Acura RDX Insurance Rates
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UPDATED: Apr 22, 2024
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How much does an Acura RDX cost to insure? On average, Acura RDX insurance cost for full coverage average $1,292 a year, or $107 a month. Our guide breaks down Acura RDX car insurance so drivers can easily find savings. Learn more.
Enter your ZIP code in our free tool to get started on comparing Acura RDX insurance rates and find out how much is an Acura RDX to insure.
Average insurance rates for an Acura RDX are $1,038 a year including full coverage. Comprehensive costs around $198, collision insurance costs $310, and liability insurance is $394. Buying just liability costs around $440 a year, and insurance for high-risk drivers costs around $2,238. Teen drivers receive the highest rates at up to $4,010 a year.
Average premium for full coverage: $1,038
Rate estimates for individual coverage type:
Prices include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 U.S. states and for all RDX models.
Price Range by Coverage and Risk
For the normal driver, prices range range from as low as $440 for minimum levels of liability insurance to the much higher price of $2,238 for a policy for a high-risk driver.
Price Range by Location
Choosing to live in a large city has a significant impact on the price of insurance. Areas with sparse population tend to have a lower frequency of comprehensive and collision claims than larger metro areas. The example below illustrates how geographic area affects auto insurance rates.
These examples highlight why everyone should compare rates quotes for a specific zip code and risk profile, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below breaks down average Acura RDX insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $613
- Raising to $1,000 deductibles will save about $116 every year
- The average rate for a 40-year-old driver using $500 deductibles is $1,038
- Choosing pricier low deductibles will increase the cost to $1,260
- Higher-risk drivers with multiple violations and an at-fault accident could pay at least $2,238
- The cost for full coverage for a teen driver for full coverage can be $4,010
Auto insurance rates for an Acura RDX can also vary considerably based on your driver profile, the model of your RDX, and deductibles and policy limits.
A more mature driver with a good driving record and high deductibles could pay as little as $1,000 every 12 months on average for full coverage. Rates are highest for teen drivers, where even good drivers will have to pay as much as $4,000 a year. View Rates by Age
Where you live also has a big influence on Acura RDX insurance rates. A middle-age driver might find rates as low as $800 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,480 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $938 | -$100 | -9.6% |
| Alaska | $794 | -$244 | -23.5% |
| Arizona | $860 | -$178 | -17.1% |
| Arkansas | $1,038 | -$0 | 0.0% |
| California | $1,182 | $144 | 13.9% |
| Colorado | $990 | -$48 | -4.6% |
| Connecticut | $1,066 | $28 | 2.7% |
| Delaware | $1,172 | $134 | 12.9% |
| Florida | $1,296 | $258 | 24.9% |
| Georgia | $958 | -$80 | -7.7% |
| Hawaii | $746 | -$292 | -28.1% |
| Idaho | $704 | -$334 | -32.2% |
| Illinois | $772 | -$266 | -25.6% |
| Indiana | $784 | -$254 | -24.5% |
| Iowa | $698 | -$340 | -32.8% |
| Kansas | $984 | -$54 | -5.2% |
| Kentucky | $1,414 | $376 | 36.2% |
| Louisiana | $1,536 | $498 | 48.0% |
| Maine | $640 | -$398 | -38.3% |
| Maryland | $858 | -$180 | -17.3% |
| Massachusetts | $828 | -$210 | -20.2% |
| Michigan | $1,800 | $762 | 73.4% |
| Minnesota | $868 | -$170 | -16.4% |
| Mississippi | $1,242 | $204 | 19.7% |
| Missouri | $920 | -$118 | -11.4% |
| Montana | $1,112 | $74 | 7.1% |
| Nebraska | $816 | -$222 | -21.4% |
| Nevada | $1,244 | $206 | 19.8% |
| New Hampshire | $746 | -$292 | -28.1% |
| New Jersey | $1,160 | $122 | 11.8% |
| New Mexico | $918 | -$120 | -11.6% |
| New York | $1,092 | $54 | 5.2% |
| North Carolina | $598 | -$440 | -42.4% |
| North Dakota | $852 | -$186 | -17.9% |
| Ohio | $714 | -$324 | -31.2% |
| Oklahoma | $1,064 | $26 | 2.5% |
| Oregon | $952 | -$86 | -8.3% |
| Pennsylvania | $986 | -$52 | -5.0% |
| Rhode Island | $1,382 | $344 | 33.1% |
| South Carolina | $942 | -$96 | -9.2% |
| South Dakota | $876 | -$162 | -15.6% |
| Tennessee | $908 | -$130 | -12.5% |
| Texas | $1,250 | $212 | 20.4% |
| Utah | $766 | -$272 | -26.2% |
| Vermont | $710 | -$328 | -31.6% |
| Virginia | $620 | -$418 | -40.3% |
| Washington | $798 | -$240 | -23.1% |
| West Virginia | $952 | -$86 | -8.3% |
| Wisconsin | $718 | -$320 | -30.8% |
| Wyoming | $924 | -$114 | -11.0% |
Choosing high deductibles can reduce rates by up to $340 each year, whereas buying more liability protection will increase rates. Changing from a 50/100 limit to a 250/500 limit will cost as much as $354 extra every year. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you are likely paying at least $1,200 to $1,700 in extra premium per year, depending on your age. Acura RDX insurance for high-risk drivers is expensive and can cost anywhere from 42% to 128% more than average. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Acura RDX 2WD | $1,012 | $84 |
| Acura RDX AWD | $1,012 | $84 |
| Acura RDX Technology Package 2WD | $1,064 | $89 |
| Acura RDX Technology Package AWD | $1,064 | $89 |
Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Acura RDX | $294 | $512 | $332 | $1,274 |
| 2023 Acura RDX | $282 | $506 | $338 | $1,262 |
| 2022 Acura RDX | $272 | $494 | $354 | $1,256 |
| 2021 Acura RDX | $262 | $474 | $364 | $1,236 |
| 2020 Acura RDX | $248 | $458 | $376 | $1,218 |
| 2019 Acura RDX | $238 | $424 | $384 | $1,182 |
| 2018 Acura RDX | $230 | $400 | $388 | $1,154 |
| 2017 Acura RDX | $220 | $358 | $390 | $1,104 |
| 2016 Acura RDX | $206 | $330 | $390 | $1,062 |
| 2015 Acura RDX | $198 | $310 | $394 | $1,038 |
| 2014 Acura RDX | $194 | $288 | $402 | $1,020 |
| 2013 Acura RDX | $180 | $268 | $402 | $986 |
| 2011 Acura RDX | $162 | $222 | $402 | $922 |
| 2010 Acura RDX | $152 | $202 | $402 | $892 |
| 2008 Acura RDX | $146 | $178 | $390 | $850 |
| 2007 Acura RDX | $144 | $168 | $384 | $832 |
Rates are averaged for all Acura RDX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Right Acura RDX Insurance
Saving money on Acura RDX insurance consists of avoiding accidents and violations, having good credit, not filing small claims, and possibly raising deductibles. Invest the time to compare rates every year by requesting quotes from direct car insurance companies like GEICO and Progressive, and also from several local insurance agents.
The list below is a quick rundown of the coverage data presented in the illustrations above.
- You may be able to save up to $120 per year just by quoting online well ahead of the renewal date
- Increasing deductibles can save around $350 each year
- Teenagers are expensive to insure, as much as $334 per month if they have full coverage
- High-risk drivers with reckless driving or DUI convictions pay on average $1,200 more every year for car insurance
Frequently Asked Questions
- Is the Acura RDX expensive to insure? The estimated price for the average middle-age driver who has $500 deductibles is $1,292.
- How much does it cost to fill up an Acura RDX? According to FuelEconomy.gov the Annual Acura RDX Fuel Cost is $1,750.
- Is the 2020 Acura RDX a good car? It’s an all around good car in the luxury compact SUV category.
- What is the Acura RDX cost of ownership? According to RepairPal.com, “Cost. The average total annual cost for repairs and maintenance on a Acura RDX is $497, compared to an average of $859 for luxury compact SUVs and $652 for all vehicle models.” Plus your insurance cost and any loan you may have on your Acura RDX.
- What is the Acura RDX depreciation? According to CarEdge.com, “On average, expect to pay only 53% of the original cost with 67% of the vehicle’s lifetime remaining for a 2016 RDX.”
- What are the Acura RDX maintenance cost? See above from RepairPal
- Are Acura RDX expensive to maintain? Not more than other vehicles in its category.
To find the cheapest Acura insurance, make sure to compare rates. Doing so will allow you to compare multiple models, such as 2020 Acura costs, 2018 RDX costs, or the 2019 Acura RDX cost to own and insurance prices.
So if you are ready to find out the cost of Acura RDX 2016 insurance or Acura RDX 2013 cost of insurance, enter your ZIP code in our free tool below.
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What are the Acura RDX safety ratings?
The Acura RDX cost to own can be cheaper if there are multiple safety features and good safety ratings, as insurers will offer discounts. The Acura RDX has some great safety features, such as vehicle stability assist, brake assist, automatic brake hold, and more.
The Insurance Institute for Highway Safety (IIHS) has also crash-tested the Acura RDX and awarded it a 2020 Top Safety Pick award.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
Watch the video below for an example of one of the Acura RDX’s crash tests.
Acura RDX Compared Against Other Vehicles in the Same Class
The Acura RDX is a midsize luxury SUV, which can affect it’s liability rates. The IIHS recorded the liability losses for property damage as better than average and the bodily injury losses as substantially better than average.
Curious to see how other midsize SUV’s rates compare to the Audi RDX or want to know what the least expensive Acura is? Check out the midsize luxury SUVs below.
Ready to start shopping to find out everything from are Acura RDX expensive to maintain insurance to Acura RDS 2105 deals on insurance and 2016 RDX prices paid for insurance? Enter your ZIP code in our free tool below for help finding Acura RDX insurance rates.
References
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,010 |
| 20 | $2,378 |
| 30 | $1,070 |
| 40 | $1,038 |
| 50 | $952 |
| 60 | $934 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,260 |
| $250 | $1,158 |
| $500 | $1,038 |
| $1,000 | $922 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,038 |
| 50/100 | $1,143 |
| 100/300 | $1,241 |
| 250/500 | $1,497 |
| 100 CSL | $1,182 |
| 300 CSL | $1,399 |
| 500 CSL | $1,557 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,688 |
| 20 | $3,788 |
| 30 | $2,272 |
| 40 | $2,238 |
| 50 | $2,134 |
| 60 | $2,114 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $54 |
| Multi-vehicle | $55 |
| Homeowner | $17 |
| 5-yr Accident Free | $70 |
| 5-yr Claim Free | $66 |
| Paid in Full/EFT | $43 |
| Advance Quote | $48 |
| Online Quote | $72 |
| Total Discounts | $425 |
Discounts are estimated and may not be available from every company or in every state.
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