Porsche 911 Insurance Rates

The average insurance rates for a Porsche 911 are $2,080 a year including full coverage. Comprehensive costs around $482 a year, collision costs $1,042, and liability coverage costs $398. A liability-only policy costs as little as $460 a year, with high-risk insurance costing around $4,552. Teenage drivers cost the most to insure at $7,430 a year or more.

Average premium for full coverage: $2,080

Policy rates for type of insurance:

Rate estimates include $500 physical damage deductibles, split liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 U.S. states and 911 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on the price of insurance. Areas with sparse population are shown to have lower incidents of comprehensive and collision claims than densely populated cities.

The diagram below illustrates the difference between rural and urban areas on auto insurance rates.

The examples above highlight why it is important to compare rates for a specific zip code, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down estimated Porsche 911 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $1,138
• Drivers who choose higher $1,000 deductibles will pay about $1,734 every year
• The estimated price for a good driver age 40 using $500 deductibles is $2,080
• Using low $100 deductibles for comprehensive and collision insurance bumps up the cost to $2,758
• High-risk insureds who are prone to accidents and violations could pay at least $4,552 or more
• Policy cost that insures a teenage driver can be $7,430 a year

View Chart as Image

Car insurance rates for a Porsche 911 also range considerably based on the trim level of your 911, your driving record and age, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you are likely paying at least $2,500 to $3,300 extra every year, depending on your age. A high-risk auto insurance policy can cost around 44% to 134% more than a normal policy. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,900 per year on average, or $158 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged as much as $7,400 a year. View Rates by Age

Your home state makes a big difference in Porsche 911 insurance rates. A 40-year-old driver could pay as low as $1,590 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $2,970 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles could save up to $1,030 a year, while buying higher liability limits will increase rates. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $304 extra every 12 months. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to figure out your exact price is to get quotes and see how they stack up. Every company uses a different method to calculate rates, so rate quotes will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Porsche 911 Insurance

Finding cheaper rates on auto insurance not only requires being a safe and courteous driver, but also having a positive credit history, paying for small claims out-of-pocket, and qualifying for all possible discounts. Compare prices at least once a year by getting quotes from direct car insurance companies, and also from local insurance agencies.

Below is a brief recap of the primary concepts that were covered above.

• You may be able to save up to $270 per year simply by quoting early and online
• Drivers who tend to receive serious violations may have to pay on average $2,470 more every year for auto insurance
• Increasing comprehensive and collision deductibles can save approximately $1,025 each year
• Teenage drivers are the costliest to insure, with premiums being up to $619 each month if full coverage is purchased