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Insurance for Acura Vehicles

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Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: May 1, 2020

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The table below shows estimated insurance prices for popular Acura vehicles. More models are shown at the bottom of the page

Insurance Rates for Acura Vehicles
Vehicle Model Annual Premium Monthly Premium
Acura ILX $1,472 $123
Acura ILX Hybrid $1,580 $132
Acura MDX $1,468 $122
Acura NSX $2,522 $210
Acura RDX $1,292 $108
Acura RL $1,728 $144
Acura RLX $1,774 $148
Acura TL $1,492 $124
Acura TLX $1,610 $134
Acura TSX $1,426 $119
Acura ZDX $1,666 $139
Get Rates for Your Model Go

Rates assume current model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

View Chart as Image

Average insurance cost for Acura vehicles
Column chart showing average insurance prices for Acura vehicles range from $927 to $5,908 for full coverage

The chart example uses the data from all Acura models shown in the table above to demonstrate how different scenarios can impact the price of car insurance.

Car insurance rates for an Acura have a wide range based on the model of your ZDX, your driving record, and liability limits and deductibles.

Older drivers with no driving violations and high physical damage deductibles could pay as little as $1,500 per year on average, or $125 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will be charged at least $5,900 a year.

If you have a few violations or you caused a few accidents, you may be forking out $1,900 to $2,600 extra annually, depending on your age. A high-risk auto insurance policy can cost anywhere from 44% to 130% more than the average policy.

View Chart as Image

Acura insurance by risk and age

Choosing higher comprehensive and collision insurance deductibles could save up to $750 each year, while buying higher liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $335 extra every 12 months

View Chart as Image

Acura insurance by deductible and liability limit

Where you choose to live makes a big difference in Acura insurance rates. A 40-year-old driver could pay as low as $1,180 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $2,150 on average in Montana, Michigan, and New Jersey.

Acura Vehicle Average Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,482 -$156 -9.5%
Alaska $1,258 -$380 -23.2%
Arizona $1,360 -$278 -17.0%
Arkansas $1,638 -$0 0.0%
California $1,868 $230 14.0%
Colorado $1,566 -$72 -4.4%
Connecticut $1,684 $46 2.8%
Delaware $1,856 $218 13.3%
Florida $2,052 $414 25.3%
Georgia $1,514 -$124 -7.6%
Hawaii $1,178 -$460 -28.1%
Idaho $1,108 -$530 -32.4%
Illinois $1,222 -$416 -25.4%
Indiana $1,234 -$404 -24.7%
Iowa $1,108 -$530 -32.4%
Kansas $1,558 -$80 -4.9%
Kentucky $2,236 $598 36.5%
Louisiana $2,428 $790 48.2%
Maine $1,012 -$626 -38.2%
Maryland $1,352 -$286 -17.5%
Massachusetts $1,312 -$326 -19.9%
Michigan $2,848 $1,210 73.9%
Minnesota $1,372 -$266 -16.2%
Mississippi $1,964 $326 19.9%
Missouri $1,454 -$184 -11.2%
Montana $1,762 $124 7.6%
Nebraska $1,294 -$344 -21.0%
Nevada $1,966 $328 20.0%
New Hampshire $1,182 -$456 -27.8%
New Jersey $1,832 $194 11.8%
New Mexico $1,452 -$186 -11.4%
New York $1,726 $88 5.4%
North Carolina $944 -$694 -42.4%
North Dakota $1,342 -$296 -18.1%
Ohio $1,132 -$506 -30.9%
Oklahoma $1,684 $46 2.8%
Oregon $1,502 -$136 -8.3%
Pennsylvania $1,566 -$72 -4.4%
Rhode Island $2,186 $548 33.5%
South Carolina $1,486 -$152 -9.3%
South Dakota $1,384 -$254 -15.5%
Tennessee $1,436 -$202 -12.3%
Texas $1,976 $338 20.6%
Utah $1,214 -$424 -25.9%
Vermont $1,122 -$516 -31.5%
Virginia $982 -$656 -40.0%
Washington $1,268 -$370 -22.6%
West Virginia $1,502 -$136 -8.3%
Wisconsin $1,136 -$502 -30.6%
Wyoming $1,462 -$176 -10.7%

With so much difference in rates, the best way to find out who has the cheapest rates is to get quotes from as many companies as possible. Every company calculates rates differently, so rate quotes will be substantially different between companies.

Additional Acura Vehicles


U.S. averages for full coverage Acura vehicle insurance

Average Policy Cost $1,638
Comprehensive Premium $390
Collision Premium $718
Liability Premium $372

National average data is compiled from all 50 U.S. states for the Acura models in the rate table on this page. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record.

Rates by Driver Age

Acura Vehicle Insurance Rates by Driver Age
Driver Age Premium
16 $5,908
20 $3,780
30 $1,726
40 $1,638
50 $1,494
60 $1,466

Full coverage, $500 deductibles

Rates by Deductible

Acura Vehicle Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,128
$250 $1,902
$500 $1,638
$1,000 $1,386

Full coverage, driver age 40

Rates for High Risk Drivers

Acura Vehicle Insurance Rates for High Risk Drivers
Age Premium
16 $8,470
20 $6,008
30 $3,640
40 $3,546
50 $3,380
60 $3,350

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $229

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $89
Multi-vehicle $84
Homeowner $22
5-yr Accident Free $127
5-yr Claim Free $107
Paid in Full/EFT $80
Advance Quote $84
Online Quote $118
Total Discounts $711
Rate after discounts $927

Discounts are estimated and may not be available from every company or in every state.

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