Chrysler 300 Insurance Rates
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UPDATED: Jun 6, 2023
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You may be asking yourself, “How much does a Chrysler 300 cost to insure?” or “Is a Chrysler 300 considered a sports car?” (the answer is no by the way). Chrysler 300 full coverage costs an average of $1,548 a year, or $129 a month, which means car insurance won’t cost $300 a month. Our guide goes over Chrysler 300 costs so drivers can better understand how to save.
Want to jump right into comparing Chrysler 300 insurance rates? Shopping around for Chrysler 300 insurance costs will help drivers save, so enter your ZIP code in our free tool above to get started.
U.S. average insurance prices for a Chrysler 300 are $1,456 every 12 months for full coverage. Comprehensive insurance costs approximately $292 each year, collision insurance costs $564, and liability coverage is $442. Liability-only coverage costs around $496 a year, and high-risk coverage costs $3,172 or more. Teen drivers pay the highest rates at up to $5,490 a year.
Average premium for full coverage: $1,456
Price estimates by individual coverage:
Includes $500 physical damage deductibles, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all states and 300 models.
Price Range from Low to High
For a driver in their 40's, Chrysler 300 insurance prices range from the cheapest price of $496 for the bare minimum liability coverage to a high rate of $3,172 for a driver who requires high-risk insurance.
Geographic Price Range
Choosing to live in a large city has a large influence on car insurance rates. Rural locations have more infrequent accident claims than larger metro areas. The graphic below illustrates how location helps determine auto insurance prices.
The ranges above show why all drivers should compare rates quotes using their specific location and their own driving history, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below shows average Chrysler 300 insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $830
- Raising to $1,000 deductibles will save $194 a year
- The average price for the average middle-age driver who chooses $500 deductibles is $1,456
- Choosing low deductibles costs an extra $380 each year
- Unlucky drivers with multiple violations and an at-fault accident could pay around $3,172
- The price to insure a teenage driver can cost $5,490
Auto insurance prices for a Chrysler 300 are also quite variable based on deductibles and policy limits, your driver profile, and the model of your 300.
Choosing high deductibles can reduce prices by up to $580 a year, whereas increasing liability limits will push prices upward. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $398 extra every year. View Rates by Deductible or Liability Limit
More mature drivers with a good driving record and higher deductibles may only pay around $1,400 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers will have to pay in the ballpark of $5,400 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you could be paying anywhere from $1,700 to $2,400 in extra premium each year, depending on your age. Insurance for high-risk drivers is expensive and can cost around 44% to 130% more than average. View High Risk Driver Rates
The state you live in also has a big influence on Chrysler 300 insurance rates. A middle-age driver might find prices as low as $960 a year in states like Iowa, Maine, and Idaho, or as much as $2,080 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,318 | -$138 | -9.5% |
| Alaska | $1,118 | -$338 | -23.2% |
| Arizona | $1,210 | -$246 | -16.9% |
| Arkansas | $1,456 | -$0 | 0.0% |
| California | $1,662 | $206 | 14.1% |
| Colorado | $1,394 | -$62 | -4.3% |
| Connecticut | $1,498 | $42 | 2.9% |
| Delaware | $1,648 | $192 | 13.2% |
| Florida | $1,824 | $368 | 25.3% |
| Georgia | $1,346 | -$110 | -7.6% |
| Hawaii | $1,048 | -$408 | -28.0% |
| Idaho | $986 | -$470 | -32.3% |
| Illinois | $1,086 | -$370 | -25.4% |
| Indiana | $1,098 | -$358 | -24.6% |
| Iowa | $984 | -$472 | -32.4% |
| Kansas | $1,386 | -$70 | -4.8% |
| Kentucky | $1,988 | $532 | 36.5% |
| Louisiana | $2,158 | $702 | 48.2% |
| Maine | $898 | -$558 | -38.3% |
| Maryland | $1,204 | -$252 | -17.3% |
| Massachusetts | $1,168 | -$288 | -19.8% |
| Michigan | $2,532 | $1,076 | 73.9% |
| Minnesota | $1,218 | -$238 | -16.3% |
| Mississippi | $1,746 | $290 | 19.9% |
| Missouri | $1,294 | -$162 | -11.1% |
| Montana | $1,566 | $110 | 7.6% |
| Nebraska | $1,148 | -$308 | -21.2% |
| Nevada | $1,748 | $292 | 20.1% |
| New Hampshire | $1,048 | -$408 | -28.0% |
| New Jersey | $1,628 | $172 | 11.8% |
| New Mexico | $1,290 | -$166 | -11.4% |
| New York | $1,536 | $80 | 5.5% |
| North Carolina | $840 | -$616 | -42.3% |
| North Dakota | $1,194 | -$262 | -18.0% |
| Ohio | $1,008 | -$448 | -30.8% |
| Oklahoma | $1,498 | $42 | 2.9% |
| Oregon | $1,336 | -$120 | -8.2% |
| Pennsylvania | $1,390 | -$66 | -4.5% |
| Rhode Island | $1,946 | $490 | 33.7% |
| South Carolina | $1,320 | -$136 | -9.3% |
| South Dakota | $1,230 | -$226 | -15.5% |
| Tennessee | $1,278 | -$178 | -12.2% |
| Texas | $1,756 | $300 | 20.6% |
| Utah | $1,080 | -$376 | -25.8% |
| Vermont | $998 | -$458 | -31.5% |
| Virginia | $874 | -$582 | -40.0% |
| Washington | $1,128 | -$328 | -22.5% |
| West Virginia | $1,336 | -$120 | -8.2% |
| Wisconsin | $1,008 | -$448 | -30.8% |
| Wyoming | $1,298 | -$158 | -10.9% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Chrysler 300 Touring 4-Dr Sedan | $1,344 | $112 |
| Chrysler 300 Touring Plus 4-Dr Sedan | $1,382 | $115 |
| Chrysler 300 S V6 4-Dr Sedan | $1,420 | $118 |
| Chrysler 300 Touring Executive 4-Dr Sedan | $1,420 | $118 |
| Chrysler 300 Touring Signature 4-Dr Sedan | $1,420 | $118 |
| Chrysler 300 Touring AWD 4-Dr | $1,420 | $118 |
| Chrysler 300 Limited 4-Dr Sedan | $1,456 | $121 |
| Chrysler 300 Touring Signature AWD 4-Dr | $1,456 | $121 |
| Chrysler 300 C 4-Dr Sedan | $1,496 | $125 |
| Chrysler 300 Limited AWD 4-Dr | $1,496 | $125 |
| Chrysler 300 S V8 4-Dr Sedan | $1,496 | $125 |
| Chrysler 300 C AWD 4-Dr | $1,532 | $128 |
| Chrysler 300 SRT-8 4-Dr Sedan | $1,532 | $128 |
Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2019 Chrysler 300 | $292 | $564 | $442 | $1,456 |
| 2016 Chrysler 300 | $258 | $442 | $460 | $1,318 |
| 2014 Chrysler 300 | $234 | $382 | $464 | $1,238 |
| 2012 Chrysler 300 | $210 | $330 | $474 | $1,172 |
| 2007 Chrysler 300 | $172 | $218 | $460 | $1,008 |
| 2006 Chrysler 300 | $168 | $208 | $452 | $986 |
Rates are averaged for all Chrysler 300 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Cheapest Chrysler 300 Insurance
Getting lower rates on auto insurance consists of being a safe and courteous driver, having a good credit score, eliminating unnecessary coverage, and possibly higher deductibles. Invest time comparing rates at every other renewal by requesting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.
Below is a recap of the concepts that were covered in the charts and tables above.
- Drivers that have major violations or accidents may pay on average $1,720 more per year for auto insurance
- Teenage drivers have the highest car insurance prices, with premiums as much as $458 a month if comprehensive and collision insurance is included
- Drivers can save around $180 per year just by quoting online in advance
- Increasing physical damage deductibles could save as much as $575 each year
- Drivers can save around $180 per year just by quoting online in advance
We’d like to answer a couple questions. First, does a Chrysler 300 last long? They will last upwards of 200K miles with the proper maintenance. Second, “Are Chrysler 300 expensive to maintain?” They have a 10 year maintenance cost of $10,600 which is expensive for the style and model of vehicle.
Shopping for a good Chrysler 300 insurance group will help reduce your costs, whether you are shopping for 2018 Chrysler 300 insurance costs or 2014 Chrysler 300 costs.
Want to get started on finding how much does a Chrysler 300C cost or how much does a 2018 Chrysler 300 cost to insure? Enter your ZIP code in our free tool below.
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What are the safety ratings of the Chrysler 300?
How much does a 2012 Chrysler 300 cost to insure? How much does a 2014 Chrysler cost to insure? Part of what determines these rates will be the safety ratings and safety features. An old Chrysler 300 will have fewer safety features, which means the insurance cost of a new Chrysler 300 is likely to be better.
The Chrysler 300 has multiple airbags, brake assist, electronic stability control, traction control, and more, However, it is lacking back-up cameras. The Insurance Institute for Highway Safety (IIHS) gave the 2020 Chrysler 300 the following crash test ratings.
- Small overlap front (driver-side): Marginal
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
Watch the video below for an example of a crash test on the Chrysler 300.
Chrysler 300 Compared Against Other Vehicles in the Same Class
The Chrysler 300 is a large car, which means Chrysler liability insurance could cost more. The IIHS recorded the Chrysler 300’s bodily injury liability losses as substantially worse than average, and the property damage losses as average.
To see how the Chrysler 300’s rates compare to other large cars, take a look at the cars below.
Ready to start shopping for insurance for everything from the 2006 Chrysler 300 price range to the cost of 2015 Chrysler 300 insurance to Chrysler 300M 2020 insurance? Enter your ZIP code in our free tool to get started on finding Chrysler 300 insurance rates.
References
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,490 |
| 20 | $3,382 |
| 30 | $1,520 |
| 40 | $1,456 |
| 50 | $1,332 |
| 60 | $1,308 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,836 |
| $250 | $1,660 |
| $500 | $1,456 |
| $1,000 | $1,262 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,456 |
| 50/100 | $1,620 |
| 100/300 | $1,731 |
| 250/500 | $2,018 |
| 100 CSL | $1,665 |
| 300 CSL | $1,908 |
| 500 CSL | $2,085 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,836 |
| 20 | $5,396 |
| 30 | $3,238 |
| 40 | $3,172 |
| 50 | $3,030 |
| 60 | $3,004 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $78 |
| Multi-vehicle | $78 |
| Homeowner | $22 |
| 5-yr Accident Free | $109 |
| 5-yr Claim Free | $95 |
| Paid in Full/EFT | $67 |
| Advance Quote | $73 |
| Online Quote | $104 |
| Total Discounts | $626 |
Discounts are estimated and may not be available from every company or in every state.
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