Nissan Murano Insurance Rates

Many people ask us, “What is the Nissan Murano cost of insurance?” and “Are Nissan Muranos expensive to insure?” Most drivers will pay an average of $1,370 a year, or $114 a month. Our comprehensive guide breaks down Nissan Murano insurance rates so drivers can find savings. Read on.

To start comparison shopping for Nissan Murano insurance rates today, enter your ZIP code in our free tool above.

U.S. average insurance rates for a Nissan Murano are $1,344 a year for full coverage insurance. Comprehensive costs approximately $282, collision costs $506, and liability coverage is estimated at $398. Liability-only coverage costs approximately $460 a year, with high-risk coverage costing around $2,908. Teenage drivers pay the highest rates at $5,040 a year or more.

Average premium for full coverage: $1,344

Price estimates by individual coverage:

Estimates include $500 physical damage insurance deductibles, 30/60 bodily injury liability limits, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 states and for all Murano models.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a large influence on the price of auto insurance. Rural locations have lower incidents of physical damage claims than densely populated cities.

The example below illustrates the effect of geographic area on auto insurance prices.

The ranges above illustrate why everyone should get quotes using their specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates estimated Nissan Murano insurance rates for additional coverage and risk scenarios.

• The best discount rate is $777
• Choosing higher $1,000 deductibles can save $178 each year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,344
• Using pricier low deductibles for comp and collision coverage bumps up the cost to $1,692
• Drivers who are prone to accidents and violations could pay around $2,908 or more
• The price that insures a teenage driver for full coverage can cost $5,040 each year

View Chart as Image

Auto insurance prices for a Nissan Murano are also quite variable based on the model of your Murano, your age and driving record, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you are probably paying anywhere from $1,600 to $2,200 in extra premium each year, depending on your age. Nissan Murano insurance for high-risk drivers ranges around 44% to 133% more than a normal policy. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles may only pay around $1,300 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay in the ballpark of $5,000 a year. View Rates by Age

The state you live in plays a big part in determining prices for Nissan Murano insurance rates. A good driver about age 40 could pay as low as $880 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,820 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $530 a year, whereas buying more liability protection will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $358 extra every year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to figure out who has the best car insurance prices is to regularly compare prices and see how they stack up. Each auto insurer uses a different method to calculate prices, and quoted prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Nissan Murano Insurance

Getting lower rates on auto insurance takes being a low-risk driver, maintaining a good credit score, not filing small claims, and not having any coverage lapses. Compare prices at every other renewal by getting rate quotes from direct insurance companies, and also from your local car insurance providers.

The items below are a review of the concepts that were covered in the above illustrations.

• Drivers who have several accidents or serious violations could be charged and average of $1,560 more per year to insure their Murano
• Teen drivers have the highest car insurance prices, as much as $420 a month if the policy includes full coverage
• It is possible to save around $160 per year simply by quoting online well ahead of the renewal date
• Increasing physical damage deductibles can save approximately $525 each year
• It is possible to save around $160 per year simply by quoting online well ahead of the renewal date

Regardless of whether you have an old Nissan Murano or a Nissan Murano 17.5, shopping for insurance will help you save on rates. So if you worried about how much does a 2018 or 2015 Nissan Murano cost to insure, find out for sure by getting quotes.

Enter your ZIP code in our free tool below to comparison shop.

What are the safety ratings of the Nissan Murano?

A car with great safety features and ratings will cost less to insure. The Nissan Murano’s best safety features include brake assist, electronic stability control, blind-spot monitor, lane departure warning, and lane-keeping assist.

The 2020 Nissan Murano also has great crash test ratings from the Insurance Insitute for Highway Safety (IIHS), which we listed below.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

To understand how the IIHS crash tests vehicles, watch the video below.

Nissan Murano Compared Against Other Vehicles in the Same Class

The class and size of a vehicle affect liability rates. The Nissan Murano is a midsize SUV. The IIHS recorded the Nissan Murano’s liability losses as average and better than average, which is good. It means the Nissan Murano should have normal rates for liability insurance.

The list of midsize SUVs below will help you compare the Nissan Murano’s prices and ratings to other vehicles in its class.

• Buick Enclave Insurance Rates
• Chevrolet Traverse Insurance Rates
• Dodge Journey Insurance Rates

Frequently Asked Questions

• Is the Nissan Murano a reliable car? It’s a value pick for midsize SUV class but there are better options in this class of vehicle.

To jump right into finding cheap Nissan Murano insurance rates, enter your ZIP code in our free tool.

References

1. https://www.iihs.org/ratings/vehicle/nissan/murano-4-door-suv/2020