Insurance for Ford Vehicles
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UPDATED: May 1, 2020
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The next table shows average insurance prices for Ford vehicles. More models are linked at the bottom of this page
|Vehicle Model||Annual Premium||Monthly Premium|
|Ford C-Max Energi||$1,478||$123|
|Ford C-Max Hybrid||$1,432||$119|
|Ford Escape Hybrid||$1,478||$123|
|Ford Expedition EL||$1,440||$120|
|Ford F-250 Super Duty||$1,618||$135|
|Ford F-350 Super Duty||$1,682||$140|
|Ford Focus RS||$1,580||$132|
|Ford Focus ST||$1,400||$117|
|Ford Fusion Energi||$1,492||$124|
|Ford Fusion Hybrid||$1,644||$137|
|Get Rates for Your Model Go|
Rates assume current model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
The prior chart uses the average vehicle rating data for all Ford models in the table above to demonstrate how different rating information can influence auto insurance prices.
Insurance prices for a Ford range considerably based on liability limits and deductibles, your driving record, and the model of your Taurus.
Using high physical damage deductibles can save as much as $590 annually, while increasing your policy's liability limits will push rates upward. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $335 more each year
An older driver with no violations or accidents and higher deductibles may pay as low as $1,300 annually on average, or $108 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay in the ballpark of $5,100 a year.
If you have a few points on your driving record or you were responsible for an accident, you may be forking out anywhere from $1,700 to $2,300 additional every year, depending on your age. High-risk driver insurance ranges from 44% to 134% more than a normal policy.
Your home state plays a big part in determining prices for Ford insurance prices. A good driver about age 40 could pay as low as $1,020 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,860 on average in Montana, Michigan, and New Jersey.
|State||Premium||Compared to U.S. Avg||Percent Difference|
Because rates have so much variability, the best way to find out which company is cheapest is to compare rates from multiple companies. Each auto insurer uses a different method to calculate rates, and rates will be varied.
Additional Ford Vehicles
- Aerostar Insurance
- Aspire Insurance
- Bronco Insurance
- Bronco II Insurance
- Contour Insurance
- Contour SVT Insurance
- Crown Victoria Insurance
- E-150 Insurance
- E-250 Insurance
- E-350 Insurance
- E-Series Van Insurance
- E-Series Wagon Insurance
- Econoline Cargo Insurance
- Econoline Wagon Insurance
- Escort Insurance
- Excursion Insurance
- Explorer Sport Insurance
- Explorer Sport Trac Insurance
- F-150 Heritage Insurance
- F-150 SVT Lightning Insurance
- F-250 Insurance
- F-350 Insurance
- F-450 Super Duty Insurance
- Festiva Insurance
- Five Hundred Insurance
- Freestar Insurance
- Freestyle Insurance
- GT Insurance
- LTD Crown Victoria Insurance
- Mustang SVT Cobra Insurance
- Probe Insurance
- Shelby GT350 Insurance
- Shelby GT500 Insurance
- Taurus X Insurance
- Tempo Insurance
- Thunderbird Insurance
- Transit Connect Insurance
- Transit Van Insurance
- Transit Wagon Insurance
- Windstar Insurance
- Windstar Cargo Insurance
U.S. averages for full coverage Ford vehicle insurance
National average data is compiled from all 50 U.S. states for the Ford models in the rate table on this page. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record.
Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$105|
|5-yr Claim Free||$91|
|Paid in Full/EFT||$66|
Discounts are estimated and may not be available from every company or in every state.