Saturn Vue Insurance Rates

The average insurance rates for a Saturn Vue are $876 a year for full coverage insurance. Comprehensive costs around $132 a year, collision costs $144, and liability costs around $442. Liability-only coverage costs as low as $496 a year, with high-risk coverage costing around $1,874. Teenage drivers cost the most to insure at $3,604 a year or more.

Average premium for full coverage: $876

Policy rates for type of insurance:

Full coverage includes $500 policy deductibles, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 states and Vue trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on car insurance rates. Areas with sparse population are shown to have lower incidents of physical damage claims than densely populated cities.

The diagram below illustrates how your location can change auto insurance rates.

The examples above illustrate why it is important to compare prices for a specific zip code, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates estimated Saturn Vue insurance rates for additional coverage choices and driver risks.

• The best discount rate is $546
• Using higher $1,000 deductibles will save about $812 each year
• The estimated price for a good driver age 40 using $500 deductibles is $876
• Using low $100 deductibles for physical damage coverage bumps up the cost to $994
• High-risk insureds who are prone to accidents and violations could pay at least $1,874 or more
• Policy cost that insures a 16-year-old driver can be $3,604 or more

View Chart as Image

Insurance rates for a Saturn Vue also range considerably based on the trim level of your Vue, your age and driving record, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you are probably paying at least $1,000 to $1,500 additional every year, depending on your age. A high-risk auto insurance policy can be from 42% to 127% more than a normal policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $800 a year, or $67 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay as much as $3,600 a year. View Rates by Age

Your home state has a huge impact on Saturn Vue insurance prices. A driver around age 40 might see rates as low as $580 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,190 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $190 annually, while buying higher liability limits will increase rates. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $398 more each year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to figure out your exact price is to get quotes from multiple companies. Each insurance company uses a different method to calculate rates, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Saturn Vue Insurance

Finding cheaper rates on insurance for a Saturn Vue requires avoiding accidents and claims, having a good credit score, being claim-free, and taking advantage of discounts. Compare prices at every policy renewal by quoting rates from direct insurance companies, and also from insurance agencies where you live.

The points below are a summary of the data illustrated above.

• Insureds who may need increased liability limits will pay an extra $490 annually to increase from a 30/60 limit to the 250/500 level
• It is possible to save up to $90 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $175 each year
• Drivers under the age of 20 are charged the highest rates, possibly costing $300 each month if comprehensive and collision insurance is included