Porsche 911 Insurance Rates

Average insurance rates for a Porsche 911 are $2,080 a year for full coverage insurance. Comprehensive costs approximately $482 a year, collision insurance costs $1,042, and liability costs around $398. A policy with just liability insurance costs as low as $460 a year, and coverage for high-risk drivers costs around $4,552. Teens receive the highest rates at up to $7,430 a year.

Average premium for full coverage: $2,080

Rate estimates by individual coverage type:

Full coverage includes $500 policy deductibles, minimum liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 states and 911 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live can have significant affects on the price of auto insurance. Rural locations tend to have lower incidents of physical damage claims than cities with more traffic congestion. The diagram below illustrates how location impacts auto insurance prices.

These examples illustrate why it is important to compare prices using their specific location, instead of using averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates average Porsche 911 insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $1,138
• Using higher $1,000 deductibles will save $1,734 each year
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $2,080
• Selecting low $100 deductibles for physical damage coverage bumps up the cost to $2,758
• Drivers with serious driving violations could pay around $4,552
• The cost that insures a teen driver can cost $7,430 or more

View Chart as Image

Insurance rates for a Porsche 911 can also vary considerably based on the trim level of your 911, your age and driving record, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you are probably paying anywhere from $2,500 to $3,300 additional per year, depending on your age. A high-risk auto insurance policy can be as much as 44% to 134% more than the average policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,900 a year for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $7,400 a year. View Rates by Age

Where you live has a huge impact on Porsche 911 insurance prices. A driver around age 40 might see rates as low as $1,360 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $2,810 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $1,030 every year, while buying higher liability limits will push rates upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $304 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Porsche 911 Insurance

Saving money on car insurance requires being a good driver, having a good credit score, avoid buying unnecessary coverage, and consideration of higher deductibles. Compare rates every couple of years by getting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.

The following list is a summary of the material that was touched on above.

• Policyholders who purchase an increased level of liability coverage will pay approximately $440 annually to increase from a minimum limit to the 250/500 level
• Drivers age 16 to 20 are the costliest to insure, costing up to $619 per month if comprehensive and collision insurance is included
• Higher risk drivers who have multiple accidents or major violations could be charged and average of $2,470 more per year than a safer driver
• Increasing deductibles can save approximately $1,025 each year