Acura RDX Insurance Rates
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Apr 22, 2024
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How much does an Acura RDX cost to insure? On average, Acura RDX insurance cost for full coverage average $1,292 a year, or $107 a month. Our guide breaks down Acura RDX car insurance so drivers can easily find savings. Learn more.
Enter your ZIP code in our free tool to get started on comparing Acura RDX insurance rates and find out how much is an Acura RDX to insure.
Estimated insurance prices for an Acura RDX are $1,038 every 12 months for full coverage insurance. Comprehensive insurance costs around $198, collision costs $310, and liability costs around $394. Liability-only coverage costs as low as $440 a year, with high-risk coverage costing $2,238 or more. Teens pay the most at $4,010 a year or more.
Average premium for full coverage: $1,038
Premium estimates for type of coverage:
Rate estimates include $500 physical damage deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 states and for different RDX trim levels.
Insurance Price Range by Risk and Coverage
For a driver in their 40's, insurance rates for an Acura RDX go from the cheapest price of $440 for minimum levels of liability insurance to a much higher rate of $2,238 for high-risk insurance.
Insurance Price Range by Location
Where you live can make a big difference on car insurance rates. Areas with sparse population are statistically proven to have more infrequent physical damage claims than cities with more traffic congestion.
The price range example below illustrates how location helps determine auto insurance rates.
These rate differences illustrate why anyone shopping for car insurance should compare prices for a specific zip code and their own driving history, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below illustrates estimated Acura RDX insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $613
- Using higher $1,000 deductibles will save about $116 each year
- The average price for a 40-year-old good driver using $500 deductibles is $1,038
- Selecting more expensive low deductibles for physical damage coverage costs an extra $222 annually
- High-risk insureds with serious driving violations could pay at least $2,238 or more
- An auto insurance policy to insure a 16-year-old driver with full coverage can be $4,010 or more
Insurance prices for an Acura RDX also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the trim level and model year.
Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $340 annually, while increasing your policy's liability limits will increase prices. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $354 more per year. View Rates by Deductible or Liability Limit
An older driver with a clean driving record and higher deductibles may pay as low as $1,000 a year, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers can expect to pay as much as $4,000 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you are probably paying at least $1,200 to $1,700 extra annually, depending on your age. High-risk driver insurance can be from 42% to 128% more than the average policy. View High Risk Driver Rates
Where you choose to live has a huge impact on Acura RDX insurance prices. A driver around age 40 might see prices as low as $680 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,400 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $938 | -$100 | -9.6% |
| Alaska | $794 | -$244 | -23.5% |
| Arizona | $860 | -$178 | -17.1% |
| Arkansas | $1,038 | -$0 | 0.0% |
| California | $1,182 | $144 | 13.9% |
| Colorado | $990 | -$48 | -4.6% |
| Connecticut | $1,066 | $28 | 2.7% |
| Delaware | $1,172 | $134 | 12.9% |
| Florida | $1,296 | $258 | 24.9% |
| Georgia | $958 | -$80 | -7.7% |
| Hawaii | $746 | -$292 | -28.1% |
| Idaho | $704 | -$334 | -32.2% |
| Illinois | $772 | -$266 | -25.6% |
| Indiana | $784 | -$254 | -24.5% |
| Iowa | $698 | -$340 | -32.8% |
| Kansas | $984 | -$54 | -5.2% |
| Kentucky | $1,414 | $376 | 36.2% |
| Louisiana | $1,536 | $498 | 48.0% |
| Maine | $640 | -$398 | -38.3% |
| Maryland | $858 | -$180 | -17.3% |
| Massachusetts | $828 | -$210 | -20.2% |
| Michigan | $1,800 | $762 | 73.4% |
| Minnesota | $868 | -$170 | -16.4% |
| Mississippi | $1,242 | $204 | 19.7% |
| Missouri | $920 | -$118 | -11.4% |
| Montana | $1,112 | $74 | 7.1% |
| Nebraska | $816 | -$222 | -21.4% |
| Nevada | $1,244 | $206 | 19.8% |
| New Hampshire | $746 | -$292 | -28.1% |
| New Jersey | $1,160 | $122 | 11.8% |
| New Mexico | $918 | -$120 | -11.6% |
| New York | $1,092 | $54 | 5.2% |
| North Carolina | $598 | -$440 | -42.4% |
| North Dakota | $852 | -$186 | -17.9% |
| Ohio | $714 | -$324 | -31.2% |
| Oklahoma | $1,064 | $26 | 2.5% |
| Oregon | $952 | -$86 | -8.3% |
| Pennsylvania | $986 | -$52 | -5.0% |
| Rhode Island | $1,382 | $344 | 33.1% |
| South Carolina | $942 | -$96 | -9.2% |
| South Dakota | $876 | -$162 | -15.6% |
| Tennessee | $908 | -$130 | -12.5% |
| Texas | $1,250 | $212 | 20.4% |
| Utah | $766 | -$272 | -26.2% |
| Vermont | $710 | -$328 | -31.6% |
| Virginia | $620 | -$418 | -40.3% |
| Washington | $798 | -$240 | -23.1% |
| West Virginia | $952 | -$86 | -8.3% |
| Wisconsin | $718 | -$320 | -30.8% |
| Wyoming | $924 | -$114 | -11.0% |
With such a large range in prices, the only way to figure out your exact price is to compare prices from multiple companies. Each insurance company calculates prices differently, so the prices will be substantially different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Acura RDX 2WD | $1,012 | $84 |
| Acura RDX AWD | $1,012 | $84 |
| Acura RDX Technology Package 2WD | $1,064 | $89 |
| Acura RDX Technology Package AWD | $1,064 | $89 |
Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Acura RDX | $294 | $512 | $332 | $1,274 |
| 2023 Acura RDX | $282 | $506 | $338 | $1,262 |
| 2022 Acura RDX | $272 | $494 | $354 | $1,256 |
| 2021 Acura RDX | $262 | $474 | $364 | $1,236 |
| 2020 Acura RDX | $248 | $458 | $376 | $1,218 |
| 2019 Acura RDX | $238 | $424 | $384 | $1,182 |
| 2018 Acura RDX | $230 | $400 | $388 | $1,154 |
| 2017 Acura RDX | $220 | $358 | $390 | $1,104 |
| 2016 Acura RDX | $206 | $330 | $390 | $1,062 |
| 2015 Acura RDX | $198 | $310 | $394 | $1,038 |
| 2014 Acura RDX | $194 | $288 | $402 | $1,020 |
| 2013 Acura RDX | $180 | $268 | $402 | $986 |
| 2011 Acura RDX | $162 | $222 | $402 | $922 |
| 2010 Acura RDX | $152 | $202 | $402 | $892 |
| 2008 Acura RDX | $146 | $178 | $390 | $850 |
| 2007 Acura RDX | $144 | $168 | $384 | $832 |
Rates are averaged for all Acura RDX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Acura RDX Insurance
Finding better rates on insurance for an Acura RDX requires being a safe and courteous driver, having good credit, paying for small claims out-of-pocket, and insuring your home and auto with the same company. Invest time comparing rates every couple of years by requesting rates from direct insurance companies, and also from your local independent and exclusive agents.
Below is a brief recap of the material that was covered in the charts and tables above.
- Insureds who may need higher levels of liability will pay approximately $430 annually to increase from 30/60 bodily injury limits to a 250/500 level
- Teenage drivers pay higher prices, with premiums being up to $334 per month if they have full coverage
- Drivers considered higher risk who tend to receive serious violations may pay on average $1,200 more every year for auto insurance
- Increasing policy deductibles could save as much as $350 each year
Frequently Asked Questions
- Is the Acura RDX expensive to insure? The estimated price for the average middle-age driver who has $500 deductibles is $1,292.
- How much does it cost to fill up an Acura RDX? According to FuelEconomy.gov the Annual Acura RDX Fuel Cost is $1,750.
- Is the 2020 Acura RDX a good car? It’s an all around good car in the luxury compact SUV category.
- What is the Acura RDX cost of ownership? According to RepairPal.com, “Cost. The average total annual cost for repairs and maintenance on a Acura RDX is $497, compared to an average of $859 for luxury compact SUVs and $652 for all vehicle models.” Plus your insurance cost and any loan you may have on your Acura RDX.
- What is the Acura RDX depreciation? According to CarEdge.com, “On average, expect to pay only 53% of the original cost with 67% of the vehicle’s lifetime remaining for a 2016 RDX.”
- What are the Acura RDX maintenance cost? See above from RepairPal
- Are Acura RDX expensive to maintain? Not more than other vehicles in its category.
To find the cheapest Acura insurance, make sure to compare rates. Doing so will allow you to compare multiple models, such as 2020 Acura costs, 2018 RDX costs, or the 2019 Acura RDX cost to own and insurance prices.
So if you are ready to find out the cost of Acura RDX 2016 insurance or Acura RDX 2013 cost of insurance, enter your ZIP code in our free tool below.
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What are the Acura RDX safety ratings?
The Acura RDX cost to own can be cheaper if there are multiple safety features and good safety ratings, as insurers will offer discounts. The Acura RDX has some great safety features, such as vehicle stability assist, brake assist, automatic brake hold, and more.
The Insurance Institute for Highway Safety (IIHS) has also crash-tested the Acura RDX and awarded it a 2020 Top Safety Pick award.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
Watch the video below for an example of one of the Acura RDX’s crash tests.
Acura RDX Compared Against Other Vehicles in the Same Class
The Acura RDX is a midsize luxury SUV, which can affect it’s liability rates. The IIHS recorded the liability losses for property damage as better than average and the bodily injury losses as substantially better than average.
Curious to see how other midsize SUV’s rates compare to the Audi RDX or want to know what the least expensive Acura is? Check out the midsize luxury SUVs below.
Ready to start shopping to find out everything from are Acura RDX expensive to maintain insurance to Acura RDS 2105 deals on insurance and 2016 RDX prices paid for insurance? Enter your ZIP code in our free tool below for help finding Acura RDX insurance rates.
References
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,010 |
| 20 | $2,378 |
| 30 | $1,070 |
| 40 | $1,038 |
| 50 | $952 |
| 60 | $934 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,260 |
| $250 | $1,158 |
| $500 | $1,038 |
| $1,000 | $922 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,038 |
| 50/100 | $1,143 |
| 100/300 | $1,241 |
| 250/500 | $1,497 |
| 100 CSL | $1,182 |
| 300 CSL | $1,399 |
| 500 CSL | $1,557 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,688 |
| 20 | $3,788 |
| 30 | $2,272 |
| 40 | $2,238 |
| 50 | $2,134 |
| 60 | $2,114 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $54 |
| Multi-vehicle | $55 |
| Homeowner | $17 |
| 5-yr Accident Free | $70 |
| 5-yr Claim Free | $66 |
| Paid in Full/EFT | $43 |
| Advance Quote | $48 |
| Online Quote | $72 |
| Total Discounts | $425 |
Discounts are estimated and may not be available from every company or in every state.
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