Saturn Vue Insurance Rates

Estimated insurance rates for a Saturn Vue are $876 a year for full coverage insurance. Comprehensive insurance costs on average $132, collision costs $144, and liability insurance is estimated at $442. A liability-only policy costs approximately $496 a year, with high-risk insurance costing $1,874 or more. Teenage drivers pay the most at $3,604 a year or more.

Average premium for full coverage: $876

Premium estimates by type of coverage:

These estimates include $500 deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 states and for different Vue trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a significant impact on insurance rates. Rural areas are statistically proven to have a lower frequency of physical damage claims than densely populated cities.

The price range example below illustrates how rural and urban location affects car insurance rates.

These rate differences illustrate why anyone shopping for car insurance should get quotes based on a specific location and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates estimated Saturn Vue insurance rates for different risk profiles and scenarios.

• The best discount rate is $546
• Choosing higher $1,000 deductibles can save around $64 each year
• The average rate for a 40-year-old good driver with $500 deductibles is $876
• Using more expensive low deductibles for comp and collision coverage will cost an extra $118 a year
• High-risk insureds who are prone to accidents and violations could pay upwards of $1,874 or more
• An auto insurance policy for full coverage for a teen driver with full coverage may cost $3,604 each year

View Chart as Image

Auto insurance prices for a Saturn Vue also have a wide range based on your driving characteristics, the model year and trim level, and policy deductibles and limits.

An older driver with a good driving record and high deductibles could pay as little as $800 annually on average, or $67 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will have to pay upwards of $3,600 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Saturn Vue insurance rates. A good driver about age 40 could pay as low as $580 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,190 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles can save as much as $190 each year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will cost up to $398 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying at a minimum $1,000 to $1,500 in extra premium annually, depending on your age. High-risk driver insurance ranges anywhere from 42% to 127% more than a normal policy. View High Risk Driver Rates

With such a large range in prices, the only way to figure out exactly what you will pay is to compare prices from as many companies as possible. Each auto insurer uses a different method to calculate prices, and quoted prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Saturn Vue Insurance

Finding better rates on Saturn Vue insurance takes not taking risks behind the wheel, having good credit, paying for small claims out-of-pocket, and taking advantage of discounts. Set aside time to shop around every couple of years by getting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The following is a brief summary of the material that was raised in the charts and tables above.

• Drivers who require higher liability limits will pay an extra $490 annually to raise limits from 30/60 bodily injury limits to 250/500 limits
• Teens are charged the highest prices, with premiums being up to $300 per month if they have full coverage
• High-risk drivers that tend to have accidents or serious violations pay an average of $1,000 more each year for Vue insurance
• Increasing policy deductibles can save around $175 each year