Saturn Vue Insurance Rates

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UPDATED: Jun 2, 2023

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The average insurance rates for a Saturn Vue are $876 a year for full coverage insurance. Comprehensive insurance costs approximately $132 a year, collision costs $144, and liability coverage costs around $442. A liability-only policy costs as low as $496 a year, with high-risk insurance costing $1,874 or more. 16-year-old drivers cost the most to insure at $3,604 a year or more.

Average premium for full coverage: $876

Policy rates by type of insurance:

Comprehensive $132
Collision $144
Liability $442

Estimates include $500 deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 states and Vue trim levels.

Price Range Variability

For a 40-year-old driver, Saturn Vue insurance rates go from the low end price of $496 for your basic liability-only policy to a high of $1,874 for a high-risk driver policy.

Liability Only $496
Full Coverage $876
High Risk $1,874

Urban vs. Rural Price Range

Where you live has a large influence on the price of auto insurance. Rural locations are shown to have lower incidents of physical damage claims than congested cities.

The diagram below illustrates how your location can change auto insurance prices.

Rural Areas $657
Small Cities $920
Large Cities $1,183

The examples above illustrate why it is important to compare prices using their specific location, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below illustrates estimated Saturn Vue insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $546
  • Using higher $1,000 deductibles will save $812 each year
  • The estimated price for a good driver age 40 who chooses $500 deductibles is $876
  • Buying low $100 deductibles for physical damage coverage will cost an additional $118 each year
  • Higher-risk drivers with multiple tickets or accidents could pay around $1,874 or more
  • Policy cost that insures a teenage driver can cost $3,604 or more

View Chart as Image

Saturn Vue insurance cost comparison chart
Column chart showing full coverage Saturn Vue insurance prices range from $546 to $3,604

Car insurance rates for a Saturn Vue also range considerably based on the trim level of your Vue, your age and driving record, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you are probably paying anywhere from $1,000 to $1,500 extra every year, depending on your age. A high-risk auto insurance policy can be around 42% to 127% more than the average rate. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $800 a year, or $67 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will be charged in the ballpark of $3,600 a year. View Rates by Age

Your home state has a huge impact on Saturn Vue insurance rates. A driver around age 40 might see rates as low as $580 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,190 on average in Florida, New York, and Michigan.

Saturn Vue Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $794 -$82 -9.4%
Alaska $674 -$202 -23.1%
Arizona $730 -$146 -16.7%
Arkansas $876 -$0 0.0%
California $998 $122 13.9%
Colorado $838 -$38 -4.3%
Connecticut $902 $26 3.0%
Delaware $992 $116 13.2%
Florida $1,098 $222 25.3%
Georgia $808 -$68 -7.8%
Hawaii $630 -$246 -28.1%
Idaho $594 -$282 -32.2%
Illinois $652 -$224 -25.6%
Indiana $660 -$216 -24.7%
Iowa $590 -$286 -32.6%
Kansas $834 -$42 -4.8%
Kentucky $1,196 $320 36.5%
Louisiana $1,298 $422 48.2%
Maine $540 -$336 -38.4%
Maryland $724 -$152 -17.4%
Massachusetts $702 -$174 -19.9%
Michigan $1,524 $648 74.0%
Minnesota $732 -$144 -16.4%
Mississippi $1,050 $174 19.9%
Missouri $778 -$98 -11.2%
Montana $942 $66 7.5%
Nebraska $692 -$184 -21.0%
Nevada $1,050 $174 19.9%
New Hampshire $632 -$244 -27.9%
New Jersey $980 $104 11.9%
New Mexico $778 -$98 -11.2%
New York $926 $50 5.7%
North Carolina $504 -$372 -42.5%
North Dakota $718 -$158 -18.0%
Ohio $608 -$268 -30.6%
Oklahoma $902 $26 3.0%
Oregon $804 -$72 -8.2%
Pennsylvania $836 -$40 -4.6%
Rhode Island $1,170 $294 33.6%
South Carolina $794 -$82 -9.4%
South Dakota $742 -$134 -15.3%
Tennessee $770 -$106 -12.1%
Texas $1,056 $180 20.5%
Utah $650 -$226 -25.8%
Vermont $600 -$276 -31.5%
Virginia $526 -$350 -40.0%
Washington $678 -$198 -22.6%
West Virginia $804 -$72 -8.2%
Wisconsin $608 -$268 -30.6%
Wyoming $782 -$94 -10.7%

View Chart as Image

Saturn Vue insurance rates by U.S. city

Opting for high physical damage deductibles could cut rates by as much as $190 a year, while buying higher liability limits will push rates upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $398 extra every 12 months. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to figure out who has the best car insurance rates is to get quotes and see how they stack up. Each insurance company utilizes a different rate formula, so rate quotes will be varied.

Insurance Rates by Trim Level and Model Year

Saturn Vue Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Saturn Vue XE 2WD $846 $71
Saturn Vue XR 2WD $860 $72
Saturn Vue XR-L 2WD $876 $73
Saturn Vue XR AWD $890 $74
Saturn Vue XR-L AWD $906 $76

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Saturn Vue Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2009 Saturn Vue $152 $166 $460 $936
2008 Saturn Vue $150 $160 $452 $920
2007 Saturn Vue $138 $152 $446 $894
2006 Saturn Vue $132 $144 $442 $876

Rates are averaged for all Saturn Vue models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Low Cost Saturn Vue Insurance

Finding cheaper rates on auto insurance requires not taking risks behind the wheel, having a positive credit history, being claim-free, and avoiding coverage lapses. Comparison shop every time your policy renews by requesting quotes from direct insurance companies, and also from your local car insurance providers.

The following is a review of the information illustrated above.

  • It is possible to save around $90 per year simply by quoting early and online
  • Teens pay the highest auto insurance rates, possibly costing $300 each month if full coverage is purchased
  • Increasing comprehensive and collision deductibles can save approximately $175 each year
  • Drivers who have several accidents or serious violations could be charged and average of $1,000 more per year for Vue insurance
  • Consumers who purchase higher liability limits will pay around $490 annually to increase from a 30/60 limit to the 250/500 level

Rates by Driver Age

Saturn Vue Insurance Rates by Driver Age
Driver Age Premium
16 $3,604
20 $1,996
30 $886
40 $876
50 $806
60 $788

Full coverage, $500 deductibles

Rates by Deductible

Saturn Vue Insurance Rates with Different Deductibles
Deductible Premium
$100 $994
$250 $940
$500 $876
$1,000 $812

Full coverage, driver age 40

Rates by Liability Limit

Saturn Vue Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $876
50/100 $994
100/300 $1,105
250/500 $1,392
100 CSL $1,039
300 CSL $1,282
500 CSL $1,459

Full coverage, driver age 40

Rates for High Risk Drivers

Saturn Vue Insurance Rates for High Risk Drivers
Age Premium
16 $5,048
20 $3,176
30 $1,882
40 $1,874
50 $1,794
60 $1,774

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $114

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $43
Multi-vehicle $47
Homeowner $16
5-yr Accident Free $49
5-yr Claim Free $53
Paid in Full/EFT $29
Advance Quote $36
Online Quote $57
Total Discounts $330
Rate after discounts $546

Discounts are estimated and may not be available from every company or in every state.

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