Saturn Vue Insurance Rates

The average insurance rates for a Saturn Vue are $876 a year for full coverage. Comprehensive costs on average $132 each year, collision costs $144, and liability is $442. Buying just liability costs around $496 a year, with insurance for high-risk drivers costing around $1,874. Teenage drivers cost the most to insure at $3,604 a year or more.

Average premium for full coverage: $876

Policy rates by type of insurance:

Full coverage includes $500 comprehensive and collision deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all states and Vue models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on car insurance rates. Rural areas are shown to have lower incidents of accident claims than densely populated cities.

The graphic below illustrates how your location can change car insurance rates.

The examples above show why all drivers should compare rates quotes based on a specific location, instead of using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows estimated Saturn Vue insurance rates for different risk profiles and scenarios.

• The best discount rate is $546
• Raising to $1,000 deductibles will save around $64 a year
• The estimated price for a good driver age 40 with $500 deductibles is $876
• Using low deductibles bumps up the cost to $994
• At-risk drivers who are prone to accidents and violations could pay upwards of $1,874 or more
• Policy cost that insures a teen driver may cost $3,604

View Chart as Image

Insurance rates for a Saturn Vue also range considerably based on the trim level and model year, how you drive, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you could be paying at a minimum $1,000 to $1,500 extra every year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 42% to 127% more than a normal policy. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may pay as little as $800 every 12 months on average, or $67 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay upwards of $3,600 a year. View Rates by Age

Your home state also has a big influence on Saturn Vue insurance prices. A middle-age driver might find rates as low as $580 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,250 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $190 every year, whereas increasing liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $398 more per year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to know exactly what you will pay is to do a rate comparison and see which company has the best rate. Every auto insurance company uses a different method to calculate rates, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Saturn Vue Insurance

Finding cheaper rates on car insurance consists of having a decent driving record, having above-average credit, avoid buying unnecessary coverage, and bundling your home and auto policies. Compare prices once a year by getting rate quotes from direct carriers, and also from local exclusive and independent agents.

The following items are a summary of the data that was illustrated above.

• Drivers can save as much as $90 per year simply by quoting online in advance
• Policyholders who require additional liability coverage will pay an extra $490 each year to raise from a 30/60 limit to the 250/500 level
• 16 to 18-year-old drivers pay the highest rates, costing up to $300 each month if full coverage is included
• Higher risk drivers who have multiple accidents or major violations may pay on average $1,000 more each year than a driver with a clean driving record