Acura RDX Insurance Rates

How much does an Acura RDX cost to insure? On average, Acura RDX insurance cost for full coverage average $1,292 a year, or $107 a month. Our guide breaks down Acura RDX car insurance so drivers can easily find savings. Learn more.

Enter your ZIP code in our free tool to get started on comparing Acura RDX insurance rates and find out how much is an Acura RDX to insure.

Estimated insurance rates for an Acura RDX are $1,020 a year including full coverage. Comprehensive costs around $194, collision costs $288, and liability insurance costs $402. Liability-only coverage costs as little as $446 a year, with high-risk coverage costing around $2,198. 16-year-old drivers pay the most at $3,956 a year or more.

Average premium for full coverage: $1,020

Premium estimates for type of coverage:

Estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 U.S. states and for all RDX models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a significant impact on the price of insurance. Areas with sparse population are statistically proven to have a lower frequency of comprehensive and collision claims than congested cities.

The example below illustrates how geographic area affects auto insurance rates.

These rate differences highlight why everyone should compare rates for a specific zip code and risk profile, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down estimated Acura RDX insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $605
• Drivers who choose higher $1,000 deductibles will pay about $110 every year
• The average rate for a 40-year-old good driver using $500 deductibles is $1,020
• Buying pricier low deductibles for comprehensive and collision insurance will increase the cost to $1,230
• High risk drivers with multiple tickets or accidents could pay at least $2,198 or more
• An auto insurance policy for full coverage for a teen driver for full coverage can be $3,956 a year

View Chart as Image

Insurance prices for an Acura RDX also have a wide range based on your driving characteristics, the model of your RDX, and deductibles and policy limits.

A more mature driver with a clean driving record and high deductibles could pay as little as $1,000 per year on average, or $83 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers can expect to pay as much as $3,900 a year. View Rates by Age

Where you choose to live makes a big difference in Acura RDX insurance rates. A 40-year-old driver could pay as low as $780 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,460 on average in Michigan, New York, and Louisiana.

View Chart as Image

Opting for high physical damage deductibles could save up to $320 each year, whereas buying more liability protection will increase prices. Changing from a 50/100 limit to a 250/500 limit will cost up to $362 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are likely paying at least $1,200 to $1,700 extra annually, depending on your age. Acura RDX insurance for high-risk drivers can cost anywhere from 43% to 131% more than the average rate. View High Risk Driver Rates

With such a large range in prices, the best way to figure out your exact price is to regularly compare prices from as many companies as possible. Every company utilizes a different rate formula, so the prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Acura RDX Insurance

Finding better rates on Acura RDX insurance not only requires having a decent driving record, but also maintaining good credit, refrain from filing small claims, and insuring your home and auto with the same company. Invest the time to compare rates every couple of years by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following items are a review of the material that was presented in the illustrations above.

• Drivers who may need additional liability coverage will pay around $440 per year to go from 30/60 bodily injury limits to 250/500 limits
• 16 to 18-year-old drivers pay higher prices, with the cost nearing $330 per month for full coverage
• High-risk drivers who have several accidents or serious violations pay on average $1,180 more every year than a driver with a clean driving record
• Increasing policy deductibles can save around $325 each year

Frequently Asked Questions

• Is the Acura RDX expensive to insure? The estimated price for the average middle-age driver who has $500 deductibles is $1,292.
• How much does it cost to fill up an Acura RDX? According to FuelEconomy.gov the Annual Acura RDX Fuel Cost is $1,750.
• Is the 2020 Acura RDX a good car? It’s an all around good car in the luxury compact SUV category.
• What is the Acura RDX cost of ownership? According to RepairPal.com, “Cost. The average total annual cost for repairs and maintenance on a Acura RDX is $497, compared to an average of $859 for luxury compact SUVs and $652 for all vehicle models.” Plus your insurance cost and any loan you may have on your Acura RDX.
• What is the Acura RDX depreciation? According to CarEdge.com, “On average, expect to pay only 53% of the original cost with 67% of the vehicle’s lifetime remaining for a 2016 RDX.”
• What are the Acura RDX maintenance cost? See above from RepairPal
• Are Acura RDX expensive to maintain? Not more than other vehicles in its category.

To find the cheapest Acura insurance, make sure to compare rates. Doing so will allow you to compare multiple models, such as 2020 Acura costs, 2018 RDX costs, or the 2019 Acura RDX cost to own and insurance prices.

So if you are ready to find out the cost of Acura RDX 2016 insurance or Acura RDX 2013 cost of insurance, enter your ZIP code in our free tool below.

What are the Acura RDX safety ratings?

The Acura RDX cost to own can be cheaper if there are multiple safety features and good safety ratings, as insurers will offer discounts. The Acura RDX has some great safety features, such as vehicle stability assist, brake assist, automatic brake hold, and more.

The Insurance Institute for Highway Safety (IIHS) has also crash-tested the Acura RDX and awarded it a 2020 Top Safety Pick award.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

Watch the video below for an example of one of the Acura RDX’s crash tests.

Acura RDX Compared Against Other Vehicles in the Same Class

The Acura RDX is a midsize luxury SUV, which can affect it’s liability rates. The IIHS recorded the liability losses for property damage as better than average and the bodily injury losses as substantially better than average.

Curious to see how other midsize SUV’s rates compare to the Audi RDX or want to know what the least expensive Acura is? Check out the midsize luxury SUVs below.

• Acura MDX Insurance Rates
• Audi Q5 Insurance Rates
• BMW X3 Insurance Rates

Ready to start shopping to find out everything from are Acura RDX expensive to maintain insurance to Acura RDS 2105 deals on insurance and 2016 RDX prices paid for insurance? Enter your ZIP code in our free tool below for help finding Acura RDX insurance rates.

References

1. https://www.iihs.org/ratings/vehicle/acura/rdx-4-door-suv/2020