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Insurance for Toyota Vehicles

The table below shows average insurance prices for some models of Toyota vehicles. Additional models are linked at the end of this page

Insurance Rates for Toyota Vehicles
Vehicle ModelAnnual PremiumMonthly Premium
Toyota 4Runner$1,264$105
Toyota 86$1,502$125
Toyota Avalon$1,294$108
Toyota Avalon Hybrid$1,454$121
Toyota Camry$1,362$114
Toyota Camry Hybrid$1,470$123
Toyota Corolla$1,332$111
Toyota Corolla iM$1,332$111
Toyota FJ Cruiser$1,266$106
Toyota Highlander$1,342$112
Toyota Land Cruiser$1,714$143
Toyota Matrix$1,276$106
Toyota Mirai$1,958$163
Toyota Prius$1,238$103
Toyota Prius c$1,196$100
Toyota Prius Prime$1,410$118
Toyota Prius v$1,294$108
Toyota RAV4$1,262$105
Toyota RAV4 Hybrid$1,280$107
Toyota Sequoia$1,414$118
Toyota Sienna$1,290$108
Toyota Tacoma$1,274$106
Toyota Tundra$1,392$116
Toyota Venza$1,346$112
Toyota Yaris$1,248$104
Toyota Yaris iA$1,158$97
Get Rates for Your Model Go

Rates assume current model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

View Chart as Image

Average insurance cost for Toyota vehicles
Column chart showing average insurance prices for Toyota vehicles range from $798 to $5,068 for full coverage

The prior chart utilizes the average rating data for all Toyota models in the table above as an example of how variations in coverage can have a huge impact on car insurance rates.

Car insurance rates for a Toyota range considerably based on the model of your Yaris iA, how you drive, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you could be paying anywhere from $1,600 to $2,200 extra every year, depending on your age. Toyota insurance for high-risk drivers can be as much as 43% to 129% more than a normal policy.

View Chart as Image

Toyota insurance by risk and age

A more mature driver with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,300 a year, or $108 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged in the ballpark of $5,000 a year.

Your home state has a huge impact on Toyota insurance prices. A driver around age 40 might see rates as low as $990 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $2,020 on average in Montana, Louisiana, and Michigan.

Toyota Vehicle Average Insurance Rates by State
StatePremiumCompared to U.S. AvgPercent Difference
Alabama$1,332-$56-4.0%
Alaska$1,140-$248-17.9%
Arizona$1,392$40.3%
Arkansas$1,404$161.2%
California$1,558$17012.2%
Colorado$1,440$523.7%
Connecticut$1,818$43031.0%
Delaware$1,688$30021.6%
Florida$1,874$48635.0%
Georgia$1,376-$12-0.9%
Hawaii$1,498$1107.9%
Idaho$964-$424-30.5%
Illinois$1,030-$358-25.8%
Indiana$988-$400-28.8%
Iowa$1,044-$344-24.8%
Kansas$1,274-$114-8.2%
Kentucky$1,796$40829.4%
Louisiana$2,248$86062.0%
Maine$950-$438-31.6%
Maryland$1,426$382.7%
Massachusetts$1,222-$166-12.0%
Michigan$2,552$1,16483.9%
Minnesota$1,218-$170-12.2%
Mississippi$1,358-$30-2.2%
Missouri$1,184-$204-14.7%
Montana$1,258-$130-9.4%
Nebraska$1,142-$246-17.7%
Nevada$1,792$40429.1%
New Hampshire$1,132-$256-18.4%
New Jersey$1,382-$6-0.4%
New Mexico$1,288-$100-7.2%
New York$1,804$41630.0%
North Carolina$984-$404-29.1%
North Dakota$1,350-$38-2.7%
Ohio$978-$410-29.5%
Oklahoma$1,686$29821.5%
Oregon$1,298-$90-6.5%
Pennsylvania$1,562$17412.5%
Rhode Island$1,682$29421.2%
South Carolina$1,292-$96-6.9%
South Dakota$1,088-$300-21.6%
Tennessee$1,246-$142-10.2%
Texas$1,332-$56-4.0%
Utah$1,228-$160-11.5%
Vermont$986-$402-29.0%
Virginia$998-$390-28.1%
Washington$1,222-$166-12.0%
West Virginia$1,412$241.7%
Wisconsin$1,414$261.9%
Wyoming$1,534$14610.5%

Using high physical damage deductibles could cut rates by as much as $590 every year, whereas buying more liability protection will push rates upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $318 extra every 12 months

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Toyota insurance by deductible and liability limit

Because rates have so much variability, the only way to know which company is cheapest is to regularly compare rates and see which company has the best price. Each insurance company uses a different method to calculate rates, so rate quotes will be varied.

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U.S. averages for full coverage Toyota vehicle insurance

Average Policy Cost $1,388
Comprehensive Premium $318
Collision Premium $564
Liability Premium $354

National average data is compiled from all 50 U.S. states for the Toyota models in the rate table on this page. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record.

Rates by Driver Age

Toyota Vehicle Insurance Rates by Driver Age
Driver AgePremium
16$5,068
20$3,190
30$1,454
40$1,388
50$1,264
60$1,240

Full coverage, $500 deductibles

Rates by Deductible

Toyota Vehicle Insurance Rates with Different Deductibles
DeductiblePremium
$100$1,776
$250$1,598
$500$1,388
$1,000$1,188

Full coverage, driver age 40

Rates for High Risk Drivers

Toyota Vehicle Insurance Rates for High Risk Drivers
AgePremium
16$7,242
20$5,068
30$3,064
40$2,990
50$2,852
60$2,822

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $192

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

DiscountSavings
Multi-policy$74
Multi-vehicle$71
Homeowner$19
5-yr Accident Free$104
5-yr Claim Free$89
Paid in Full/EFT$65
Advance Quote$69
Online Quote$99
Total Discounts$590
Rate after discounts $798

Discounts are estimated and may not be available from every company or in every state.

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