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Insurance for Mazda Vehicles

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Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: May 1, 2020

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The table below shows estimated insurance rates for some of the more popular Mazda vehicles. More models are linked at the bottom of the page

Insurance Rates for Mazda Vehicles
Vehicle Model Annual Premium Monthly Premium
Mazda 2 $1,204 $100
Mazda 3 $1,400 $117
Mazda 5 $1,202 $100
Mazda 6 $1,414 $118
Mazda CX-3 $1,338 $112
Mazda CX-5 $1,384 $115
Mazda CX-7 $1,428 $119
Mazda CX-9 $1,440 $120
Mazda MazdaSpeed 3 $1,460 $122
Mazda MX-5 Miata $1,202 $100
Mazda RX-8 $1,562 $130
Mazda Tribute $1,264 $105
Get Rates for Your Model Go

Rates assume current model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

View Chart as Image

Average insurance cost for Mazda vehicles
Column chart showing average insurance prices for Mazda vehicles range from $791 to $5,052 for full coverage

The chart above averages rate data from all Mazda vehicles listed in the table above to demonstrate how different scenarios can influence auto insurance prices.

Insurance rates for a Mazda can vary considerably based on your driver profile, the trim level and model year, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high deductibles may pay as low as $1,300 annually on average for full coverage. Prices are highest for teen drivers, where even good drivers can expect to pay in the ballpark of $5,000 a year.

Where you live plays a big part in determining prices for Mazda insurance prices. A good driver about age 40 could pay as low as $990 a year in states like Utah, Ohio, and New Hampshire, or at least $1,800 on average in Montana, Michigan, and New Jersey.

Mazda Vehicle Average Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,238 -$132 -9.6%
Alaska $1,052 -$318 -23.2%
Arizona $1,138 -$232 -16.9%
Arkansas $1,370 -$0 0.0%
California $1,560 $190 13.9%
Colorado $1,310 -$60 -4.4%
Connecticut $1,408 $38 2.8%
Delaware $1,552 $182 13.3%
Florida $1,714 $344 25.1%
Georgia $1,266 -$104 -7.6%
Hawaii $986 -$384 -28.0%
Idaho $926 -$444 -32.4%
Illinois $1,022 -$348 -25.4%
Indiana $1,030 -$340 -24.8%
Iowa $926 -$444 -32.4%
Kansas $1,302 -$68 -5.0%
Kentucky $1,870 $500 36.5%
Louisiana $2,030 $660 48.2%
Maine $846 -$524 -38.2%
Maryland $1,130 -$240 -17.5%
Massachusetts $1,096 -$274 -20.0%
Michigan $2,380 $1,010 73.7%
Minnesota $1,148 -$222 -16.2%
Mississippi $1,640 $270 19.7%
Missouri $1,216 -$154 -11.2%
Montana $1,472 $102 7.4%
Nebraska $1,080 -$290 -21.2%
Nevada $1,644 $274 20.0%
New Hampshire $988 -$382 -27.9%
New Jersey $1,532 $162 11.8%
New Mexico $1,212 -$158 -11.5%
New York $1,444 $74 5.4%
North Carolina $790 -$580 -42.3%
North Dakota $1,122 -$248 -18.1%
Ohio $944 -$426 -31.1%
Oklahoma $1,408 $38 2.8%
Oregon $1,256 -$114 -8.3%
Pennsylvania $1,308 -$62 -4.5%
Rhode Island $1,828 $458 33.4%
South Carolina $1,242 -$128 -9.3%
South Dakota $1,156 -$214 -15.6%
Tennessee $1,202 -$168 -12.3%
Texas $1,650 $280 20.4%
Utah $1,016 -$354 -25.8%
Vermont $938 -$432 -31.5%
Virginia $820 -$550 -40.1%
Washington $1,060 -$310 -22.6%
West Virginia $1,256 -$114 -8.3%
Wisconsin $950 -$420 -30.7%
Wyoming $1,222 -$148 -10.8%

Opting for high physical damage deductibles can save as much as $560 annually, while buying higher liability limits will push rates upward. Moving from a 50/100 limit to a 250/500 limit will cost as much as $335 more per year

View Chart as Image

Mazda insurance by deductible and liability limit

If you like to drive fast or tend to cause accidents, you may be forking out anywhere from $1,600 to $2,200 extra per year, depending on your age. A high-risk auto insurance policy ranges from 44% to 131% more than the average rate.

View Chart as Image

Mazda insurance by risk and age

With so much variability in rates, the best way to find out which company is cheapest is to get quotes from multiple companies. Each auto insurer utilizes a different rate formula, so the rates can be significantly different from one company to the next.

Additional Mazda Vehicles


U.S. averages for full coverage Mazda vehicle insurance

Average Policy Cost $1,370
Comprehensive Premium $308
Collision Premium $532
Liability Premium $372

National average data is compiled from all 50 U.S. states for the Mazda models in the rate table on this page. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record.

Rates by Driver Age

Mazda Vehicle Insurance Rates by Driver Age
Driver Age Premium
16 $5,052
20 $3,150
30 $1,432
40 $1,370
50 $1,252
60 $1,226

Full coverage, $500 deductibles

Rates by Deductible

Mazda Vehicle Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,738
$250 $1,568
$500 $1,370
$1,000 $1,178

Full coverage, driver age 40

Rates for High Risk Drivers

Mazda Vehicle Insurance Rates for High Risk Drivers
Age Premium
16 $7,208
20 $5,000
30 $3,018
40 $2,954
50 $2,814
60 $2,788

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $188

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $73
Multi-vehicle $70
Homeowner $20
5-yr Accident Free $101
5-yr Claim Free $88
Paid in Full/EFT $63
Advance Quote $67
Online Quote $97
Total Discounts $579
Rate after discounts $791

Discounts are estimated and may not be available from every company or in every state.

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