Acura RDX Insurance Rates
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UPDATED: Jun 6, 2023
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How much does an Acura RDX cost to insure? On average, Acura RDX insurance cost for full coverage average $1,292 a year, or $107 a month. Our guide breaks down Acura RDX car insurance so drivers can easily find savings. Learn more.
Enter your ZIP code in our free tool to get started on comparing Acura RDX insurance rates and find out how much is an Acura RDX to insure.
Average insurance rates for an Acura RDX are $1,218 a year with full coverage. Comprehensive insurance costs an estimated $248 a year, collision insurance costs $458, and liability coverage is $376. A liability-only policy costs around $426 a year, and high-risk insurance costs $2,640 or more. Teen drivers receive the highest rates at up to $4,578 a year.
Average premium for full coverage: $1,218
Rate estimates broken down by individual coverage type:
Rates are based on $500 physical damage insurance deductibles, 30/60 bodily injury liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all U.S. states and RDX trim levels.
Price Range by Coverage and Risk
For a driver in their 40's, prices range range from as low as $426 for your basic liability-only policy to a high of $2,640 for a driver who requires high-risk insurance.
Price Range by Location
Choosing to live in a large city has a large influence on car insurance rates. More rural locations tend to have a lower frequency of collision claims than larger metro areas. The diagram below illustrates how location helps determine insurance prices.
These examples demonstrate why it is important to compare rates quotes for a targeted area and risk profile, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below details average Acura RDX insurance rates for other coverage scenarios.
- The lowest rate with discounts is $699
- Raising to $1,000 deductibles will save approximately $1,056 annually
- The average rate for a 40-year-old driver who has $500 deductibles is $1,218
- Choosing low $100 deductibles will cost an extra $312 each year
- Unlucky drivers with multiple violations and an at-fault accident could pay up to $2,640
- The cost for full coverage for a teenage driver can cost as much as $4,578
Insurance rates for an Acura RDX can also vary considerably based on your driver profile, the trim level and model year, and liability limits and deductibles.
Older drivers with a clean driving record and high deductibles may only pay around $1,100 every 12 months on average for full coverage. Rates are highest for teen drivers, where even good drivers can expect to pay at least $4,500 a year. View Rates by Age
Where you live also has a big influence on Acura RDX insurance rates. A middle-age driver might find rates as low as $880 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,640 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,100 | -$118 | -9.7% |
| Alaska | $932 | -$286 | -23.5% |
| Arizona | $1,010 | -$208 | -17.1% |
| Arkansas | $1,218 | -$0 | 0.0% |
| California | $1,386 | $168 | 13.8% |
| Colorado | $1,162 | -$56 | -4.6% |
| Connecticut | $1,250 | $32 | 2.6% |
| Delaware | $1,376 | $158 | 13.0% |
| Florida | $1,520 | $302 | 24.8% |
| Georgia | $1,126 | -$92 | -7.6% |
| Hawaii | $874 | -$344 | -28.2% |
| Idaho | $824 | -$394 | -32.3% |
| Illinois | $904 | -$314 | -25.8% |
| Indiana | $918 | -$300 | -24.6% |
| Iowa | $820 | -$398 | -32.7% |
| Kansas | $1,156 | -$62 | -5.1% |
| Kentucky | $1,658 | $440 | 36.1% |
| Louisiana | $1,802 | $584 | 47.9% |
| Maine | $752 | -$466 | -38.3% |
| Maryland | $1,004 | -$214 | -17.6% |
| Massachusetts | $970 | -$248 | -20.4% |
| Michigan | $2,114 | $896 | 73.6% |
| Minnesota | $1,018 | -$200 | -16.4% |
| Mississippi | $1,458 | $240 | 19.7% |
| Missouri | $1,080 | -$138 | -11.3% |
| Montana | $1,306 | $88 | 7.2% |
| Nebraska | $958 | -$260 | -21.3% |
| Nevada | $1,458 | $240 | 19.7% |
| New Hampshire | $878 | -$340 | -27.9% |
| New Jersey | $1,362 | $144 | 11.8% |
| New Mexico | $1,078 | -$140 | -11.5% |
| New York | $1,282 | $64 | 5.3% |
| North Carolina | $700 | -$518 | -42.5% |
| North Dakota | $998 | -$220 | -18.1% |
| Ohio | $840 | -$378 | -31.0% |
| Oklahoma | $1,248 | $30 | 2.5% |
| Oregon | $1,116 | -$102 | -8.4% |
| Pennsylvania | $1,158 | -$60 | -4.9% |
| Rhode Island | $1,624 | $406 | 33.3% |
| South Carolina | $1,102 | -$116 | -9.5% |
| South Dakota | $1,028 | -$190 | -15.6% |
| Tennessee | $1,066 | -$152 | -12.5% |
| Texas | $1,466 | $248 | 20.4% |
| Utah | $900 | -$318 | -26.1% |
| Vermont | $830 | -$388 | -31.9% |
| Virginia | $728 | -$490 | -40.2% |
| Washington | $940 | -$278 | -22.8% |
| West Virginia | $1,116 | -$102 | -8.4% |
| Wisconsin | $840 | -$378 | -31.0% |
| Wyoming | $1,084 | -$134 | -11.0% |
Choosing high deductibles can reduce rates by up to $480 a year, while buying higher liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will cost as much as $339 more per year. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you may be forking out $1,400 to $2,000 extra per year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 44% to 128% more than average. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Acura RDX 2WD | $1,180 | $98 |
| Acura RDX AWD | $1,180 | $98 |
| Acura RDX Technology Package 2WD | $1,256 | $105 |
| Acura RDX Technology Package AWD | $1,256 | $105 |
Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2019 Acura RDX | $248 | $458 | $376 | $1,218 |
| 2018 Acura RDX | $238 | $424 | $384 | $1,182 |
| 2014 Acura RDX | $198 | $310 | $394 | $1,038 |
| 2013 Acura RDX | $194 | $288 | $402 | $1,020 |
| 2011 Acura RDX | $174 | $244 | $406 | $960 |
| 2008 Acura RDX | $148 | $182 | $398 | $864 |
| 2007 Acura RDX | $146 | $178 | $390 | $850 |
Rates are averaged for all Acura RDX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Acura RDX Insurance
Saving money on auto insurance consists of being a low-risk driver, maintaining good credit, eliminating unnecessary coverage, and deciding if full coverage is necessary. Invest time comparing rates at every other renewal by quoting rates from direct companies like GEICO and Progressive, and also from local exclusive and independent agents.
The items below are a quick review of the concepts that were covered in the charts and tables above.
- Drivers with a DUI or reckless driving violation may pay on average $1,420 more annually to insure their RDX
- Teen drivers are charged the highest rates, with premiums as much as $382 per month for full coverage
- You may be able to save approximately $150 per year just by quoting early and online
- Increasing deductibles can save around $475 each year
- You may be able to save approximately $150 per year just by quoting early and online
Frequently Asked Questions
- Is the Acura RDX expensive to insure? The estimated price for the average middle-age driver who has $500 deductibles is $1,292.
- How much does it cost to fill up an Acura RDX? According to FuelEconomy.gov the Annual Acura RDX Fuel Cost is $1,750.
- Is the 2020 Acura RDX a good car? It’s an all around good car in the luxury compact SUV category.
- What is the Acura RDX cost of ownership? According to RepairPal.com, “Cost. The average total annual cost for repairs and maintenance on a Acura RDX is $497, compared to an average of $859 for luxury compact SUVs and $652 for all vehicle models.” Plus your insurance cost and any loan you may have on your Acura RDX.
- What is the Acura RDX depreciation? According to CarEdge.com, “On average, expect to pay only 53% of the original cost with 67% of the vehicle’s lifetime remaining for a 2016 RDX.”
- What are the Acura RDX maintenance cost? See above from RepairPal
- Are Acura RDX expensive to maintain? Not more than other vehicles in its category.
To find the cheapest Acura insurance, make sure to compare rates. Doing so will allow you to compare multiple models, such as 2020 Acura costs, 2018 RDX costs, or the 2019 Acura RDX cost to own and insurance prices.
So if you are ready to find out the cost of Acura RDX 2016 insurance or Acura RDX 2013 cost of insurance, enter your ZIP code in our free tool below.
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What are the Acura RDX safety ratings?
The Acura RDX cost to own can be cheaper if there are multiple safety features and good safety ratings, as insurers will offer discounts. The Acura RDX has some great safety features, such as vehicle stability assist, brake assist, automatic brake hold, and more.
The Insurance Institute for Highway Safety (IIHS) has also crash-tested the Acura RDX and awarded it a 2020 Top Safety Pick award.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
Watch the video below for an example of one of the Acura RDX’s crash tests.
Acura RDX Compared Against Other Vehicles in the Same Class
The Acura RDX is a midsize luxury SUV, which can affect it’s liability rates. The IIHS recorded the liability losses for property damage as better than average and the bodily injury losses as substantially better than average.
Curious to see how other midsize SUV’s rates compare to the Audi RDX or want to know what the least expensive Acura is? Check out the midsize luxury SUVs below.
Ready to start shopping to find out everything from are Acura RDX expensive to maintain insurance to Acura RDS 2105 deals on insurance and 2016 RDX prices paid for insurance? Enter your ZIP code in our free tool below for help finding Acura RDX insurance rates.
References
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,578 |
| 20 | $2,814 |
| 30 | $1,268 |
| 40 | $1,218 |
| 50 | $1,112 |
| 60 | $1,094 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,530 |
| $250 | $1,386 |
| $500 | $1,218 |
| $1,000 | $1,056 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,218 |
| 50/100 | $1,331 |
| 100/300 | $1,425 |
| 250/500 | $1,670 |
| 100 CSL | $1,369 |
| 300 CSL | $1,576 |
| 500 CSL | $1,726 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,530 |
| 20 | $4,482 |
| 30 | $2,694 |
| 40 | $2,640 |
| 50 | $2,518 |
| 60 | $2,494 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $65 |
| Multi-vehicle | $65 |
| Homeowner | $18 |
| 5-yr Accident Free | $90 |
| 5-yr Claim Free | $79 |
| Paid in Full/EFT | $55 |
| Advance Quote | $60 |
| Online Quote | $87 |
| Total Discounts | $519 |
Discounts are estimated and may not be available from every company or in every state.
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