Acura RDX Insurance Rates
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Michelle Robbins
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UPDATED: Apr 22, 2024
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How much does an Acura RDX cost to insure? On average, Acura RDX insurance cost for full coverage average $1,292 a year, or $107 a month. Our guide breaks down Acura RDX car insurance so drivers can easily find savings. Learn more.
Enter your ZIP code in our free tool to get started on comparing Acura RDX insurance rates and find out how much is an Acura RDX to insure.
Estimated insurance prices for an Acura RDX are $1,038 every 12 months for full coverage insurance. Comprehensive insurance costs on average $198 a year, collision insurance costs $310, and liability coverage costs $394. Liability-only insurance costs as little as $440 a year, and high-risk driver insurance costs $2,238 or more. Teenage drivers pay the most at up to $4,010 a year.
Average premium for full coverage: $1,038
Premium estimates by type of coverage:
Prices are based on $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 states and RDX trim levels.
Insurance Price Range by Risk and Coverage
For an average driver, insurance rates for an Acura RDX range from the cheapest price of $440 for the bare minimum liability coverage to a high of $2,238 for a driver who has had serious violations or accidents.
Insurance Price Range by Location
Your location has a large influence on insurance rates. Rural areas are statistically proven to have more infrequent physical damage claims than densely populated cities. The diagram below illustrates the effect of geographic area on car insurance rates.
These rate differences illustrate why it is important to compare rates based on a specific location and their own driving history, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below illustrates average Acura RDX insurance rates for different risk profiles and scenarios.
- The best discount rate is $613
- Drivers who choose higher $1,000 deductibles will pay around $922 each year
- The average price for a 40-year-old good driver with $500 deductibles is $1,038
- Using low $100 deductibles for comprehensive and collision insurance costs an extra $222 each year
- High-risk insureds who are prone to accidents and violations could pay upwards of $2,238
- An auto insurance policy to insure a teenage driver may cost $4,010 a year
Insurance prices for an Acura RDX also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the trim level of your RDX.
Using high physical damage deductibles could save up to $340 a year, while buying higher liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $354 more each year. View Rates by Deductible or Liability Limit
Older drivers with no violations or accidents and higher deductibles may only pay around $1,000 per year on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers should be prepared to pay upwards of $4,000 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you are probably paying at a minimum $1,200 to $1,700 additional annually, depending on your age. A high-risk auto insurance policy can cost around 42% to 128% more than a normal policy. View High Risk Driver Rates
Where you choose to live makes a big difference in Acura RDX insurance rates. A 40-year-old driver could pay as low as $680 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,400 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $938 | -$100 | -9.6% |
| Alaska | $794 | -$244 | -23.5% |
| Arizona | $860 | -$178 | -17.1% |
| Arkansas | $1,038 | -$0 | 0.0% |
| California | $1,182 | $144 | 13.9% |
| Colorado | $990 | -$48 | -4.6% |
| Connecticut | $1,066 | $28 | 2.7% |
| Delaware | $1,172 | $134 | 12.9% |
| Florida | $1,296 | $258 | 24.9% |
| Georgia | $958 | -$80 | -7.7% |
| Hawaii | $746 | -$292 | -28.1% |
| Idaho | $704 | -$334 | -32.2% |
| Illinois | $772 | -$266 | -25.6% |
| Indiana | $784 | -$254 | -24.5% |
| Iowa | $698 | -$340 | -32.8% |
| Kansas | $984 | -$54 | -5.2% |
| Kentucky | $1,414 | $376 | 36.2% |
| Louisiana | $1,536 | $498 | 48.0% |
| Maine | $640 | -$398 | -38.3% |
| Maryland | $858 | -$180 | -17.3% |
| Massachusetts | $828 | -$210 | -20.2% |
| Michigan | $1,800 | $762 | 73.4% |
| Minnesota | $868 | -$170 | -16.4% |
| Mississippi | $1,242 | $204 | 19.7% |
| Missouri | $920 | -$118 | -11.4% |
| Montana | $1,112 | $74 | 7.1% |
| Nebraska | $816 | -$222 | -21.4% |
| Nevada | $1,244 | $206 | 19.8% |
| New Hampshire | $746 | -$292 | -28.1% |
| New Jersey | $1,160 | $122 | 11.8% |
| New Mexico | $918 | -$120 | -11.6% |
| New York | $1,092 | $54 | 5.2% |
| North Carolina | $598 | -$440 | -42.4% |
| North Dakota | $852 | -$186 | -17.9% |
| Ohio | $714 | -$324 | -31.2% |
| Oklahoma | $1,064 | $26 | 2.5% |
| Oregon | $952 | -$86 | -8.3% |
| Pennsylvania | $986 | -$52 | -5.0% |
| Rhode Island | $1,382 | $344 | 33.1% |
| South Carolina | $942 | -$96 | -9.2% |
| South Dakota | $876 | -$162 | -15.6% |
| Tennessee | $908 | -$130 | -12.5% |
| Texas | $1,250 | $212 | 20.4% |
| Utah | $766 | -$272 | -26.2% |
| Vermont | $710 | -$328 | -31.6% |
| Virginia | $620 | -$418 | -40.3% |
| Washington | $798 | -$240 | -23.1% |
| West Virginia | $952 | -$86 | -8.3% |
| Wisconsin | $718 | -$320 | -30.8% |
| Wyoming | $924 | -$114 | -11.0% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Acura RDX 2WD | $1,012 | $84 |
| Acura RDX AWD | $1,012 | $84 |
| Acura RDX Technology Package 2WD | $1,064 | $89 |
| Acura RDX Technology Package AWD | $1,064 | $89 |
Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Acura RDX | $294 | $512 | $332 | $1,274 |
| 2023 Acura RDX | $282 | $506 | $338 | $1,262 |
| 2022 Acura RDX | $272 | $494 | $354 | $1,256 |
| 2021 Acura RDX | $262 | $474 | $364 | $1,236 |
| 2020 Acura RDX | $248 | $458 | $376 | $1,218 |
| 2019 Acura RDX | $238 | $424 | $384 | $1,182 |
| 2018 Acura RDX | $230 | $400 | $388 | $1,154 |
| 2017 Acura RDX | $220 | $358 | $390 | $1,104 |
| 2016 Acura RDX | $206 | $330 | $390 | $1,062 |
| 2015 Acura RDX | $198 | $310 | $394 | $1,038 |
| 2014 Acura RDX | $194 | $288 | $402 | $1,020 |
| 2013 Acura RDX | $180 | $268 | $402 | $986 |
| 2011 Acura RDX | $162 | $222 | $402 | $922 |
| 2010 Acura RDX | $152 | $202 | $402 | $892 |
| 2008 Acura RDX | $146 | $178 | $390 | $850 |
| 2007 Acura RDX | $144 | $168 | $384 | $832 |
Rates are averaged for all Acura RDX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Affordable Acura RDX Insurance
Finding better rates on auto insurance not only requires having a decent driving record, but also having above-average credit, paying for small claims out-of-pocket, and dropping full coverage on older vehicles. Take the time to compare rates every other policy renewal by getting rate quotes from direct insurance companies, and also from several local insurance agents.
The following items are a brief review of the ideas that were covered in the above illustrations.
- 16 to 18-year-old drivers pay higher prices, with premiums being up to $334 per month if full coverage is included
- Drivers with DUI or reckless driving convictions pay on average $1,200 more each year than a driver with a clean driving record
- Increasing policy deductibles could save as much as $350 each year
- It is possible to save as much as $120 per year just by quoting early and online
Frequently Asked Questions
- Is the Acura RDX expensive to insure? The estimated price for the average middle-age driver who has $500 deductibles is $1,292.
- How much does it cost to fill up an Acura RDX? According to FuelEconomy.gov the Annual Acura RDX Fuel Cost is $1,750.
- Is the 2020 Acura RDX a good car? It’s an all around good car in the luxury compact SUV category.
- What is the Acura RDX cost of ownership? According to RepairPal.com, “Cost. The average total annual cost for repairs and maintenance on a Acura RDX is $497, compared to an average of $859 for luxury compact SUVs and $652 for all vehicle models.” Plus your insurance cost and any loan you may have on your Acura RDX.
- What is the Acura RDX depreciation? According to CarEdge.com, “On average, expect to pay only 53% of the original cost with 67% of the vehicle’s lifetime remaining for a 2016 RDX.”
- What are the Acura RDX maintenance cost? See above from RepairPal
- Are Acura RDX expensive to maintain? Not more than other vehicles in its category.
To find the cheapest Acura insurance, make sure to compare rates. Doing so will allow you to compare multiple models, such as 2020 Acura costs, 2018 RDX costs, or the 2019 Acura RDX cost to own and insurance prices.
So if you are ready to find out the cost of Acura RDX 2016 insurance or Acura RDX 2013 cost of insurance, enter your ZIP code in our free tool below.
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What are the Acura RDX safety ratings?
The Acura RDX cost to own can be cheaper if there are multiple safety features and good safety ratings, as insurers will offer discounts. The Acura RDX has some great safety features, such as vehicle stability assist, brake assist, automatic brake hold, and more.
The Insurance Institute for Highway Safety (IIHS) has also crash-tested the Acura RDX and awarded it a 2020 Top Safety Pick award.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
Watch the video below for an example of one of the Acura RDX’s crash tests.
Acura RDX Compared Against Other Vehicles in the Same Class
The Acura RDX is a midsize luxury SUV, which can affect it’s liability rates. The IIHS recorded the liability losses for property damage as better than average and the bodily injury losses as substantially better than average.
Curious to see how other midsize SUV’s rates compare to the Audi RDX or want to know what the least expensive Acura is? Check out the midsize luxury SUVs below.
Ready to start shopping to find out everything from are Acura RDX expensive to maintain insurance to Acura RDS 2105 deals on insurance and 2016 RDX prices paid for insurance? Enter your ZIP code in our free tool below for help finding Acura RDX insurance rates.
References
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,010 |
| 20 | $2,378 |
| 30 | $1,070 |
| 40 | $1,038 |
| 50 | $952 |
| 60 | $934 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,260 |
| $250 | $1,158 |
| $500 | $1,038 |
| $1,000 | $922 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,038 |
| 50/100 | $1,143 |
| 100/300 | $1,241 |
| 250/500 | $1,497 |
| 100 CSL | $1,182 |
| 300 CSL | $1,399 |
| 500 CSL | $1,557 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,688 |
| 20 | $3,788 |
| 30 | $2,272 |
| 40 | $2,238 |
| 50 | $2,134 |
| 60 | $2,114 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $54 |
| Multi-vehicle | $55 |
| Homeowner | $17 |
| 5-yr Accident Free | $70 |
| 5-yr Claim Free | $66 |
| Paid in Full/EFT | $43 |
| Advance Quote | $48 |
| Online Quote | $72 |
| Total Discounts | $425 |
Discounts are estimated and may not be available from every company or in every state.
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