Acura RDX Insurance Rates
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UPDATED: Apr 22, 2024
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How much does an Acura RDX cost to insure? On average, Acura RDX insurance cost for full coverage average $1,292 a year, or $107 a month. Our guide breaks down Acura RDX car insurance so drivers can easily find savings. Learn more.
Enter your ZIP code in our free tool to get started on comparing Acura RDX insurance rates and find out how much is an Acura RDX to insure.
Average insurance rates for an Acura RDX are $1,020 a year for full coverage insurance. Comprehensive insurance costs approximately $194, collision insurance costs $288, and liability coverage costs $402. A liability-only policy costs as little as $446 a year, and high-risk insurance costs $2,198 or more. Teenage drivers receive the highest rates at up to $3,956 a year.
Average premium for full coverage: $1,020
Rate estimates by individual coverage type:
Price estimates include $500 deductible amounts, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 states and for all RDX models.
Price Range by Coverage and Risk
Using a 40-year-old driver as an example, prices range range from the low end price of $446 for the bare minimum liability coverage to the much higher price of $2,198 for a high-risk insurance policy.
Price Range by Location
Your location has a large influence on the price of auto insurance. Rural locations tend to have lower incidents of physical damage claims than densely populated cities. The example below illustrates how rural and urban location affects auto insurance prices.
These examples illustrate why everyone should compare rates using their specific location, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below illustrates average Acura RDX insurance rates for additional coverage and risk scenarios.
- The best discount rate is $605
- Drivers who choose higher $1,000 deductibles will pay $110 each year
- The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,020
- Using pricier low deductibles for comprehensive and collision insurance will cost an additional $210 each year
- High-risk insureds who are prone to accidents and violations could pay around $2,198
- The cost that insures a teenage driver for full coverage can cost $3,956 a year
Insurance rates for an Acura RDX can also vary considerably based on the model of your RDX, your age and driving record, and physical damage deductibles and liability limits.
If you like to drive fast or you caused an accident, you are probably paying anywhere from $1,200 to $1,700 extra per year, depending on your age. Acura RDX insurance for high-risk drivers can cost around 43% to 131% more than a normal policy. View High Risk Driver Rates
A more mature driver with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,000 per year on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records can expect to pay in the ballpark of $3,900 a year. View Rates by Age
Where you live makes a big difference in Acura RDX insurance rates. A 40-year-old driver could pay as low as $670 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,380 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $920 | -$100 | -9.8% |
| Alaska | $782 | -$238 | -23.3% |
| Arizona | $846 | -$174 | -17.1% |
| Arkansas | $1,020 | -$0 | 0.0% |
| California | $1,160 | $140 | 13.7% |
| Colorado | $972 | -$48 | -4.7% |
| Connecticut | $1,046 | $26 | 2.5% |
| Delaware | $1,150 | $130 | 12.7% |
| Florida | $1,272 | $252 | 24.7% |
| Georgia | $942 | -$78 | -7.6% |
| Hawaii | $732 | -$288 | -28.2% |
| Idaho | $690 | -$330 | -32.4% |
| Illinois | $760 | -$260 | -25.5% |
| Indiana | $770 | -$250 | -24.5% |
| Iowa | $686 | -$334 | -32.7% |
| Kansas | $968 | -$52 | -5.1% |
| Kentucky | $1,390 | $370 | 36.3% |
| Louisiana | $1,510 | $490 | 48.0% |
| Maine | $630 | -$390 | -38.2% |
| Maryland | $842 | -$178 | -17.5% |
| Massachusetts | $812 | -$208 | -20.4% |
| Michigan | $1,770 | $750 | 73.5% |
| Minnesota | $854 | -$166 | -16.3% |
| Mississippi | $1,222 | $202 | 19.8% |
| Missouri | $904 | -$116 | -11.4% |
| Montana | $1,094 | $74 | 7.3% |
| Nebraska | $802 | -$218 | -21.4% |
| Nevada | $1,222 | $202 | 19.8% |
| New Hampshire | $736 | -$284 | -27.8% |
| New Jersey | $1,140 | $120 | 11.8% |
| New Mexico | $902 | -$118 | -11.6% |
| New York | $1,074 | $54 | 5.3% |
| North Carolina | $588 | -$432 | -42.4% |
| North Dakota | $836 | -$184 | -18.0% |
| Ohio | $704 | -$316 | -31.0% |
| Oklahoma | $1,044 | $24 | 2.4% |
| Oregon | $934 | -$86 | -8.4% |
| Pennsylvania | $972 | -$48 | -4.7% |
| Rhode Island | $1,358 | $338 | 33.1% |
| South Carolina | $926 | -$94 | -9.2% |
| South Dakota | $862 | -$158 | -15.5% |
| Tennessee | $892 | -$128 | -12.5% |
| Texas | $1,228 | $208 | 20.4% |
| Utah | $756 | -$264 | -25.9% |
| Vermont | $696 | -$324 | -31.8% |
| Virginia | $610 | -$410 | -40.2% |
| Washington | $786 | -$234 | -22.9% |
| West Virginia | $934 | -$86 | -8.4% |
| Wisconsin | $704 | -$316 | -31.0% |
| Wyoming | $906 | -$114 | -11.2% |
Using high physical damage deductibles could save up to $320 a year, whereas buying more liability protection will push rates upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $362 more per year. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Acura RDX 2WD | $994 | $83 |
| Acura RDX AWD | $994 | $83 |
| Acura RDX Technology Package 2WD | $1,046 | $87 |
| Acura RDX Technology Package AWD | $1,046 | $87 |
Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Acura RDX | $282 | $506 | $338 | $1,262 |
| 2023 Acura RDX | $272 | $494 | $354 | $1,256 |
| 2022 Acura RDX | $262 | $474 | $364 | $1,236 |
| 2021 Acura RDX | $248 | $458 | $376 | $1,218 |
| 2020 Acura RDX | $238 | $424 | $384 | $1,182 |
| 2019 Acura RDX | $230 | $400 | $388 | $1,154 |
| 2018 Acura RDX | $220 | $358 | $390 | $1,104 |
| 2017 Acura RDX | $206 | $330 | $390 | $1,062 |
| 2016 Acura RDX | $198 | $310 | $394 | $1,038 |
| 2015 Acura RDX | $194 | $288 | $402 | $1,020 |
| 2014 Acura RDX | $180 | $268 | $402 | $986 |
| 2013 Acura RDX | $174 | $244 | $406 | $960 |
| 2011 Acura RDX | $152 | $202 | $402 | $892 |
| 2010 Acura RDX | $148 | $182 | $398 | $864 |
| 2008 Acura RDX | $144 | $168 | $384 | $832 |
| 2007 Acura RDX | $132 | $160 | $380 | $808 |
Rates are averaged for all Acura RDX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheaper Acura RDX Insurance
Saving money on auto insurance not only requires having a good driving record, but also having above-average credit, avoid buying unnecessary coverage, and possibly raising deductibles. Compare prices at least every other year by requesting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.
The next list is a condensed summary of the car insurance concepts raised in the charts and tables above.
- Drivers with multiple at-fault accidents could be charged and average of $1,180 more per year to buy Acura RDX insurance
- It is possible to save around $120 per year just by quoting online well ahead of the renewal date
- Increasing deductibles can save approximately $325 each year
- Consumers who purchase increased levels of liability coverage will pay an extra $440 annually to go from a minimum limit to the 250/500 level
Frequently Asked Questions
- Is the Acura RDX expensive to insure? The estimated price for the average middle-age driver who has $500 deductibles is $1,292.
- How much does it cost to fill up an Acura RDX? According to FuelEconomy.gov the Annual Acura RDX Fuel Cost is $1,750.
- Is the 2020 Acura RDX a good car? It’s an all around good car in the luxury compact SUV category.
- What is the Acura RDX cost of ownership? According to RepairPal.com, “Cost. The average total annual cost for repairs and maintenance on a Acura RDX is $497, compared to an average of $859 for luxury compact SUVs and $652 for all vehicle models.” Plus your insurance cost and any loan you may have on your Acura RDX.
- What is the Acura RDX depreciation? According to CarEdge.com, “On average, expect to pay only 53% of the original cost with 67% of the vehicle’s lifetime remaining for a 2016 RDX.”
- What are the Acura RDX maintenance cost? See above from RepairPal
- Are Acura RDX expensive to maintain? Not more than other vehicles in its category.
To find the cheapest Acura insurance, make sure to compare rates. Doing so will allow you to compare multiple models, such as 2020 Acura costs, 2018 RDX costs, or the 2019 Acura RDX cost to own and insurance prices.
So if you are ready to find out the cost of Acura RDX 2016 insurance or Acura RDX 2013 cost of insurance, enter your ZIP code in our free tool below.
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What are the Acura RDX safety ratings?
The Acura RDX cost to own can be cheaper if there are multiple safety features and good safety ratings, as insurers will offer discounts. The Acura RDX has some great safety features, such as vehicle stability assist, brake assist, automatic brake hold, and more.
The Insurance Institute for Highway Safety (IIHS) has also crash-tested the Acura RDX and awarded it a 2020 Top Safety Pick award.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
Watch the video below for an example of one of the Acura RDX’s crash tests.
Acura RDX Compared Against Other Vehicles in the Same Class
The Acura RDX is a midsize luxury SUV, which can affect it’s liability rates. The IIHS recorded the liability losses for property damage as better than average and the bodily injury losses as substantially better than average.
Curious to see how other midsize SUV’s rates compare to the Audi RDX or want to know what the least expensive Acura is? Check out the midsize luxury SUVs below.
Ready to start shopping to find out everything from are Acura RDX expensive to maintain insurance to Acura RDS 2105 deals on insurance and 2016 RDX prices paid for insurance? Enter your ZIP code in our free tool below for help finding Acura RDX insurance rates.
References
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,956 |
| 20 | $2,332 |
| 30 | $1,048 |
| 40 | $1,020 |
| 50 | $934 |
| 60 | $916 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,230 |
| $250 | $1,134 |
| $500 | $1,020 |
| $1,000 | $910 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,020 |
| 50/100 | $1,126 |
| 100/300 | $1,227 |
| 250/500 | $1,488 |
| 100 CSL | $1,167 |
| 300 CSL | $1,388 |
| 500 CSL | $1,549 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,608 |
| 20 | $3,714 |
| 30 | $2,228 |
| 40 | $2,198 |
| 50 | $2,096 |
| 60 | $2,076 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $53 |
| Multi-vehicle | $54 |
| Homeowner | $17 |
| 5-yr Accident Free | $67 |
| 5-yr Claim Free | $65 |
| Paid in Full/EFT | $41 |
| Advance Quote | $47 |
| Online Quote | $71 |
| Total Discounts | $415 |
Discounts are estimated and may not be available from every company or in every state.
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