Saturn Vue Insurance Rates

The average auto insurance rates for a Saturn Vue are $894 annually for full coverage insurance. Comprehensive costs approximately $138, collision costs $152, and liability costs $446. Liability-only coverage costs as little as $500 a year, with high-risk coverage costing around $1,912. Teens cost the most to insure at $3,662 a year or more.

Average premium for full coverage: $894

Policy rates by type of insurance:

Full coverage includes $500 policy deductibles, 30/60 bodily injury liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 states and for different Vue trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on the price of auto insurance. Rural locations are shown to have fewer physical damage claims than cities with more traffic congestion.

The price range example below illustrates the difference between rural and urban areas on auto insurance prices.

The examples above illustrate why anyone shopping for car insurance should compare rates using their specific location and their own personal driving habits, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates estimated Saturn Vue insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $554
• Drivers who choose higher $1,000 deductibles will pay $68 each year
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $894
• Selecting more expensive low deductibles for comprehensive and collision insurance will cost $1,016
• Drivers with serious driving violations could pay around $1,912 or more
• Policy cost with full coverage for a 16-year-old driver with full coverage can cost $3,662 a year

View Chart as Image

Insurance rates for a Saturn Vue also range considerably based on the model year and trim level, your risk profile, and physical damage deductibles and liability limits.

An older driver with no violations or accidents and high physical damage deductibles may pay as low as $900 per year on average, or $75 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay in the ballpark of $3,600 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying anywhere from $1,100 to $1,500 additional every year, depending on your age. High-risk driver insurance can cost from 41% to 137% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could save up to $190 annually, while increasing your policy's liability limits will push rates upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $402 more each year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Saturn Vue insurance prices. A 40-year-old driver could pay as low as $590 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,210 on average in Florida, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the only way to figure out who has the best car insurance rates is to compare rates from multiple companies. Every company calculates rates differently, and rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy More Affordable Saturn Vue Insurance

Finding cheaper rates on insurance for a Saturn Vue not only requires being a good driver, but also having good credit, being claim-free, and qualifying for all possible discounts. Set aside time to compare rates at every other renewal by requesting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The following list is a summary of the concepts that were covered above.

• Drivers considered higher risk who have multiple accidents or major violations could be forced to pay on average $1,020 more per year than a safer driver
• Drivers age 16 to 20 are the costliest to insure, possibly costing $305 each month if they have full coverage
• It is possible to save around $100 per year simply by shopping early and online
• Increasing comprehensive and collision deductibles could save up to $200 each year
• It is possible to save around $100 per year simply by shopping early and online