Porsche 911 Insurance Rates

Estimated auto insurance rates for a Porsche 911 are $2,080 annually for full coverage. Comprehensive insurance costs approximately $482 a year, collision costs $1,042, and liability insurance is estimated at $398. A policy with only liability insurance costs approximately $460 a year, with a high-risk policy costing $4,552 or more. Teens pay the most at $7,430 a year or more.

Average premium for full coverage: $2,080

Premium estimates by type of coverage:

These estimates include $500 physical damage deductibles, minimum liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all states and 911 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a significant impact on car insurance rates. Rural locations are statistically proven to have fewer accident claims than cities with more traffic congestion.

The diagram below illustrates how where you live affects auto insurance prices.

These rate differences show why it is important to get quotes using their specific location and their own personal driving habits, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows estimated Porsche 911 insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $1,138
• Choosing higher $1,000 deductibles can save $1,734 a year
• The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $2,080
• Selecting low $100 deductibles for comp and collision coverage costs an additional $678 a year
• High-risk insureds with serious driving violations could pay around $4,552 or more
• An auto insurance policy with full coverage for a teen driver can cost $7,430 each year

View Chart as Image

Car insurance prices for a Porsche 911 also have a wide range based on the model of your 911, your driver profile, and physical damage deductibles and liability limits.

Older drivers with no driving violations and high physical damage deductibles could pay as little as $1,900 annually on average, or $158 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will be charged in the ballpark of $7,400 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you could be paying anywhere from $2,500 to $3,300 extra annually, depending on your age. A high-risk auto insurance policy ranges anywhere from 44% to 134% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can save as much as $1,030 each year, while buying higher liability limits will push prices upward. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $304 extra every 12 months. View Rates by Deductible or Liability Limit

Where you choose to live plays a big part in determining prices for Porsche 911 insurance rates. A good driver about age 40 could pay as low as $1,370 a year in states like Iowa, Maine, and Idaho, or have to pay at least $2,970 on average in New York, Louisiana, and Michigan.

View Chart as Image

With such a large range in prices, the only way to know who has the cheapest car insurance prices is to get quotes from as many companies as possible. Each auto insurer calculates prices differently, so rate quotes will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Porsche 911 Insurance

Finding better rates on Porsche 911 insurance takes being a safe and courteous driver, having a good credit score, not filing small claims, and avoiding coverage lapses. Take the time to comparison shop every couple of years by requesting quotes from direct carriers, and also from several local insurance agents.

Below is a brief summary of the material that was touched on in the above illustrations.

• Drivers who purchase higher levels of liability will pay approximately $440 each year to raise limits from 30/60 bodily injury limits to higher 250/500 limits
• Teenage drivers pay the highest auto insurance prices, as much as $619 per month if comprehensive and collision insurance is included
• High-risk drivers that tend to have accidents or serious violations pay on average $2,470 more per year for auto insurance
• Increasing policy deductibles could save up to $1,025 each year