Acura RDX Insurance Rates
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Michelle Robbins
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UPDATED: Apr 22, 2024
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How much does an Acura RDX cost to insure? On average, Acura RDX insurance cost for full coverage average $1,292 a year, or $107 a month. Our guide breaks down Acura RDX car insurance so drivers can easily find savings. Learn more.
Enter your ZIP code in our free tool to get started on comparing Acura RDX insurance rates and find out how much is an Acura RDX to insure.
Estimated insurance rates for an Acura RDX are $1,020 a year for full coverage. Comprehensive costs approximately $194, collision costs $288, and liability costs around $402. Liability-only insurance costs as low as $446 a year, with high-risk driver insurance costing around $2,198. Teenage drivers pay the most at $3,956 a year or more.
Average premium for full coverage: $1,020
Premium estimates by type of coverage:
Price estimates include $500 deductible amounts, liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all states and for different RDX trim levels.
Insurance Price Range by Risk and Coverage
For a driver around age 40, insurance rates for an Acura RDX go from as low as $446 for just the minimum liability insurance to a much higher rate of $2,198 for a driver that may need high-risk insurance.
Insurance Price Range by Location
Where you live can make a big difference on car insurance rates. Rural locations are statistically proven to have a lower frequency of accident claims than densely populated cities.
The price range example below illustrates the difference between rural and urban areas on auto insurance prices.
These rate differences show why anyone shopping for car insurance should compare prices using their specific location and risk profile, instead of making a decision based on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below shows estimated Acura RDX insurance rates for additional coverage and risk scenarios.
- The best discount rate is $605
- Using higher $1,000 deductibles will save $110 a year
- The average rate for a 40-year-old good driver who chooses $500 deductibles is $1,020
- Using more expensive low deductibles for physical damage coverage will increase the cost to $1,230
- High-risk insureds who are prone to accidents and violations could pay around $2,198 or more
- An auto insurance policy for full coverage for a 16-year-old driver with full coverage can cost $3,956 or more
Insurance prices for an Acura RDX also have a wide range based on your driving characteristics, the trim level of your RDX, and physical damage deductibles and liability limits.
An older driver with no violations or accidents and high deductibles may pay as low as $1,000 a year, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers should be prepared to pay in the ballpark of $3,900 a year. View Rates by Age
Where you choose to live has a huge impact on Acura RDX insurance prices. A driver around age 40 might see prices as low as $670 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,460 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $920 | -$100 | -9.8% |
| Alaska | $782 | -$238 | -23.3% |
| Arizona | $846 | -$174 | -17.1% |
| Arkansas | $1,020 | -$0 | 0.0% |
| California | $1,160 | $140 | 13.7% |
| Colorado | $972 | -$48 | -4.7% |
| Connecticut | $1,046 | $26 | 2.5% |
| Delaware | $1,150 | $130 | 12.7% |
| Florida | $1,272 | $252 | 24.7% |
| Georgia | $942 | -$78 | -7.6% |
| Hawaii | $732 | -$288 | -28.2% |
| Idaho | $690 | -$330 | -32.4% |
| Illinois | $760 | -$260 | -25.5% |
| Indiana | $770 | -$250 | -24.5% |
| Iowa | $686 | -$334 | -32.7% |
| Kansas | $968 | -$52 | -5.1% |
| Kentucky | $1,390 | $370 | 36.3% |
| Louisiana | $1,510 | $490 | 48.0% |
| Maine | $630 | -$390 | -38.2% |
| Maryland | $842 | -$178 | -17.5% |
| Massachusetts | $812 | -$208 | -20.4% |
| Michigan | $1,770 | $750 | 73.5% |
| Minnesota | $854 | -$166 | -16.3% |
| Mississippi | $1,222 | $202 | 19.8% |
| Missouri | $904 | -$116 | -11.4% |
| Montana | $1,094 | $74 | 7.3% |
| Nebraska | $802 | -$218 | -21.4% |
| Nevada | $1,222 | $202 | 19.8% |
| New Hampshire | $736 | -$284 | -27.8% |
| New Jersey | $1,140 | $120 | 11.8% |
| New Mexico | $902 | -$118 | -11.6% |
| New York | $1,074 | $54 | 5.3% |
| North Carolina | $588 | -$432 | -42.4% |
| North Dakota | $836 | -$184 | -18.0% |
| Ohio | $704 | -$316 | -31.0% |
| Oklahoma | $1,044 | $24 | 2.4% |
| Oregon | $934 | -$86 | -8.4% |
| Pennsylvania | $972 | -$48 | -4.7% |
| Rhode Island | $1,358 | $338 | 33.1% |
| South Carolina | $926 | -$94 | -9.2% |
| South Dakota | $862 | -$158 | -15.5% |
| Tennessee | $892 | -$128 | -12.5% |
| Texas | $1,228 | $208 | 20.4% |
| Utah | $756 | -$264 | -25.9% |
| Vermont | $696 | -$324 | -31.8% |
| Virginia | $610 | -$410 | -40.2% |
| Washington | $786 | -$234 | -22.9% |
| West Virginia | $934 | -$86 | -8.4% |
| Wisconsin | $704 | -$316 | -31.0% |
| Wyoming | $906 | -$114 | -11.2% |
Using high physical damage deductibles could cut prices by as much as $320 annually, while increasing your policy's liability limits will push prices upward. Going from a 50/100 limit to a 250/500 limit will cost up to $362 more each year. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you could be paying anywhere from $1,200 to $1,700 additional annually, depending on your age. High-risk driver insurance can be from 43% to 131% more than a normal policy. View High Risk Driver Rates
With such a large range in prices, the only way to know who has the cheapest car insurance prices is to compare prices from multiple companies. Each insurance company uses a different method to calculate prices, and prices will be substantially different from one company to the next.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Acura RDX 2WD | $994 | $83 |
| Acura RDX AWD | $994 | $83 |
| Acura RDX Technology Package 2WD | $1,046 | $87 |
| Acura RDX Technology Package AWD | $1,046 | $87 |
Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Acura RDX | $282 | $506 | $338 | $1,262 |
| 2023 Acura RDX | $272 | $494 | $354 | $1,256 |
| 2022 Acura RDX | $262 | $474 | $364 | $1,236 |
| 2021 Acura RDX | $248 | $458 | $376 | $1,218 |
| 2020 Acura RDX | $238 | $424 | $384 | $1,182 |
| 2019 Acura RDX | $230 | $400 | $388 | $1,154 |
| 2018 Acura RDX | $220 | $358 | $390 | $1,104 |
| 2017 Acura RDX | $206 | $330 | $390 | $1,062 |
| 2016 Acura RDX | $198 | $310 | $394 | $1,038 |
| 2015 Acura RDX | $194 | $288 | $402 | $1,020 |
| 2014 Acura RDX | $180 | $268 | $402 | $986 |
| 2013 Acura RDX | $174 | $244 | $406 | $960 |
| 2011 Acura RDX | $152 | $202 | $402 | $892 |
| 2010 Acura RDX | $148 | $182 | $398 | $864 |
| 2008 Acura RDX | $144 | $168 | $384 | $832 |
| 2007 Acura RDX | $132 | $160 | $380 | $808 |
Rates are averaged for all Acura RDX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheaper Acura RDX Insurance
Finding better rates on insurance for an Acura RDX requires having a good driving record, having a good credit history, not filing small claims, and qualifying for all possible discounts. Set aside time to compare rates once a year by requesting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.
The next list is a condensed summary of the data that was covered above.
- Drivers can save around $120 per year simply by shopping early and online
- Insureds who purchase increased levels of liability coverage will pay an extra $440 each year to increase from 30/60 bodily injury limits to 250/500 limits
- Drivers age 20 and younger are the costliest to insure, as much as $330 per month including comprehensive and collision insurance
- Drivers considered higher risk with multiple at-fault accidents may pay on average $1,180 more per year to buy Acura RDX insurance
Frequently Asked Questions
- Is the Acura RDX expensive to insure? The estimated price for the average middle-age driver who has $500 deductibles is $1,292.
- How much does it cost to fill up an Acura RDX? According to FuelEconomy.gov the Annual Acura RDX Fuel Cost is $1,750.
- Is the 2020 Acura RDX a good car? It’s an all around good car in the luxury compact SUV category.
- What is the Acura RDX cost of ownership? According to RepairPal.com, “Cost. The average total annual cost for repairs and maintenance on a Acura RDX is $497, compared to an average of $859 for luxury compact SUVs and $652 for all vehicle models.” Plus your insurance cost and any loan you may have on your Acura RDX.
- What is the Acura RDX depreciation? According to CarEdge.com, “On average, expect to pay only 53% of the original cost with 67% of the vehicle’s lifetime remaining for a 2016 RDX.”
- What are the Acura RDX maintenance cost? See above from RepairPal
- Are Acura RDX expensive to maintain? Not more than other vehicles in its category.
To find the cheapest Acura insurance, make sure to compare rates. Doing so will allow you to compare multiple models, such as 2020 Acura costs, 2018 RDX costs, or the 2019 Acura RDX cost to own and insurance prices.
So if you are ready to find out the cost of Acura RDX 2016 insurance or Acura RDX 2013 cost of insurance, enter your ZIP code in our free tool below.
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What are the Acura RDX safety ratings?
The Acura RDX cost to own can be cheaper if there are multiple safety features and good safety ratings, as insurers will offer discounts. The Acura RDX has some great safety features, such as vehicle stability assist, brake assist, automatic brake hold, and more.
The Insurance Institute for Highway Safety (IIHS) has also crash-tested the Acura RDX and awarded it a 2020 Top Safety Pick award.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
Watch the video below for an example of one of the Acura RDX’s crash tests.
Acura RDX Compared Against Other Vehicles in the Same Class
The Acura RDX is a midsize luxury SUV, which can affect it’s liability rates. The IIHS recorded the liability losses for property damage as better than average and the bodily injury losses as substantially better than average.
Curious to see how other midsize SUV’s rates compare to the Audi RDX or want to know what the least expensive Acura is? Check out the midsize luxury SUVs below.
Ready to start shopping to find out everything from are Acura RDX expensive to maintain insurance to Acura RDS 2105 deals on insurance and 2016 RDX prices paid for insurance? Enter your ZIP code in our free tool below for help finding Acura RDX insurance rates.
References
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,956 |
| 20 | $2,332 |
| 30 | $1,048 |
| 40 | $1,020 |
| 50 | $934 |
| 60 | $916 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,230 |
| $250 | $1,134 |
| $500 | $1,020 |
| $1,000 | $910 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,020 |
| 50/100 | $1,126 |
| 100/300 | $1,227 |
| 250/500 | $1,488 |
| 100 CSL | $1,167 |
| 300 CSL | $1,388 |
| 500 CSL | $1,549 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,608 |
| 20 | $3,714 |
| 30 | $2,228 |
| 40 | $2,198 |
| 50 | $2,096 |
| 60 | $2,076 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $53 |
| Multi-vehicle | $54 |
| Homeowner | $17 |
| 5-yr Accident Free | $67 |
| 5-yr Claim Free | $65 |
| Paid in Full/EFT | $41 |
| Advance Quote | $47 |
| Online Quote | $71 |
| Total Discounts | $415 |
Discounts are estimated and may not be available from every company or in every state.
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