 | -$334 | -32.7% |
| Kansas | $968 | -$52 | -5.1% |
| Kentucky | $1,390 | $370 | 36.3% |
| Louisiana | $1,510 | $490 | 48.0% |
| Maine | $630 | -$390 | -38.2% |
| Maryland | $842 | -$178 | -17.5% |
| Massachusetts | $812 | -$208 | -20.4% |
| Michigan | $1,770 | $750 | 73.5% |
| Minnesota | $854 | -$166 | -16.3% |
| Mississippi | $1,222 | $202 | 19.8% |
| Missouri | $904 | -$116 | -11.4% |
| Montana | $1,094 | $74 | 7.3% |
| Nebraska | $802 | -$218 | -21.4% |
| Nevada | $1,222 | $202 | 19.8% |
| New Hampshire | $736 | -$284 | -27.8% |
| New Jersey | $1,140 | $120 | 11.8% |
| New Mexico | $902 | -$118 | -11.6% |
| New York | $1,074 | $54 | 5.3% |
| North Carolina | $588 | -$432 | -42.4% |
| North Dakota | $836 | -$184 | -18.0% |
| Ohio | $704 | -$316 | -31.0% |
| Oklahoma | $1,044 | $24 | 2.4% |
| Oregon | $934 | -$86 | -8.4% |
| Pennsylvania | $972 | -$48 | -4.7% |
| Rhode Island | $1,358 | $338 | 33.1% |
| South Carolina | $926 | -$94 | -9.2% |
| South Dakota | $862 | -$158 | -15.5% |
| Tennessee | $892 | -$128 | -12.5% |
| Texas | $1,228 | $208 | 20.4% |
| Utah | $756 | -$264 | -25.9% |
| Vermont | $696 | -$324 | -31.8% |
| Virginia | $610 | -$410 | -40.2% |
| Washington | $786 | -$234 | -22.9% |
| West Virginia | $934 | -$86 | -8.4% |
| Wisconsin | $704 | -$316 | -31.0% |
| Wyoming | $906 | -$114 | -11.2% |
Using high physical damage deductibles could cut prices by as much as $320 a year, while buying higher liability limits will increase prices. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $362 more each year. View Rates by Deductible or Liability Limit
With such a large range in prices, the only way to know your exact price is to get quotes and see how they stack up. Each insurance company uses a different method to calculate prices, and prices will be substantially different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Acura RDX 2WD | $994 | $83 |
| Acura RDX AWD | $994 | $83 |
| Acura RDX Technology Package 2WD | $1,046 | $87 |
| Acura RDX Technology Package AWD | $1,046 | $87 |
Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Acura RDX | $282 | $506 | $338 | $1,262 |
| 2023 Acura RDX | $272 | $494 | $354 | $1,256 |
| 2022 Acura RDX | $262 | $474 | $364 | $1,236 |
| 2021 Acura RDX | $248 | $458 | $376 | $1,218 |
| 2020 Acura RDX | $238 | $424 | $384 | $1,182 |
| 2019 Acura RDX | $230 | $400 | $388 | $1,154 |
| 2018 Acura RDX | $220 | $358 | $390 | $1,104 |
| 2017 Acura RDX | $206 | $330 | $390 | $1,062 |
| 2016 Acura RDX | $198 | $310 | $394 | $1,038 |
| 2015 Acura RDX | $194 | $288 | $402 | $1,020 |
| 2014 Acura RDX | $180 | $268 | $402 | $986 |
| 2013 Acura RDX | $174 | $244 | $406 | $960 |
| 2011 Acura RDX | $152 | $202 | $402 | $892 |
| 2010 Acura RDX | $148 | $182 | $398 | $864 |
| 2008 Acura RDX | $144 | $168 | $384 | $832 |
| 2007 Acura RDX | $132 | $160 | $380 | $808 |
Rates are averaged for all Acura RDX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Acura RDX Insurance
Finding better rates on auto insurance requires being a good driver, having a good credit score, not filing small claims, and taking advantage of discounts. Compare prices at every policy renewal by quoting rates from direct carriers, and also from several local insurance agents.
The following list is a quick review of the data covered above.
- Consumers who may need an increased level of liability coverage will pay an extra $440 each year to increase from 30/60 bodily injury limits to the 250/500 level
- Drivers can save up to $120 per year simply by quoting early and online
- Increasing policy deductibles can save approximately $325 each year
- Drivers age 16 to 20 are charged the highest prices, as much as $330 per month if comprehensive and collision insurance is included
Frequently Asked Questions
- Is the Acura RDX expensive to insure? The estimated price for the average middle-age driver who has $500 deductibles is $1,292.
- How much does it cost to fill up an Acura RDX? According to FuelEconomy.gov the Annual Acura RDX Fuel Cost is $1,750.
- Is the 2020 Acura RDX a good car? It’s an all around good car in the luxury compact SUV category.
- What is the Acura RDX cost of ownership? According to RepairPal.com, “Cost. The average total annual cost for repairs and maintenance on a Acura RDX is $497, compared to an average of $859 for luxury compact SUVs and $652 for all vehicle models.” Plus your insurance cost and any loan you may have on your Acura RDX.
- What is the Acura RDX depreciation? According to CarEdge.com, “On average, expect to pay only 53% of the original cost with 67% of the vehicle’s lifetime remaining for a 2016 RDX.”
- What are the Acura RDX maintenance cost? See above from RepairPal
- Are Acura RDX expensive to maintain? Not more than other vehicles in its category.
To find the cheapest Acura insurance, make sure to compare rates. Doing so will allow you to compare multiple models, such as 2020 Acura costs, 2018 RDX costs, or the 2019 Acura RDX cost to own and insurance prices.
So if you are ready to find out the cost of Acura RDX 2016 insurance or Acura RDX 2013 cost of insurance, enter your ZIP code in our free tool below.
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What are the Acura RDX safety ratings?
The Acura RDX cost to own can be cheaper if there are multiple safety features and good safety ratings, as insurers will offer discounts. The Acura RDX has some great safety features, such as vehicle stability assist, brake assist, automatic brake hold, and more.
The Insurance Institute for Highway Safety (IIHS) has also crash-tested the Acura RDX and awarded it a 2020 Top Safety Pick award.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
Watch the video below for an example of one of the Acura RDX’s crash tests.
Acura RDX Compared Against Other Vehicles in the Same Class
The Acura RDX is a midsize luxury SUV, which can affect it’s liability rates. The IIHS recorded the liability losses for property damage as better than average and the bodily injury losses as substantially better than average.
Curious to see how other midsize SUV’s rates compare to the Audi RDX or want to know what the least expensive Acura is? Check out the midsize luxury SUVs below.
Ready to start shopping to find out everything from are Acura RDX expensive to maintain insurance to Acura RDS 2105 deals on insurance and 2016 RDX prices paid for insurance? Enter your ZIP code in our free tool below for help finding Acura RDX insurance rates.
References
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,956 |
| 20 | $2,332 |
| 30 | $1,048 |
| 40 | $1,020 |
| 50 | $934 |
| 60 | $916 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,230 |
| $250 | $1,134 |
| $500 | $1,020 |
| $1,000 | $910 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,020 |
| 50/100 | $1,126 |
| 100/300 | $1,227 |
| 250/500 | $1,488 |
| 100 CSL | $1,167 |
| 300 CSL | $1,388 |
| 500 CSL | $1,549 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,608 |
| 20 | $3,714 |
| 30 | $2,228 |
| 40 | $2,198 |
| 50 | $2,096 |
| 60 | $2,076 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $53 |
| Multi-vehicle | $54 |
| Homeowner | $17 |
| 5-yr Accident Free | $67 |
| 5-yr Claim Free | $65 |
| Paid in Full/EFT | $41 |
| Advance Quote | $47 |
| Online Quote | $71 |
| Total Discounts | $415 |
Discounts are estimated and may not be available from every company or in every state.
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