Saturn Vue Insurance Rates

The average insurance rates for a Saturn Vue are $876 a year for full coverage insurance. Comprehensive insurance costs approximately $132 a year, collision costs $144, and liability coverage costs around $442. A liability-only policy costs as low as $496 a year, with high-risk insurance costing $1,874 or more. 16-year-old drivers cost the most to insure at $3,604 a year or more.

Average premium for full coverage: $876

Policy rates by type of insurance:

Estimates include $500 deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 states and Vue trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on the price of auto insurance. Rural locations are shown to have lower incidents of physical damage claims than congested cities.

The diagram below illustrates how your location can change auto insurance prices.

The examples above illustrate why it is important to compare prices using their specific location, rather than using rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates estimated Saturn Vue insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $546
• Using higher $1,000 deductibles will save $812 each year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $876
• Buying low $100 deductibles for physical damage coverage will cost an additional $118 each year
• Higher-risk drivers with multiple tickets or accidents could pay around $1,874 or more
• Policy cost that insures a teenage driver can cost $3,604 or more

View Chart as Image

Car insurance rates for a Saturn Vue also range considerably based on the trim level of your Vue, your age and driving record, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you are probably paying anywhere from $1,000 to $1,500 extra every year, depending on your age. A high-risk auto insurance policy can be around 42% to 127% more than the average rate. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $800 a year, or $67 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will be charged in the ballpark of $3,600 a year. View Rates by Age

Your home state has a huge impact on Saturn Vue insurance rates. A driver around age 40 might see rates as low as $580 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,190 on average in Florida, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could cut rates by as much as $190 a year, while buying higher liability limits will push rates upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $398 extra every 12 months. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to figure out who has the best car insurance rates is to get quotes and see how they stack up. Each insurance company utilizes a different rate formula, so rate quotes will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Saturn Vue Insurance

Finding cheaper rates on auto insurance requires not taking risks behind the wheel, having a positive credit history, being claim-free, and avoiding coverage lapses. Comparison shop every time your policy renews by requesting quotes from direct insurance companies, and also from your local car insurance providers.

The following is a review of the information illustrated above.

• It is possible to save around $90 per year simply by quoting early and online
• Teens pay the highest auto insurance rates, possibly costing $300 each month if full coverage is purchased
• Increasing comprehensive and collision deductibles can save approximately $175 each year
• Drivers who have several accidents or serious violations could be charged and average of $1,000 more per year for Vue insurance
• Consumers who purchase higher liability limits will pay around $490 annually to increase from a 30/60 limit to the 250/500 level