Acura RDX Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Apr 22, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
How much does an Acura RDX cost to insure? On average, Acura RDX insurance cost for full coverage average $1,292 a year, or $107 a month. Our guide breaks down Acura RDX car insurance so drivers can easily find savings. Learn more.
Enter your ZIP code in our free tool to get started on comparing Acura RDX insurance rates and find out how much is an Acura RDX to insure.
The average insurance rates for an Acura RDX are $1,038 a year for full coverage insurance. Comprehensive costs on average $198 each year, collision insurance costs $310, and liability coverage costs around $394. A liability-only policy costs as low as $440 a year, and high-risk insurance costs around $2,238. 16-year-old drivers cost the most to insure at up to $4,010 a year.
Average premium for full coverage: $1,038
Policy rates by type of insurance:
Rates are based on $500 physical damage deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 states and RDX models.
Price Range Variability
For an average driver, Acura RDX insurance rates range from as low as $440 for the bare minimum liability coverage to a high rate of $2,238 for coverage for higher-risk drivers.
Urban vs. Rural Price Range
Where you live has a large influence on insurance rates. Rural areas are shown to have a lower frequency of physical damage claims than congested cities. The graphic below illustrates the effect of geographic area on car insurance rates.
The examples above illustrate why all drivers should compare prices based on a specific location and risk profile, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below illustrates average Acura RDX insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $613
- Using higher $1,000 deductibles will save around $116 each year
- The average rate for a good driver age 40 with $500 deductibles is $1,038
- Buying low deductibles for physical damage coverage will increase the cost to $1,260
- Higher-risk drivers with multiple tickets or accidents could pay upwards of $2,238
- Policy cost for full coverage for a teenage driver may cost $4,010 or more
Car insurance rates for an Acura RDX also range considerably based on your risk profile, the model year and trim level, and policy deductibles and limits.
More mature drivers with no driving violations and high deductibles may only pay around $1,000 a year, or $83 per month, for full coverage. Rates are highest for teenagers, where even good drivers will be charged upwards of $4,000 a year. View Rates by Age
Your home state has a huge impact on Acura RDX insurance rates. A driver around age 40 might see rates as low as $680 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,400 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $938 | -$100 | -9.6% |
| Alaska | $794 | -$244 | -23.5% |
| Arizona | $860 | -$178 | -17.1% |
| Arkansas | $1,038 | -$0 | 0.0% |
| California | $1,182 | $144 | 13.9% |
| Colorado | $990 | -$48 | -4.6% |
| Connecticut | $1,066 | $28 | 2.7% |
| Delaware | $1,172 | $134 | 12.9% |
| Florida | $1,296 | $258 | 24.9% |
| Georgia | $958 | -$80 | -7.7% |
| Hawaii | $746 | -$292 | -28.1% |
| Idaho | $704 | -$334 | -32.2% |
| Illinois | $772 | -$266 | -25.6% |
| Indiana | $784 | -$254 | -24.5% |
| Iowa | $698 | -$340 | -32.8% |
| Kansas | $984 | -$54 | -5.2% |
| Kentucky | $1,414 | $376 | 36.2% |
| Louisiana | $1,536 | $498 | 48.0% |
| Maine | $640 | -$398 | -38.3% |
| Maryland | $858 | -$180 | -17.3% |
| Massachusetts | $828 | -$210 | -20.2% |
| Michigan | $1,800 | $762 | 73.4% |
| Minnesota | $868 | -$170 | -16.4% |
| Mississippi | $1,242 | $204 | 19.7% |
| Missouri | $920 | -$118 | -11.4% |
| Montana | $1,112 | $74 | 7.1% |
| Nebraska | $816 | -$222 | -21.4% |
| Nevada | $1,244 | $206 | 19.8% |
| New Hampshire | $746 | -$292 | -28.1% |
| New Jersey | $1,160 | $122 | 11.8% |
| New Mexico | $918 | -$120 | -11.6% |
| New York | $1,092 | $54 | 5.2% |
| North Carolina | $598 | -$440 | -42.4% |
| North Dakota | $852 | -$186 | -17.9% |
| Ohio | $714 | -$324 | -31.2% |
| Oklahoma | $1,064 | $26 | 2.5% |
| Oregon | $952 | -$86 | -8.3% |
| Pennsylvania | $986 | -$52 | -5.0% |
| Rhode Island | $1,382 | $344 | 33.1% |
| South Carolina | $942 | -$96 | -9.2% |
| South Dakota | $876 | -$162 | -15.6% |
| Tennessee | $908 | -$130 | -12.5% |
| Texas | $1,250 | $212 | 20.4% |
| Utah | $766 | -$272 | -26.2% |
| Vermont | $710 | -$328 | -31.6% |
| Virginia | $620 | -$418 | -40.3% |
| Washington | $798 | -$240 | -23.1% |
| West Virginia | $952 | -$86 | -8.3% |
| Wisconsin | $718 | -$320 | -30.8% |
| Wyoming | $924 | -$114 | -11.0% |
Opting for high physical damage deductibles could cut rates by as much as $340 a year, whereas increasing liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $354 extra every 12 months. View Rates by Deductible or Liability Limit
If you have a few points on your driving record or tend to cause accidents, you are probably paying at a minimum $1,200 to $1,700 extra every year, depending on your age. Insurance for high-risk drivers can be around 42% to 128% more than the average rate. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Acura RDX 2WD | $1,012 | $84 |
| Acura RDX AWD | $1,012 | $84 |
| Acura RDX Technology Package 2WD | $1,064 | $89 |
| Acura RDX Technology Package AWD | $1,064 | $89 |
Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Acura RDX | $294 | $512 | $332 | $1,274 |
| 2023 Acura RDX | $282 | $506 | $338 | $1,262 |
| 2022 Acura RDX | $272 | $494 | $354 | $1,256 |
| 2021 Acura RDX | $262 | $474 | $364 | $1,236 |
| 2020 Acura RDX | $248 | $458 | $376 | $1,218 |
| 2019 Acura RDX | $238 | $424 | $384 | $1,182 |
| 2018 Acura RDX | $230 | $400 | $388 | $1,154 |
| 2017 Acura RDX | $220 | $358 | $390 | $1,104 |
| 2016 Acura RDX | $206 | $330 | $390 | $1,062 |
| 2015 Acura RDX | $198 | $310 | $394 | $1,038 |
| 2014 Acura RDX | $194 | $288 | $402 | $1,020 |
| 2013 Acura RDX | $180 | $268 | $402 | $986 |
| 2011 Acura RDX | $162 | $222 | $402 | $922 |
| 2010 Acura RDX | $152 | $202 | $402 | $892 |
| 2008 Acura RDX | $146 | $178 | $390 | $850 |
| 2007 Acura RDX | $144 | $168 | $384 | $832 |
Rates are averaged for all Acura RDX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Acura RDX Insurance
Finding cheaper rates on auto insurance requires being a safe and courteous driver, having above-average credit, being claim-free, and possibly raising deductibles. Take the time to compare rates at least once a year by getting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.
Below is a quick review of the primary concepts that were covered in the above illustrations.
- It is possible to save as much as $120 per year just by quoting online in advance
- Drivers with a DUI or reckless driving violation pay an average of $1,200 more each year for auto insurance
- Increasing comprehensive and collision deductibles can save around $350 each year
- Teenage drivers are expensive to insure, possibly costing $334 each month if full coverage is included
Frequently Asked Questions
- Is the Acura RDX expensive to insure? The estimated price for the average middle-age driver who has $500 deductibles is $1,292.
- How much does it cost to fill up an Acura RDX? According to FuelEconomy.gov the Annual Acura RDX Fuel Cost is $1,750.
- Is the 2020 Acura RDX a good car? It’s an all around good car in the luxury compact SUV category.
- What is the Acura RDX cost of ownership? According to RepairPal.com, “Cost. The average total annual cost for repairs and maintenance on a Acura RDX is $497, compared to an average of $859 for luxury compact SUVs and $652 for all vehicle models.” Plus your insurance cost and any loan you may have on your Acura RDX.
- What is the Acura RDX depreciation? According to CarEdge.com, “On average, expect to pay only 53% of the original cost with 67% of the vehicle’s lifetime remaining for a 2016 RDX.”
- What are the Acura RDX maintenance cost? See above from RepairPal
- Are Acura RDX expensive to maintain? Not more than other vehicles in its category.
To find the cheapest Acura insurance, make sure to compare rates. Doing so will allow you to compare multiple models, such as 2020 Acura costs, 2018 RDX costs, or the 2019 Acura RDX cost to own and insurance prices.
So if you are ready to find out the cost of Acura RDX 2016 insurance or Acura RDX 2013 cost of insurance, enter your ZIP code in our free tool below.
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
What are the Acura RDX safety ratings?
The Acura RDX cost to own can be cheaper if there are multiple safety features and good safety ratings, as insurers will offer discounts. The Acura RDX has some great safety features, such as vehicle stability assist, brake assist, automatic brake hold, and more.
The Insurance Institute for Highway Safety (IIHS) has also crash-tested the Acura RDX and awarded it a 2020 Top Safety Pick award.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
Watch the video below for an example of one of the Acura RDX’s crash tests.
Acura RDX Compared Against Other Vehicles in the Same Class
The Acura RDX is a midsize luxury SUV, which can affect it’s liability rates. The IIHS recorded the liability losses for property damage as better than average and the bodily injury losses as substantially better than average.
Curious to see how other midsize SUV’s rates compare to the Audi RDX or want to know what the least expensive Acura is? Check out the midsize luxury SUVs below.
Ready to start shopping to find out everything from are Acura RDX expensive to maintain insurance to Acura RDS 2105 deals on insurance and 2016 RDX prices paid for insurance? Enter your ZIP code in our free tool below for help finding Acura RDX insurance rates.
References
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,010 |
| 20 | $2,378 |
| 30 | $1,070 |
| 40 | $1,038 |
| 50 | $952 |
| 60 | $934 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,260 |
| $250 | $1,158 |
| $500 | $1,038 |
| $1,000 | $922 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,038 |
| 50/100 | $1,143 |
| 100/300 | $1,241 |
| 250/500 | $1,497 |
| 100 CSL | $1,182 |
| 300 CSL | $1,399 |
| 500 CSL | $1,557 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,688 |
| 20 | $3,788 |
| 30 | $2,272 |
| 40 | $2,238 |
| 50 | $2,134 |
| 60 | $2,114 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $54 |
| Multi-vehicle | $55 |
| Homeowner | $17 |
| 5-yr Accident Free | $70 |
| 5-yr Claim Free | $66 |
| Paid in Full/EFT | $43 |
| Advance Quote | $48 |
| Online Quote | $72 |
| Total Discounts | $425 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
