Saturn Vue Insurance Rates

The average insurance rates for a Saturn Vue are $894 a year for full coverage insurance. Comprehensive costs an estimated $138, collision costs $152, and liability insurance costs around $446. Liability-only coverage costs as low as $500 a year, with high-risk coverage costing around $1,912. 16-year-old drivers cost the most to insure at $3,662 a year or more.

Average premium for full coverage: $894

Policy rates broken down by type of insurance:

Rates are based on $500 deductible amounts, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 states and for different Vue trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on the price of insurance. More rural locations are shown to have lower incidents of physical damage claims than congested cities.

The price range example below illustrates the difference location can make on insurance prices.

The examples above illustrate why anyone shopping for car insurance should compare prices for a targeted area, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates estimated Saturn Vue insurance rates for other coverage scenarios.

• The best full coverage rate is $554
• Using higher $1,000 deductibles will save approximately $68 each year
• The estimated price for a good driver age 40 who has $500 deductibles is $894
• Buying more expensive low deductibles for physical damage coverage bumps up the cost to $1,016
• Drivers with multiple tickets or accidents could pay up to $1,912 or more
• Policy cost that insures a teen driver with full coverage can cost as much as $3,662 or more

View Chart as Image

Insurance rates for a Saturn Vue also range considerably based on the model year and trim level, your age and driving record, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are probably paying $1,100 to $1,500 additional every year, depending on your age. High-risk driver insurance can be anywhere from 41% to 137% more than the average rate. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $900 a year, or $75 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay at least $3,600 a year. View Rates by Age

Your home state has a huge impact on Saturn Vue insurance rates. A driver around age 40 might see rates as low as $590 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,210 on average in Florida, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could cut rates by as much as $190 each year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $402 more each year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to figure out which auto insurance is cheapest is to compare rates from as many companies as possible. Each insurance company utilizes a different rate formula, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Saturn Vue Insurance

Finding cheaper rates on Saturn Vue insurance requires having a good driving record, having a good credit score, being claim-free, and maximizing policy discounts. Comparison shop every time your policy renews by obtaining price quotes from direct insurance companies, and also from local insurance agencies.

The next list is a quick review of the information touched on in this article.

• It is possible to save approximately $100 per year simply by shopping early and online
• Drivers age 20 and younger are expensive to insure, possibly costing $305 each month if comprehensive and collision insurance is included
• Increasing comprehensive and collision deductibles can save approximately $200 each year
• High-risk drivers with a DUI or reckless driving violation may have to pay on average $1,020 more annually to buy Saturn Vue insurance
• Drivers who want increased levels of liability coverage will pay around $490 annually to increase from a 30/60 limit to the 250/500 level