Saturn Vue Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 2, 2023
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Average insurance rates for a Saturn Vue are $894 a year including full coverage. Comprehensive costs approximately $138 a year, collision costs $152, and liability insurance is estimated at $446. Liability-only coverage costs approximately $500 a year, with high-risk coverage costing around $1,912. Teen drivers receive the highest rates at $3,662 a year or more.
Average premium for full coverage: $894
Rate estimates by individual coverage type:
Price estimates include $500 deductible amounts, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 U.S. states and Vue trim levels.
Price Range by Coverage and Risk
Using a middle-aged driver as an example, prices range go from the low end price of $500 for minimum levels of liability insurance to a high of $1,912 for a high-risk insurance policy.
Price Range by Location
Living in a larger city has a significant impact on car insurance prices. Rural locations tend to have lower incidents of comprehensive and collision claims than larger metro areas.
The diagram below illustrates how where you live affects auto insurance prices.
These examples highlight why it is important to get quotes using their specific location, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below breaks down estimated Saturn Vue insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $554
- Choosing higher $1,000 deductibles can save $826 every year
- The estimated price for a 40-year-old driver who chooses $500 deductibles is $894
- Choosing low $100 deductibles for comp and collision coverage bumps up the cost to $1,016
- High-risk insureds with multiple violations and an at-fault accident could pay around $1,912 or more
- The cost that insures a teen driver can cost $3,662 each year
Car insurance rates for a Saturn Vue can also vary considerably based on the trim level of your Vue, your driving record and age, and physical damage deductibles and liability limits.
If you like to drive fast or you caused an accident, you are likely paying anywhere from $1,100 to $1,500 extra per year, depending on your age. A high-risk auto insurance policy ranges anywhere from 41% to 137% more than average. View High Risk Driver Rates
Older drivers with no driving violations and higher comprehensive and collision deductibles could pay as little as $900 annually on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will be charged in the ballpark of $3,600 a year. View Rates by Age
Where you live plays a big part in determining prices for Saturn Vue insurance rates. A good driver about age 40 could pay as low as $690 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,280 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $808 | -$86 | -9.6% |
| Alaska | $686 | -$208 | -23.3% |
| Arizona | $742 | -$152 | -17.0% |
| Arkansas | $894 | -$0 | 0.0% |
| California | $1,018 | $124 | 13.9% |
| Colorado | $852 | -$42 | -4.7% |
| Connecticut | $920 | $26 | 2.9% |
| Delaware | $1,014 | $120 | 13.4% |
| Florida | $1,120 | $226 | 25.3% |
| Georgia | $824 | -$70 | -7.8% |
| Hawaii | $640 | -$254 | -28.4% |
| Idaho | $602 | -$292 | -32.7% |
| Illinois | $664 | -$230 | -25.7% |
| Indiana | $672 | -$222 | -24.8% |
| Iowa | $602 | -$292 | -32.7% |
| Kansas | $850 | -$44 | -4.9% |
| Kentucky | $1,220 | $326 | 36.5% |
| Louisiana | $1,324 | $430 | 48.1% |
| Maine | $552 | -$342 | -38.3% |
| Maryland | $736 | -$158 | -17.7% |
| Massachusetts | $716 | -$178 | -19.9% |
| Michigan | $1,552 | $658 | 73.6% |
| Minnesota | $746 | -$148 | -16.6% |
| Mississippi | $1,072 | $178 | 19.9% |
| Missouri | $792 | -$102 | -11.4% |
| Montana | $960 | $66 | 7.4% |
| Nebraska | $706 | -$188 | -21.0% |
| Nevada | $1,072 | $178 | 19.9% |
| New Hampshire | $644 | -$250 | -28.0% |
| New Jersey | $1,002 | $108 | 12.1% |
| New Mexico | $792 | -$102 | -11.4% |
| New York | $942 | $48 | 5.4% |
| North Carolina | $516 | -$378 | -42.3% |
| North Dakota | $732 | -$162 | -18.1% |
| Ohio | $616 | -$278 | -31.1% |
| Oklahoma | $918 | $24 | 2.7% |
| Oregon | $818 | -$76 | -8.5% |
| Pennsylvania | $852 | -$42 | -4.7% |
| Rhode Island | $1,192 | $298 | 33.3% |
| South Carolina | $810 | -$84 | -9.4% |
| South Dakota | $754 | -$140 | -15.7% |
| Tennessee | $782 | -$112 | -12.5% |
| Texas | $1,078 | $184 | 20.6% |
| Utah | $662 | -$232 | -26.0% |
| Vermont | $614 | -$280 | -31.3% |
| Virginia | $534 | -$360 | -40.3% |
| Washington | $690 | -$204 | -22.8% |
| West Virginia | $818 | -$76 | -8.5% |
| Wisconsin | $618 | -$276 | -30.9% |
| Wyoming | $796 | -$98 | -11.0% |
Choosing high deductibles can save as much as $190 each year, while buying higher liability limits will push rates upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $402 extra every 12 months. View Rates by Deductible or Liability Limit
With so much variability in rates, the best way to figure out who has the best auto insurance rates is to get quotes from as many companies as possible. Each auto insurer uses a different rate calculation, so rate quotes can be significantly different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Saturn Vue XE 2WD | $862 | $72 |
| Saturn Vue XR 2WD | $878 | $73 |
| Saturn Vue XR-L 2WD | $894 | $75 |
| Saturn Vue XR AWD | $906 | $76 |
| Saturn Vue XR-L AWD | $922 | $77 |
Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2009 Saturn Vue | $154 | $170 | $468 | $950 |
| 2008 Saturn Vue | $152 | $166 | $460 | $936 |
| 2007 Saturn Vue | $150 | $160 | $452 | $920 |
| 2006 Saturn Vue | $138 | $152 | $446 | $894 |
| 2005 Saturn Vue | $132 | $144 | $442 | $876 |
Rates are averaged for all Saturn Vue models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheaper Saturn Vue Insurance
Saving money on Saturn Vue insurance takes having a good driving record, having a positive credit history, not filing small claims, and avoiding coverage lapses. Shop around at least every other year by requesting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local auto insurance providers.
The next list is a condensed summary of the car insurance concepts touched on in the above illustrations.
- High-risk drivers with multiple at-fault accidents will likely pay on average $1,020 more per year to buy Saturn Vue insurance
- You may be able to save around $100 per year simply by quoting early and online
- Increasing deductibles can save approximately $200 each year
- Drivers who purchase increased levels of liability coverage will pay about $490 per year to raise limits from a minimum limit to the 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,662 |
| 20 | $2,034 |
| 30 | $902 |
| 40 | $894 |
| 50 | $822 |
| 60 | $804 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,016 |
| $250 | $960 |
| $500 | $894 |
| $1,000 | $826 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $894 |
| 50/100 | $1,011 |
| 100/300 | $1,123 |
| 250/500 | $1,413 |
| 100 CSL | $1,056 |
| 300 CSL | $1,301 |
| 500 CSL | $1,480 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,134 |
| 20 | $3,238 |
| 30 | $1,920 |
| 40 | $1,912 |
| 50 | $1,828 |
| 60 | $1,810 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $44 |
| Multi-vehicle | $48 |
| Homeowner | $16 |
| 5-yr Accident Free | $51 |
| 5-yr Claim Free | $55 |
| Paid in Full/EFT | $30 |
| Advance Quote | $37 |
| Online Quote | $59 |
| Total Discounts | $340 |
Discounts are estimated and may not be available from every company or in every state.
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