Acura RDX Insurance Rates
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UPDATED: Apr 22, 2024
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How much does an Acura RDX cost to insure? On average, Acura RDX insurance cost for full coverage average $1,292 a year, or $107 a month. Our guide breaks down Acura RDX car insurance so drivers can easily find savings. Learn more.
Enter your ZIP code in our free tool to get started on comparing Acura RDX insurance rates and find out how much is an Acura RDX to insure.
Average auto insurance rates for an Acura RDX are $1,038 annually for full coverage insurance. Comprehensive costs an estimated $198 a year, collision insurance costs $310, and liability insurance costs around $394. Liability-only coverage costs as low as $440 a year, and high-risk coverage costs around $2,238. Teen drivers receive the highest rates at up to $4,010 a year.
Average premium for full coverage: $1,038
Rate estimates broken down by individual coverage type:
These estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 states and RDX trim levels.
Price Range by Coverage and Risk
Using a middle-aged driver as an example, prices range range from as cheap as $440 for your basic liability-only policy to a high of $2,238 for a driver who requires high-risk insurance.
Price Range by Location
Where you live has a significant impact on the price of insurance. More rural locations tend to have fewer physical damage claims than larger metro areas. The diagram below illustrates how where you live affects insurance prices.
These examples illustrate why it is important to compare prices for a targeted area and their own personal driving habits, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below illustrates average Acura RDX insurance rates for other coverage scenarios.
- The lowest rate with discounts is $613
- Using higher $1,000 deductibles will save approximately $922 each year
- The estimated rate for a 40-year-old driver who has $500 deductibles is $1,038
- Choosing low $100 deductibles for physical damage coverage will cost $1,260
- Drivers with multiple violations and an at-fault accident could pay up to $2,238
- The cost with full coverage for a teen driver can cost as much as $4,010 or more
Car insurance rates for an Acura RDX can also vary considerably based on the trim level of your RDX, your risk profile, and liability limits and deductibles.
Older drivers with no driving violations and high physical damage deductibles could pay as little as $1,000 a year for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they will be charged at least $4,000 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you are probably paying $1,200 to $1,700 extra per year, depending on your age. A high-risk auto insurance policy can be anywhere from 42% to 128% more than average. View High Risk Driver Rates
Choosing high deductibles could cut rates by as much as $340 each year, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $354 extra every 12 months. View Rates by Deductible or Liability Limit
Where you live has a huge impact on Acura RDX insurance rates. A driver around age 40 might see rates as low as $680 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,400 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $938 | -$100 | -9.6% |
| Alaska | $794 | -$244 | -23.5% |
| Arizona | $860 | -$178 | -17.1% |
| Arkansas | $1,038 | -$0 | 0.0% |
| California | $1,182 | $144 | 13.9% |
| Colorado | $990 | -$48 | -4.6% |
| Connecticut | $1,066 | $28 | 2.7% |
| Delaware | $1,172 | $134 | 12.9% |
| Florida | $1,296 | $258 | 24.9% |
| Georgia | $958 | -$80 | -7.7% |
| Hawaii | $746 | -$292 | -28.1% |
| Idaho | $704 | -$334 | -32.2% |
| Illinois | $772 | -$266 | -25.6% |
| Indiana | $784 | -$254 | -24.5% |
| Iowa | $698 | -$340 | -32.8% |
| Kansas | $984 | -$54 | -5.2% |
| Kentucky | $1,414 | $376 | 36.2% |
| Louisiana | $1,536 | $498 | 48.0% |
| Maine | $640 | -$398 | -38.3% |
| Maryland | $858 | -$180 | -17.3% |
| Massachusetts | $828 | -$210 | -20.2% |
| Michigan | $1,800 | $762 | 73.4% |
| Minnesota | $868 | -$170 | -16.4% |
| Mississippi | $1,242 | $204 | 19.7% |
| Missouri | $920 | -$118 | -11.4% |
| Montana | $1,112 | $74 | 7.1% |
| Nebraska | $816 | -$222 | -21.4% |
| Nevada | $1,244 | $206 | 19.8% |
| New Hampshire | $746 | -$292 | -28.1% |
| New Jersey | $1,160 | $122 | 11.8% |
| New Mexico | $918 | -$120 | -11.6% |
| New York | $1,092 | $54 | 5.2% |
| North Carolina | $598 | -$440 | -42.4% |
| North Dakota | $852 | -$186 | -17.9% |
| Ohio | $714 | -$324 | -31.2% |
| Oklahoma | $1,064 | $26 | 2.5% |
| Oregon | $952 | -$86 | -8.3% |
| Pennsylvania | $986 | -$52 | -5.0% |
| Rhode Island | $1,382 | $344 | 33.1% |
| South Carolina | $942 | -$96 | -9.2% |
| South Dakota | $876 | -$162 | -15.6% |
| Tennessee | $908 | -$130 | -12.5% |
| Texas | $1,250 | $212 | 20.4% |
| Utah | $766 | -$272 | -26.2% |
| Vermont | $710 | -$328 | -31.6% |
| Virginia | $620 | -$418 | -40.3% |
| Washington | $798 | -$240 | -23.1% |
| West Virginia | $952 | -$86 | -8.3% |
| Wisconsin | $718 | -$320 | -30.8% |
| Wyoming | $924 | -$114 | -11.0% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Acura RDX 2WD | $1,012 | $84 |
| Acura RDX AWD | $1,012 | $84 |
| Acura RDX Technology Package 2WD | $1,064 | $89 |
| Acura RDX Technology Package AWD | $1,064 | $89 |
Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Acura RDX | $294 | $512 | $332 | $1,274 |
| 2023 Acura RDX | $282 | $506 | $338 | $1,262 |
| 2022 Acura RDX | $272 | $494 | $354 | $1,256 |
| 2021 Acura RDX | $262 | $474 | $364 | $1,236 |
| 2020 Acura RDX | $248 | $458 | $376 | $1,218 |
| 2019 Acura RDX | $238 | $424 | $384 | $1,182 |
| 2018 Acura RDX | $230 | $400 | $388 | $1,154 |
| 2017 Acura RDX | $220 | $358 | $390 | $1,104 |
| 2016 Acura RDX | $206 | $330 | $390 | $1,062 |
| 2015 Acura RDX | $198 | $310 | $394 | $1,038 |
| 2014 Acura RDX | $194 | $288 | $402 | $1,020 |
| 2013 Acura RDX | $180 | $268 | $402 | $986 |
| 2011 Acura RDX | $162 | $222 | $402 | $922 |
| 2010 Acura RDX | $152 | $202 | $402 | $892 |
| 2008 Acura RDX | $146 | $178 | $390 | $850 |
| 2007 Acura RDX | $144 | $168 | $384 | $832 |
Rates are averaged for all Acura RDX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Cheap Acura RDX Insurance
Saving money on Acura RDX insurance requires being a good driver, having a good credit score, avoid buying unnecessary coverage, and possibly higher deductibles. Take the time to comparison shop at every other renewal by obtaining price quotes from direct insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.
The following list is a brief summary of the concepts that were touched on in the above illustrations.
- High-risk drivers that tend to have accidents or serious violations may pay on average $1,200 more annually than a safer driver
- Drivers age 16 to 20 have the highest car insurance rates, costing up to $334 per month if comprehensive and collision insurance is included
- It is possible to save approximately $120 per year just by quoting early and online
- Increasing deductibles could save up to $350 each year
- It is possible to save approximately $120 per year just by quoting early and online
Frequently Asked Questions
- Is the Acura RDX expensive to insure? The estimated price for the average middle-age driver who has $500 deductibles is $1,292.
- How much does it cost to fill up an Acura RDX? According to FuelEconomy.gov the Annual Acura RDX Fuel Cost is $1,750.
- Is the 2020 Acura RDX a good car? It’s an all around good car in the luxury compact SUV category.
- What is the Acura RDX cost of ownership? According to RepairPal.com, “Cost. The average total annual cost for repairs and maintenance on a Acura RDX is $497, compared to an average of $859 for luxury compact SUVs and $652 for all vehicle models.” Plus your insurance cost and any loan you may have on your Acura RDX.
- What is the Acura RDX depreciation? According to CarEdge.com, “On average, expect to pay only 53% of the original cost with 67% of the vehicle’s lifetime remaining for a 2016 RDX.”
- What are the Acura RDX maintenance cost? See above from RepairPal
- Are Acura RDX expensive to maintain? Not more than other vehicles in its category.
To find the cheapest Acura insurance, make sure to compare rates. Doing so will allow you to compare multiple models, such as 2020 Acura costs, 2018 RDX costs, or the 2019 Acura RDX cost to own and insurance prices.
So if you are ready to find out the cost of Acura RDX 2016 insurance or Acura RDX 2013 cost of insurance, enter your ZIP code in our free tool below.
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What are the Acura RDX safety ratings?
The Acura RDX cost to own can be cheaper if there are multiple safety features and good safety ratings, as insurers will offer discounts. The Acura RDX has some great safety features, such as vehicle stability assist, brake assist, automatic brake hold, and more.
The Insurance Institute for Highway Safety (IIHS) has also crash-tested the Acura RDX and awarded it a 2020 Top Safety Pick award.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
Watch the video below for an example of one of the Acura RDX’s crash tests.
Acura RDX Compared Against Other Vehicles in the Same Class
The Acura RDX is a midsize luxury SUV, which can affect it’s liability rates. The IIHS recorded the liability losses for property damage as better than average and the bodily injury losses as substantially better than average.
Curious to see how other midsize SUV’s rates compare to the Audi RDX or want to know what the least expensive Acura is? Check out the midsize luxury SUVs below.
Ready to start shopping to find out everything from are Acura RDX expensive to maintain insurance to Acura RDS 2105 deals on insurance and 2016 RDX prices paid for insurance? Enter your ZIP code in our free tool below for help finding Acura RDX insurance rates.
References
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,010 |
| 20 | $2,378 |
| 30 | $1,070 |
| 40 | $1,038 |
| 50 | $952 |
| 60 | $934 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,260 |
| $250 | $1,158 |
| $500 | $1,038 |
| $1,000 | $922 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,038 |
| 50/100 | $1,143 |
| 100/300 | $1,241 |
| 250/500 | $1,497 |
| 100 CSL | $1,182 |
| 300 CSL | $1,399 |
| 500 CSL | $1,557 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,688 |
| 20 | $3,788 |
| 30 | $2,272 |
| 40 | $2,238 |
| 50 | $2,134 |
| 60 | $2,114 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $54 |
| Multi-vehicle | $55 |
| Homeowner | $17 |
| 5-yr Accident Free | $70 |
| 5-yr Claim Free | $66 |
| Paid in Full/EFT | $43 |
| Advance Quote | $48 |
| Online Quote | $72 |
| Total Discounts | $425 |
Discounts are estimated and may not be available from every company or in every state.
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