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Acura RDX Insurance Rates

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Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: Apr 30, 2020

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Acura RDX insurance

How much does an Acura RDX cost to insure? On average, Acura RDX insurance cost for full coverage average $1,292 a year, or $107 a month. Our guide breaks down Acura RDX car insurance so drivers can easily find savings. Learn more.

Enter your ZIP code in our free tool to get started on comparing Acura RDX insurance rates and find out how much is an Acura RDX to insure.

U.S. average insurance rates for an Acura RDX are $1,274 a year for full coverage. Comprehensive insurance costs an estimated $294, collision costs $512, and liability costs around $332. Liability-only coverage costs as low as $388 a year, with high-risk coverage costing $2,740 or more. 16-year-old drivers pay the highest rates at $4,642 a year or more.

Average premium for full coverage: $1,274

Price estimates broken down by individual coverage:

Comprehensive $294
Collision $512
Liability $332

Full coverage includes $500 policy deductibles, minimum liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all states and for all RDX models.

Price Range from Low to High

For a 40-year-old driver, Acura RDX insurance prices go from the low end price of $388 for just liability insurance to the much higher price of $2,740 for high-risk insurance.

Liability Only $388
Full Coverage $1,274
High Risk $2,740

Geographic Price Range

Where you live can make a big difference on insurance rates. More rural locations have lower incidents of accident claims than congested cities.

The example below illustrates how your location can change insurance prices.

Rural Areas $956
Small Cities $1,338
Large Cities $1,720

The ranges above show why everyone should compare prices for a targeted area, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below shows estimated Acura RDX insurance rates for other coverage scenarios.

  • The best full coverage rate is $732
  • Using higher $1,000 deductibles will save approximately $184 a year
  • The estimated price for the average middle-age driver who has $500 deductibles is $1,274
  • Buying pricier low deductibles for physical damage coverage will cost an additional $352 annually
  • High-risk insureds with multiple tickets or accidents could pay up to $2,740 or more
  • The price that insures a 16-year-old driver for full coverage can cost as much as $4,642 or more

View Chart as Image

Acura RDX insurance cost comparison chart
Column chart showing full coverage Acura RDX insurance prices range from $732 to $4,642

Auto insurance prices for an Acura RDX are also quite variable based on the model of your RDX, how you drive, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you could be paying $1,500 to $2,000 in extra premium each year, depending on your age. Acura RDX insurance for high-risk drivers can be from 43% to 132% more than the average rate. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,200 a year for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will have to pay at least $4,600 a year. View Rates by Age

The state you live in has a huge impact on Acura RDX insurance prices. A driver around age 40 might see prices as low as $840 a year in states like Iowa, Maine, and Idaho, or at least $1,810 on average in New York, Louisiana, and Michigan.

Acura RDX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,150 -$124 -9.7%
Alaska $976 -$298 -23.4%
Arizona $1,054 -$220 -17.3%
Arkansas $1,274 -$0 0.0%
California $1,448 $174 13.7%
Colorado $1,212 -$62 -4.9%
Connecticut $1,306 $32 2.5%
Delaware $1,436 $162 12.7%
Florida $1,586 $312 24.5%
Georgia $1,176 -$98 -7.7%
Hawaii $912 -$362 -28.4%
Idaho $860 -$414 -32.5%
Illinois $944 -$330 -25.9%
Indiana $960 -$314 -24.6%
Iowa $858 -$416 -32.7%
Kansas $1,206 -$68 -5.3%
Kentucky $1,734 $460 36.1%
Louisiana $1,880 $606 47.6%
Maine $786 -$488 -38.3%
Maryland $1,050 -$224 -17.6%
Massachusetts $1,012 -$262 -20.6%
Michigan $2,208 $934 73.3%
Minnesota $1,066 -$208 -16.3%
Mississippi $1,522 $248 19.5%
Missouri $1,128 -$146 -11.5%
Montana $1,366 $92 7.2%
Nebraska $1,002 -$272 -21.4%
Nevada $1,524 $250 19.6%
New Hampshire $916 -$358 -28.1%
New Jersey $1,422 $148 11.6%
New Mexico $1,124 -$150 -11.8%
New York $1,338 $64 5.0%
North Carolina $730 -$544 -42.7%
North Dakota $1,042 -$232 -18.2%
Ohio $874 -$400 -31.4%
Oklahoma $1,304 $30 2.4%
Oregon $1,166 -$108 -8.5%
Pennsylvania $1,212 -$62 -4.9%
Rhode Island $1,696 $422 33.1%
South Carolina $1,152 -$122 -9.6%
South Dakota $1,074 -$200 -15.7%
Tennessee $1,112 -$162 -12.7%
Texas $1,534 $260 20.4%
Utah $942 -$332 -26.1%
Vermont $868 -$406 -31.9%
Virginia $760 -$514 -40.3%
Washington $980 -$294 -23.1%
West Virginia $1,166 -$108 -8.5%
Wisconsin $880 -$394 -30.9%
Wyoming $1,134 -$140 -11.0%

View Chart as Image

Acura RDX insurance rates by U.S. city

Opting for high physical damage deductibles could cut prices by as much as $540 annually, whereas buying more liability protection will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $299 extra every year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to know which car insurance is cheapest is to regularly compare prices from multiple companies. Each insurance company utilizes a different rate formula, and quoted prices may be quite different.

Insurance Rates by Trim Level and Model Year

Acura RDX Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Acura RDX 2WD $1,230 $103
Acura RDX AWD $1,230 $103
Acura RDX Technology Package 2WD $1,316 $110
Acura RDX Technology Package AWD $1,316 $110

Rates assume 2020 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Acura RDX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2020 Acura RDX $294 $512 $332 $1,274
2019 Acura RDX $282 $506 $338 $1,262
2018 Acura RDX $272 $494 $354 $1,256
2017 Acura RDX $262 $474 $364 $1,236
2016 Acura RDX $248 $458 $376 $1,218
2015 Acura RDX $238 $424 $384 $1,182
2014 Acura RDX $230 $400 $388 $1,154
2013 Acura RDX $220 $358 $390 $1,104
2012 Acura RDX $206 $330 $390 $1,062
2011 Acura RDX $198 $310 $394 $1,038
2010 Acura RDX $194 $288 $402 $1,020
2009 Acura RDX $180 $268 $402 $986
2008 Acura RDX $174 $244 $406 $960
2007 Acura RDX $162 $222 $402 $922

Rates are averaged for all Acura RDX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find More Affordable Acura RDX Insurance

Getting lower rates on insurance for an Acura RDX requires avoiding accidents and claims, maintaining a good credit score, eliminating unnecessary coverage, and qualifying for all possible discounts. Comparison shop every couple of years by getting rate quotes from direct carriers, and also from your local independent and exclusive agents.

The points below are a summary of the material that was illustrated above.

  • Insureds who want increased liability limits will pay around $370 each year to increase from a low limit to the 250/500 level
  • Drivers under the age of 20 are the costliest to insure, with premiums as much as $387 a month if the policy includes full coverage
  • Drivers considered higher risk who have multiple accidents or major violations may pay on average $1,470 more annually to insure an Acura RDX
  • Increasing physical damage deductibles can save approximately $525 each year

Frequently Asked Questions

  • Is the Acura RDX expensive to insure? The estimated price for the average middle-age driver who has $500 deductibles is $1,292.
  • How much does it cost to fill up an Acura RDX? According to FuelEconomy.gov the Annual Acura RDX Fuel Cost is $1,750.
  • Is the 2020 Acura RDX a good car? It’s an all around good car in the luxury compact SUV category.
  • What is the Acura RDX cost of ownership? According to RepairPal.com, “Cost. The average total annual cost for repairs and maintenance on a Acura RDX is $497, compared to an average of $859 for luxury compact SUVs and $652 for all vehicle models.” Plus your insurance cost and any loan you may have on your Acura RDX.
  • What is the Acura RDX depreciation? According to CarEdge.com, “On average, expect to pay only 53% of the original cost with 67% of the vehicle’s lifetime remaining for a 2016 RDX.”
  • What are the Acura RDX maintenance cost? See above from RepairPal
  • Are Acura RDX expensive to maintain? Not more than other vehicles in its category.

To find the cheapest Acura insurance, make sure to compare rates. Doing so will allow you to compare multiple models, such as 2020 Acura costs, 2018 RDX costs, or the 2019 Acura RDX cost to own and insurance prices.

So if you are ready to find out the cost of Acura RDX 2016 insurance or Acura RDX 2013 cost of insurance, enter your ZIP code in our free tool below.

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What are the Acura RDX safety ratings?

The Acura RDX cost to own can be cheaper if there are multiple safety features and good safety ratings, as insurers will offer discounts. The Acura RDX has some great safety features, such as vehicle stability assist, brake assist, automatic brake hold, and more.

The Insurance Institute for Highway Safety (IIHS) has also crash-tested the Acura RDX and awarded it a 2020 Top Safety Pick award.

  • Small overlap front (driver-side): Good
  • Small overlap front (passenger-side): Good
  • Moderate overlap front: Good
  • Side: Good
  • Roof strength: Good
  • Head restraints and seats: Good

Watch the video below for an example of one of the Acura RDX’s crash tests.

Acura RDX Compared Against Other Vehicles in the Same Class

The Acura RDX is a midsize luxury SUV, which can affect it’s liability rates. The IIHS recorded the liability losses for property damage as better than average and the bodily injury losses as substantially better than average.

Curious to see how other midsize SUV’s rates compare to the Audi RDX or want to know what the least expensive Acura is? Check out the midsize luxury SUVs below.

Ready to start shopping to find out everything from are Acura RDX expensive to maintain insurance to Acura RDS 2105 deals on insurance and 2016 RDX prices paid for insurance? Enter your ZIP code in our free tool below for help finding Acura RDX insurance rates.


  1. https://www.iihs.org/ratings/vehicle/acura/rdx-4-door-suv/2020

Rates by Driver Age

Acura RDX Insurance Rates by Driver Age
Driver Age Premium
16 $4,642
20 $2,918
30 $1,332
40 $1,274
50 $1,160
60 $1,138

Full coverage, $500 deductibles

Rates by Deductible

Acura RDX Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,626
$250 $1,464
$500 $1,274
$1,000 $1,090

Full coverage, driver age 40

Rates by Liability Limit

Acura RDX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,274
50/100 $1,382
100/300 $1,465
250/500 $1,681
100 CSL $1,416
300 CSL $1,598
500 CSL $1,731

Full coverage, driver age 40

Rates for High Risk Drivers

Acura RDX Insurance Rates for High Risk Drivers
Age Premium
16 $6,638
20 $4,640
30 $2,810
40 $2,740
50 $2,612
60 $2,588

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $176

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $68
Multi-vehicle $65
Homeowner $18
5-yr Accident Free $95
5-yr Claim Free $82
Paid in Full/EFT $60
Advance Quote $63
Online Quote $91
Total Discounts $542
Rate after discounts $732

Discounts are estimated and may not be available from every company or in every state.

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