Acura RDX Insurance Rates
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UPDATED: Apr 22, 2024
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How much does an Acura RDX cost to insure? On average, Acura RDX insurance cost for full coverage average $1,292 a year, or $107 a month. Our guide breaks down Acura RDX car insurance so drivers can easily find savings. Learn more.
Enter your ZIP code in our free tool to get started on comparing Acura RDX insurance rates and find out how much is an Acura RDX to insure.
U.S. average auto insurance rates for an Acura RDX are $1,020 annually including full coverage. Comprehensive insurance costs approximately $194, collision costs $288, and liability costs $402. Liability-only coverage costs as little as $446 a year, with high-risk coverage costing $2,198 or more. Teens pay the highest rates at $3,956 a year or more.
Average premium for full coverage: $1,020
Price estimates by individual coverage:
Prices include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 U.S. states and for different RDX trim levels.
Price Range from Low to High
For a driver around age 40, Acura RDX insurance prices go from as cheap as $446 for a discount liability-only rate to a much higher rate of $2,198 for coverage for higher-risk drivers.
Geographic Price Range
Your location can have significant affects on car insurance prices. Rural locations have fewer comprehensive and collision claims than cities with more traffic congestion.
The price range example below illustrates the difference between rural and urban areas on auto insurance prices.
The ranges above highlight why anyone shopping for car insurance should compare rates using their specific location and their own personal driving habits, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below breaks down estimated Acura RDX insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $605
- Drivers who choose higher $1,000 deductibles will pay $110 every year
- The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,020
- Selecting more expensive low deductibles for comprehensive and collision insurance costs an additional $210 every year
- Higher-risk drivers with serious driving violations could pay around $2,198 or more
- The price with full coverage for a teen driver with full coverage can cost $3,956 a year
Auto insurance prices for an Acura RDX are also quite variable based on the trim level and model year, your driving characteristics, and physical damage deductibles and liability limits.
An older driver with a good driving record and high physical damage deductibles may pay as little as $1,000 per year on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will have to pay in the ballpark of $3,900 a year. View Rates by Age
If you have some driving violations or you caused a few accidents, you are likely paying anywhere from $1,200 to $1,700 in extra premium each year, depending on your age. High-risk driver insurance can cost as much as 43% to 131% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles could save up to $320 every year, while increasing your policy's liability limits will push prices upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $362 extra every year. View Rates by Deductible or Liability Limit
The state you live in makes a big difference in Acura RDX insurance prices. A 40-year-old driver could pay as low as $780 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,460 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $920 | -$100 | -9.8% |
| Alaska | $782 | -$238 | -23.3% |
| Arizona | $846 | -$174 | -17.1% |
| Arkansas | $1,020 | -$0 | 0.0% |
| California | $1,160 | $140 | 13.7% |
| Colorado | $972 | -$48 | -4.7% |
| Connecticut | $1,046 | $26 | 2.5% |
| Delaware | $1,150 | $130 | 12.7% |
| Florida | $1,272 | $252 | 24.7% |
| Georgia | $942 | -$78 | -7.6% |
| Hawaii | $732 | -$288 | -28.2% |
| Idaho | $690 | -$330 | -32.4% |
| Illinois | $760 | -$260 | -25.5% |
| Indiana | $770 | -$250 | -24.5% |
| Iowa | $686 | -$334 | -32.7% |
| Kansas | $968 | -$52 | -5.1% |
| Kentucky | $1,390 | $370 | 36.3% |
| Louisiana | $1,510 | $490 | 48.0% |
| Maine | $630 | -$390 | -38.2% |
| Maryland | $842 | -$178 | -17.5% |
| Massachusetts | $812 | -$208 | -20.4% |
| Michigan | $1,770 | $750 | 73.5% |
| Minnesota | $854 | -$166 | -16.3% |
| Mississippi | $1,222 | $202 | 19.8% |
| Missouri | $904 | -$116 | -11.4% |
| Montana | $1,094 | $74 | 7.3% |
| Nebraska | $802 | -$218 | -21.4% |
| Nevada | $1,222 | $202 | 19.8% |
| New Hampshire | $736 | -$284 | -27.8% |
| New Jersey | $1,140 | $120 | 11.8% |
| New Mexico | $902 | -$118 | -11.6% |
| New York | $1,074 | $54 | 5.3% |
| North Carolina | $588 | -$432 | -42.4% |
| North Dakota | $836 | -$184 | -18.0% |
| Ohio | $704 | -$316 | -31.0% |
| Oklahoma | $1,044 | $24 | 2.4% |
| Oregon | $934 | -$86 | -8.4% |
| Pennsylvania | $972 | -$48 | -4.7% |
| Rhode Island | $1,358 | $338 | 33.1% |
| South Carolina | $926 | -$94 | -9.2% |
| South Dakota | $862 | -$158 | -15.5% |
| Tennessee | $892 | -$128 | -12.5% |
| Texas | $1,228 | $208 | 20.4% |
| Utah | $756 | -$264 | -25.9% |
| Vermont | $696 | -$324 | -31.8% |
| Virginia | $610 | -$410 | -40.2% |
| Washington | $786 | -$234 | -22.9% |
| West Virginia | $934 | -$86 | -8.4% |
| Wisconsin | $704 | -$316 | -31.0% |
| Wyoming | $906 | -$114 | -11.2% |
Since prices can be so different, the best way to figure out who has the best auto insurance prices is to compare prices and see which company has the best price. Every company calculates prices differently, and quoted prices may be quite different between companies.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Acura RDX 2WD | $994 | $83 |
| Acura RDX AWD | $994 | $83 |
| Acura RDX Technology Package 2WD | $1,046 | $87 |
| Acura RDX Technology Package AWD | $1,046 | $87 |
Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Acura RDX | $282 | $506 | $338 | $1,262 |
| 2023 Acura RDX | $272 | $494 | $354 | $1,256 |
| 2022 Acura RDX | $262 | $474 | $364 | $1,236 |
| 2021 Acura RDX | $248 | $458 | $376 | $1,218 |
| 2020 Acura RDX | $238 | $424 | $384 | $1,182 |
| 2019 Acura RDX | $230 | $400 | $388 | $1,154 |
| 2018 Acura RDX | $220 | $358 | $390 | $1,104 |
| 2017 Acura RDX | $206 | $330 | $390 | $1,062 |
| 2016 Acura RDX | $198 | $310 | $394 | $1,038 |
| 2015 Acura RDX | $194 | $288 | $402 | $1,020 |
| 2014 Acura RDX | $180 | $268 | $402 | $986 |
| 2013 Acura RDX | $174 | $244 | $406 | $960 |
| 2011 Acura RDX | $152 | $202 | $402 | $892 |
| 2010 Acura RDX | $148 | $182 | $398 | $864 |
| 2008 Acura RDX | $144 | $168 | $384 | $832 |
| 2007 Acura RDX | $132 | $160 | $380 | $808 |
Rates are averaged for all Acura RDX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Right Acura RDX Insurance
Getting lower rates on car insurance not only requires having a decent driving record, but also having above-average credit, being claim-free, and not having any coverage lapses. Set aside time to compare rates at least once a year by getting rate quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local insurance agencies.
The following items are a quick rundown of the primary concepts that were covered above.
- You may be able to save around $120 per year simply by shopping early and online
- Higher risk drivers with reckless driving or DUI convictions may have to pay on average $1,180 more per year than a driver with a clean driving record
- Increasing physical damage deductibles could save up to $325 each year
- 16 to 18-year-old drivers have the highest car insurance prices, possibly costing $330 a month if full coverage is included
Frequently Asked Questions
- Is the Acura RDX expensive to insure? The estimated price for the average middle-age driver who has $500 deductibles is $1,292.
- How much does it cost to fill up an Acura RDX? According to FuelEconomy.gov the Annual Acura RDX Fuel Cost is $1,750.
- Is the 2020 Acura RDX a good car? It’s an all around good car in the luxury compact SUV category.
- What is the Acura RDX cost of ownership? According to RepairPal.com, “Cost. The average total annual cost for repairs and maintenance on a Acura RDX is $497, compared to an average of $859 for luxury compact SUVs and $652 for all vehicle models.” Plus your insurance cost and any loan you may have on your Acura RDX.
- What is the Acura RDX depreciation? According to CarEdge.com, “On average, expect to pay only 53% of the original cost with 67% of the vehicle’s lifetime remaining for a 2016 RDX.”
- What are the Acura RDX maintenance cost? See above from RepairPal
- Are Acura RDX expensive to maintain? Not more than other vehicles in its category.
To find the cheapest Acura insurance, make sure to compare rates. Doing so will allow you to compare multiple models, such as 2020 Acura costs, 2018 RDX costs, or the 2019 Acura RDX cost to own and insurance prices.
So if you are ready to find out the cost of Acura RDX 2016 insurance or Acura RDX 2013 cost of insurance, enter your ZIP code in our free tool below.
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What are the Acura RDX safety ratings?
The Acura RDX cost to own can be cheaper if there are multiple safety features and good safety ratings, as insurers will offer discounts. The Acura RDX has some great safety features, such as vehicle stability assist, brake assist, automatic brake hold, and more.
The Insurance Institute for Highway Safety (IIHS) has also crash-tested the Acura RDX and awarded it a 2020 Top Safety Pick award.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
Watch the video below for an example of one of the Acura RDX’s crash tests.
Acura RDX Compared Against Other Vehicles in the Same Class
The Acura RDX is a midsize luxury SUV, which can affect it’s liability rates. The IIHS recorded the liability losses for property damage as better than average and the bodily injury losses as substantially better than average.
Curious to see how other midsize SUV’s rates compare to the Audi RDX or want to know what the least expensive Acura is? Check out the midsize luxury SUVs below.
Ready to start shopping to find out everything from are Acura RDX expensive to maintain insurance to Acura RDS 2105 deals on insurance and 2016 RDX prices paid for insurance? Enter your ZIP code in our free tool below for help finding Acura RDX insurance rates.
References
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,956 |
| 20 | $2,332 |
| 30 | $1,048 |
| 40 | $1,020 |
| 50 | $934 |
| 60 | $916 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,230 |
| $250 | $1,134 |
| $500 | $1,020 |
| $1,000 | $910 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,020 |
| 50/100 | $1,126 |
| 100/300 | $1,227 |
| 250/500 | $1,488 |
| 100 CSL | $1,167 |
| 300 CSL | $1,388 |
| 500 CSL | $1,549 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,608 |
| 20 | $3,714 |
| 30 | $2,228 |
| 40 | $2,198 |
| 50 | $2,096 |
| 60 | $2,076 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $53 |
| Multi-vehicle | $54 |
| Homeowner | $17 |
| 5-yr Accident Free | $67 |
| 5-yr Claim Free | $65 |
| Paid in Full/EFT | $41 |
| Advance Quote | $47 |
| Online Quote | $71 |
| Total Discounts | $415 |
Discounts are estimated and may not be available from every company or in every state.
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