Acura RDX Insurance Rates
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UPDATED: Jun 6, 2023
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How much does an Acura RDX cost to insure? On average, Acura RDX insurance cost for full coverage average $1,292 a year, or $107 a month. Our guide breaks down Acura RDX car insurance so drivers can easily find savings. Learn more.
Enter your ZIP code in our free tool to get started on comparing Acura RDX insurance rates and find out how much is an Acura RDX to insure.
Average insurance prices for an Acura RDX are $1,218 every 12 months for full coverage. Comprehensive insurance costs approximately $248, collision insurance costs $458, and liability is estimated at $376. Liability-only coverage costs approximately $426 a year, and high-risk coverage costs $2,640 or more. Teens receive the highest rates at up to $4,578 a year.
Average premium for full coverage: $1,218
Rate estimates by individual coverage type:
Full coverage includes $500 physical damage insurance deductibles, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all states and for different RDX trim levels.
Price Range by Coverage and Risk
For a 40-year-old driver, prices range range from the cheapest price of $426 for the bare minimum liability coverage to a much higher rate of $2,640 for a driver who requires high-risk insurance.
Price Range by Location
Living in a larger city can have significant affects on car insurance rates. Rural locations tend to have more infrequent accident claims than cities with more traffic congestion. The price range example below illustrates how your location can change auto insurance prices.
These examples show why anyone shopping for car insurance should get quotes using their specific location and their own driving history, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below shows average Acura RDX insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $699
- Choosing higher $1,000 deductibles can save $162 a year
- The average price for a 40-year-old driver who chooses $500 deductibles is $1,218
- Selecting more expensive low deductibles for comp and collision coverage costs an extra $312 every year
- Unlucky drivers with serious driving violations could pay around $2,640
- The cost to insure a teen driver with full coverage can cost $4,578 each year
Car insurance rates for an Acura RDX can also vary considerably based on policy deductibles and limits, your driver profile, and the model of your RDX.
Choosing higher comprehensive and collision insurance deductibles can save as much as $480 every year, while increasing your policy's liability limits will push rates upward. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $339 extra every 12 months. View Rates by Deductible or Liability Limit
An older driver with no driving violations and higher deductibles may pay as little as $1,100 annually on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will be charged in the ballpark of $4,500 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you could be paying anywhere from $1,400 to $2,000 extra per year, depending on your age. High-risk driver insurance ranges as much as 44% to 128% more than the average policy. View High Risk Driver Rates
Where you live plays a big part in determining prices for Acura RDX insurance prices. A good driver about age 40 could pay as low as $800 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,740 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,100 | -$118 | -9.7% |
| Alaska | $932 | -$286 | -23.5% |
| Arizona | $1,010 | -$208 | -17.1% |
| Arkansas | $1,218 | -$0 | 0.0% |
| California | $1,386 | $168 | 13.8% |
| Colorado | $1,162 | -$56 | -4.6% |
| Connecticut | $1,250 | $32 | 2.6% |
| Delaware | $1,376 | $158 | 13.0% |
| Florida | $1,520 | $302 | 24.8% |
| Georgia | $1,126 | -$92 | -7.6% |
| Hawaii | $874 | -$344 | -28.2% |
| Idaho | $824 | -$394 | -32.3% |
| Illinois | $904 | -$314 | -25.8% |
| Indiana | $918 | -$300 | -24.6% |
| Iowa | $820 | -$398 | -32.7% |
| Kansas | $1,156 | -$62 | -5.1% |
| Kentucky | $1,658 | $440 | 36.1% |
| Louisiana | $1,802 | $584 | 47.9% |
| Maine | $752 | -$466 | -38.3% |
| Maryland | $1,004 | -$214 | -17.6% |
| Massachusetts | $970 | -$248 | -20.4% |
| Michigan | $2,114 | $896 | 73.6% |
| Minnesota | $1,018 | -$200 | -16.4% |
| Mississippi | $1,458 | $240 | 19.7% |
| Missouri | $1,080 | -$138 | -11.3% |
| Montana | $1,306 | $88 | 7.2% |
| Nebraska | $958 | -$260 | -21.3% |
| Nevada | $1,458 | $240 | 19.7% |
| New Hampshire | $878 | -$340 | -27.9% |
| New Jersey | $1,362 | $144 | 11.8% |
| New Mexico | $1,078 | -$140 | -11.5% |
| New York | $1,282 | $64 | 5.3% |
| North Carolina | $700 | -$518 | -42.5% |
| North Dakota | $998 | -$220 | -18.1% |
| Ohio | $840 | -$378 | -31.0% |
| Oklahoma | $1,248 | $30 | 2.5% |
| Oregon | $1,116 | -$102 | -8.4% |
| Pennsylvania | $1,158 | -$60 | -4.9% |
| Rhode Island | $1,624 | $406 | 33.3% |
| South Carolina | $1,102 | -$116 | -9.5% |
| South Dakota | $1,028 | -$190 | -15.6% |
| Tennessee | $1,066 | -$152 | -12.5% |
| Texas | $1,466 | $248 | 20.4% |
| Utah | $900 | -$318 | -26.1% |
| Vermont | $830 | -$388 | -31.9% |
| Virginia | $728 | -$490 | -40.2% |
| Washington | $940 | -$278 | -22.8% |
| West Virginia | $1,116 | -$102 | -8.4% |
| Wisconsin | $840 | -$378 | -31.0% |
| Wyoming | $1,084 | -$134 | -11.0% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Acura RDX 2WD | $1,180 | $98 |
| Acura RDX AWD | $1,180 | $98 |
| Acura RDX Technology Package 2WD | $1,256 | $105 |
| Acura RDX Technology Package AWD | $1,256 | $105 |
Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2019 Acura RDX | $248 | $458 | $376 | $1,218 |
| 2018 Acura RDX | $238 | $424 | $384 | $1,182 |
| 2014 Acura RDX | $198 | $310 | $394 | $1,038 |
| 2013 Acura RDX | $194 | $288 | $402 | $1,020 |
| 2011 Acura RDX | $174 | $244 | $406 | $960 |
| 2008 Acura RDX | $148 | $182 | $398 | $864 |
| 2007 Acura RDX | $146 | $178 | $390 | $850 |
Rates are averaged for all Acura RDX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for More Affordable Acura RDX Insurance
Saving money on car insurance takes being a low-risk driver, maintaining a good credit score, eliminating unneeded coverage, and attention to physical damage deductibles. Invest the time to shop around at every other renewal by getting rate quotes from direct carriers like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.
The items below are a summary of the concepts that were illustrated above.
- Higher risk drivers who have multiple accidents or major violations may pay on average $1,420 more per year to insure their RDX
- Teen drivers pay the highest auto insurance rates, costing as high as $382 per month if the policy includes full coverage
- Drivers can save around $150 per year just by shopping early and online
- Increasing deductibles could save as much as $475 each year
- Drivers can save around $150 per year just by shopping early and online
Frequently Asked Questions
- Is the Acura RDX expensive to insure? The estimated price for the average middle-age driver who has $500 deductibles is $1,292.
- How much does it cost to fill up an Acura RDX? According to FuelEconomy.gov the Annual Acura RDX Fuel Cost is $1,750.
- Is the 2020 Acura RDX a good car? It’s an all around good car in the luxury compact SUV category.
- What is the Acura RDX cost of ownership? According to RepairPal.com, “Cost. The average total annual cost for repairs and maintenance on a Acura RDX is $497, compared to an average of $859 for luxury compact SUVs and $652 for all vehicle models.” Plus your insurance cost and any loan you may have on your Acura RDX.
- What is the Acura RDX depreciation? According to CarEdge.com, “On average, expect to pay only 53% of the original cost with 67% of the vehicle’s lifetime remaining for a 2016 RDX.”
- What are the Acura RDX maintenance cost? See above from RepairPal
- Are Acura RDX expensive to maintain? Not more than other vehicles in its category.
To find the cheapest Acura insurance, make sure to compare rates. Doing so will allow you to compare multiple models, such as 2020 Acura costs, 2018 RDX costs, or the 2019 Acura RDX cost to own and insurance prices.
So if you are ready to find out the cost of Acura RDX 2016 insurance or Acura RDX 2013 cost of insurance, enter your ZIP code in our free tool below.
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What are the Acura RDX safety ratings?
The Acura RDX cost to own can be cheaper if there are multiple safety features and good safety ratings, as insurers will offer discounts. The Acura RDX has some great safety features, such as vehicle stability assist, brake assist, automatic brake hold, and more.
The Insurance Institute for Highway Safety (IIHS) has also crash-tested the Acura RDX and awarded it a 2020 Top Safety Pick award.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
Watch the video below for an example of one of the Acura RDX’s crash tests.
Acura RDX Compared Against Other Vehicles in the Same Class
The Acura RDX is a midsize luxury SUV, which can affect it’s liability rates. The IIHS recorded the liability losses for property damage as better than average and the bodily injury losses as substantially better than average.
Curious to see how other midsize SUV’s rates compare to the Audi RDX or want to know what the least expensive Acura is? Check out the midsize luxury SUVs below.
Ready to start shopping to find out everything from are Acura RDX expensive to maintain insurance to Acura RDS 2105 deals on insurance and 2016 RDX prices paid for insurance? Enter your ZIP code in our free tool below for help finding Acura RDX insurance rates.
References
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,578 |
| 20 | $2,814 |
| 30 | $1,268 |
| 40 | $1,218 |
| 50 | $1,112 |
| 60 | $1,094 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,530 |
| $250 | $1,386 |
| $500 | $1,218 |
| $1,000 | $1,056 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,218 |
| 50/100 | $1,331 |
| 100/300 | $1,425 |
| 250/500 | $1,670 |
| 100 CSL | $1,369 |
| 300 CSL | $1,576 |
| 500 CSL | $1,726 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,530 |
| 20 | $4,482 |
| 30 | $2,694 |
| 40 | $2,640 |
| 50 | $2,518 |
| 60 | $2,494 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $65 |
| Multi-vehicle | $65 |
| Homeowner | $18 |
| 5-yr Accident Free | $90 |
| 5-yr Claim Free | $79 |
| Paid in Full/EFT | $55 |
| Advance Quote | $60 |
| Online Quote | $87 |
| Total Discounts | $519 |
Discounts are estimated and may not be available from every company or in every state.
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