Saturn Vue Insurance Rates

U.S. average insurance prices for a Saturn Vue are $876 every 12 months for full coverage insurance. Comprehensive costs an estimated $132, collision insurance costs $144, and liability costs $442. Buying just liability costs as little as $496 a year, and insurance for high-risk drivers costs around $1,874. Teens pay the highest rates at up to $3,604 a year.

Average premium for full coverage: $876

Price estimates broken down by individual coverage:

Rates are based on $500 physical damage insurance deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 states and for different Vue trim levels.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on the price of insurance. More rural locations have more infrequent physical damage claims than cities with more traffic congestion. The price range example below illustrates how rural and urban location affects insurance prices.

The ranges above illustrate why anyone shopping for car insurance should compare rates for a targeted area and their own driving history, instead of using averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates average Saturn Vue insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $546
• Drivers who choose higher $1,000 deductibles will pay approximately $64 each year
• The average price for the average middle-age driver who has $500 deductibles is $876
• Selecting more expensive low deductibles for comprehensive and collision insurance increases the price to $994
• Higher-risk drivers with serious driving violations could pay up to $1,874
• The price to insure a teen driver with full coverage can cost as much as $3,604 a year

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Insurance prices for a Saturn Vue are also quite variable based on deductibles and policy limits, your risk profile, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles could save up to $190 every year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $398 more each year. View Rates by Deductible or Liability Limit

An older driver with no violations or accidents and higher deductibles may pay as little as $800 per year on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers should be prepared to pay at least $3,600 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying $1,000 to $1,500 additional each year, depending on your age. High-risk driver insurance can cost as much as 42% to 127% more than the average policy. View High Risk Driver Rates

The state you live in makes a big difference in Saturn Vue insurance prices. A 40-year-old driver could pay as low as $580 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,190 on average in Florida, New York, and Michigan.

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Insurance Rates by Trim Level and Model Year

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Cheap Saturn Vue Insurance

Getting lower rates on car insurance not only requires being a low-risk driver, but also having above-average credit, not filing small claims, and possibly raising deductibles. Set aside time to shop around every couple of years by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The items below are a quick review of the material that was raised in the charts and tables above.

• Policyholders who want more liability coverage will pay approximately $490 annually to go from a low limit to a 250/500 level
• Teen drivers are expensive to insure, as much as $300 a month if full coverage is included
• Higher risk drivers with a DUI or reckless driving violation could be forced to pay on average $1,000 more annually to insure their Vue
• Increasing physical damage deductibles could save as much as $175 each year