Saturn Vue Insurance Rates

The average auto insurance rates for a Saturn Vue are $876 annually for full coverage. Comprehensive insurance costs around $132, collision costs $144, and liability is estimated at $442. Liability-only coverage costs approximately $496 a year, with high-risk coverage costing $1,874 or more. Teenage drivers cost the most to insure at $3,604 a year or more.

Average premium for full coverage: $876

Policy rates for type of insurance:

Rates are based on $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical and UM/UIM coverage. Prices are averaged for all states and for all Vue models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on auto insurance rates. Areas with sparse population are shown to have fewer accident claims than densely populated cities.

The example below illustrates how geographic area affects auto insurance rates.

The examples above show why everyone should get quotes for a specific zip code and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows estimated Saturn Vue insurance rates for additional coverage choices and driver risks.

• The best discount rate is $546
• Choosing higher $1,000 deductibles can save about $64 a year
• The estimated rate for a good driver age 40 using $500 deductibles is $876
• Using pricier low deductibles for comp and collision coverage costs an additional $118 annually
• Higher-risk drivers who are prone to accidents and violations could pay at least $1,874 or more
• Policy cost with full coverage for a 16-year-old driver for full coverage can be $3,604 each year

View Chart as Image

Insurance rates for a Saturn Vue also range considerably based on the model year and trim level, your driver profile, and deductibles and policy limits.

A more mature driver with no violations or accidents and high physical damage deductibles may pay as low as $800 annually on average, or $67 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay as much as $3,600 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying at least $1,000 to $1,500 additional every year, depending on your age. Saturn Vue insurance for high-risk drivers ranges from 42% to 127% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $190 annually, whereas buying more liability protection will increase rates. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $398 more each year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Saturn Vue insurance prices. A good driver about age 40 could pay as low as $580 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,250 on average in Michigan, Louisiana, and New York.

View Chart as Image

Because rates have so much variability, the only way to know your exact price is to regularly compare rates from multiple companies. Each auto insurer uses a different method to calculate rates, and rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Cheap Saturn Vue Insurance

Finding cheaper rates on insurance for a Saturn Vue takes avoiding accidents and claims, having good credit, avoid buying unnecessary coverage, and taking advantage of discounts. Invest the time to compare rates every other policy renewal by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The points below are a quick review of the ideas that were presented in the illustrations above.

• Drivers under the age of 20 are charged the highest rates, costing up to $300 each month if they have full coverage
• Drivers considered higher risk with a DUI or reckless driving violation pay an average of $1,000 more every year to insure a Saturn Vue
• Increasing comprehensive and collision deductibles could save up to $175 each year
• Drivers can save up to $90 per year simply by quoting online well ahead of the renewal date