Nissan Murano Insurance Rates

Many people ask us, “What is the Nissan Murano cost of insurance?” and “Are Nissan Muranos expensive to insure?” Most drivers will pay an average of $1,370 a year, or $114 a month. Our comprehensive guide breaks down Nissan Murano insurance rates so drivers can find savings. Read on.

To start comparison shopping for Nissan Murano insurance rates today, enter your ZIP code in our free tool above.

Average insurance rates for a Nissan Murano are $1,344 a year with full coverage. Comprehensive insurance costs on average $282 a year, collision costs $506, and liability insurance costs $398. Buying just liability costs as little as $460 a year, with insurance for high-risk drivers costing $2,908 or more. Teenage drivers receive the highest rates at $5,040 a year or more.

Average premium for full coverage: $1,344

Rate estimates by individual coverage type:

These estimates include $500 deductible amounts, minimum liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all U.S. states and Murano trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location has a significant impact on auto insurance rates. Rural areas tend to have lower incidents of collision claims than densely populated cities.

The diagram below illustrates the difference location can make on car insurance rates.

These examples demonstrate why it is important to compare rates based on a specific location, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details estimated Nissan Murano insurance rates for different risk profiles and scenarios.

• The best discount rate is $777
• Drivers who choose higher $1,000 deductibles will pay around $1,166 annually
• The estimated price for a 40-year-old driver with $500 deductibles is $1,344
• Using low $100 deductibles for comprehensive and collision insurance will cost an additional $348 a year
• High risk drivers who are prone to accidents and violations could pay upwards of $2,908 or more
• The cost that insures a teen driver may cost $5,040 a year

View Chart as Image

Auto insurance rates for a Nissan Murano can also vary considerably based on the trim level of your Murano, your age and driving habits, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you may be forking out at a minimum $1,600 to $2,200 in extra premium per year, depending on your age. A high-risk auto insurance policy can cost anywhere from 44% to 133% more than a normal policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,300 per year on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will have to pay upwards of $5,000 a year. View Rates by Age

Where you live makes a big difference in Nissan Murano insurance rates. A 40-year-old driver could pay as low as $970 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,820 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles could save up to $530 each year, while buying higher liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $358 extra every year. View Rates by Deductible or Liability Limit

With so much variability in rates, the best way to find out exactly what you will pay is to get quotes from as many companies as possible. Every company uses a different method to calculate rates, and quoted rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Nissan Murano Insurance

Saving money on Nissan Murano insurance not only requires having a good driving record, but also maintaining a good credit score, eliminating unnecessary coverage, and taking advantage of discounts. Compare prices every couple of years by quoting rates from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The next list is a brief summary of the material that was touched on in this article.

• Drivers who require increased levels of liability coverage will pay an extra $440 every year to go from a minimum limit to the 250/500 level
• Drivers age 20 and younger are charged the highest rates, with premiums as much as $420 per month if the policy includes full coverage
• High-risk drivers that tend to have accidents or serious violations pay on average $1,560 more each year to buy Nissan Murano insurance
• Increasing deductibles can save approximately $525 each year

Regardless of whether you have an old Nissan Murano or a Nissan Murano 17.5, shopping for insurance will help you save on rates. So if you worried about how much does a 2018 or 2015 Nissan Murano cost to insure, find out for sure by getting quotes.

Enter your ZIP code in our free tool below to comparison shop.

What are the safety ratings of the Nissan Murano?

A car with great safety features and ratings will cost less to insure. The Nissan Murano’s best safety features include brake assist, electronic stability control, blind-spot monitor, lane departure warning, and lane-keeping assist.

The 2020 Nissan Murano also has great crash test ratings from the Insurance Insitute for Highway Safety (IIHS), which we listed below.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

To understand how the IIHS crash tests vehicles, watch the video below.

Nissan Murano Compared Against Other Vehicles in the Same Class

The class and size of a vehicle affect liability rates. The Nissan Murano is a midsize SUV. The IIHS recorded the Nissan Murano’s liability losses as average and better than average, which is good. It means the Nissan Murano should have normal rates for liability insurance.

The list of midsize SUVs below will help you compare the Nissan Murano’s prices and ratings to other vehicles in its class.

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Frequently Asked Questions

• Is the Nissan Murano a reliable car? It’s a value pick for midsize SUV class but there are better options in this class of vehicle.

To jump right into finding cheap Nissan Murano insurance rates, enter your ZIP code in our free tool.

References

1. https://www.iihs.org/ratings/vehicle/nissan/murano-4-door-suv/2020