Saturn Vue Insurance Rates

Average insurance rates for a Saturn Vue are $894 a year including full coverage. Comprehensive costs approximately $138, collision costs $152, and liability costs $446. A policy with just liability insurance costs as little as $500 a year, with coverage for high-risk drivers costing around $1,912. Teens receive the highest rates at $3,662 a year or more.

Average premium for full coverage: $894

Rate estimates by individual coverage type:

Full coverage includes $500 physical damage deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 U.S. states and for different Vue trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location can make a big difference on car insurance prices. Rural locations tend to have lower incidents of comprehensive and collision claims than cities with more traffic congestion.

The price range example below illustrates how rural and urban location affects auto insurance prices.

These examples highlight why anyone shopping for car insurance should compare rates using their specific location, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down estimated Saturn Vue insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $554
• Drivers who choose higher $1,000 deductibles will pay $68 every year
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $894
• Selecting more expensive low deductibles for comprehensive and collision insurance bumps up the cost to $1,016
• Drivers with serious driving violations could pay around $1,912 or more
• The cost that insures a 16-year-old driver with full coverage can cost $3,662 a year

View Chart as Image

Insurance rates for a Saturn Vue can also vary considerably based on the model year and trim level, your driving record and age, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you are likely paying anywhere from $1,100 to $1,500 additional per year, depending on your age. High-risk driver insurance can cost from 41% to 137% more than the average policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $900 per year on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $3,600 a year. View Rates by Age

Where you live makes a big difference in Saturn Vue insurance prices. A 40-year-old driver could pay as low as $690 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,280 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $190 annually, while increasing your policy's liability limits will push rates upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $402 more each year. View Rates by Deductible or Liability Limit

With so much variability in rates, the best way to figure out who has the best auto insurance rates is to compare rates from multiple companies. Every company calculates rates differently, and rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Saturn Vue Insurance

Saving money on insurance for a Saturn Vue not only requires being a safe and courteous driver, but also having a good credit score, not filing small claims, and qualifying for all possible discounts. Compare rates at every policy renewal by requesting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local auto insurance providers.

Below is a summary of the data raised in the charts and tables above.

• Insureds who purchase higher levels of liability will pay approximately $490 per year to go from a minimum limit to the 250/500 level
• You may be able to save around $100 per year simply by shopping early and online
• Increasing deductibles can save approximately $200 each year
• Teenage drivers are the costliest to insure, as much as $305 per month if comprehensive and collision insurance is included