Saturn Vue Insurance Rates

U.S. average insurance prices for a Saturn Vue are $876 every 12 months for full coverage insurance. Comprehensive costs approximately $132 each year, collision costs $144, and liability insurance is $442. A policy with just liability insurance costs around $496 a year, with coverage for high-risk drivers costing around $1,874. Teenage drivers pay the highest rates at $3,604 a year or more.

Average premium for full coverage: $876

Price estimates by individual coverage:

Prices are based on $500 deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 states and Vue models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a significant impact on the price of auto insurance. Rural locations have more infrequent physical damage claims than densely populated cities.

The graphic below illustrates how your location can change auto insurance prices.

The ranges above illustrate why all drivers should compare rates quotes using their specific location and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates estimated Saturn Vue insurance rates for additional coverage and risk scenarios.

• The best discount rate is $546
• Raising to $1,000 deductibles will save $64 each year
• The average price for the average middle-age driver who chooses $500 deductibles is $876
• Using low deductibles increases the price to $994
• Higher-risk drivers who are prone to accidents and violations could pay around $1,874 or more
• The price to insure a teen driver can cost $3,604

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Insurance prices for a Saturn Vue are also quite variable based on deductibles and policy limits, your risk profile, and the model of your Vue.

Using high physical damage deductibles can reduce prices by up to $190 each year, whereas increasing liability limits will push prices upward. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $398 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles could pay as little as $800 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers can expect to pay in the ballpark of $3,600 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying anywhere from $1,000 to $1,500 extra each year, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 42% to 127% more than a normal policy. View High Risk Driver Rates

The state you live in also has a big influence on Saturn Vue insurance rates. A middle-age driver might find prices as low as $580 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,190 on average in Florida, New York, and Michigan.

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Since prices can be so different, the only way to figure out who has the best car insurance prices is to do a rate comparison from as many companies as possible. Every auto insurance company uses a different method to calculate prices, so the prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Affordable Saturn Vue Insurance

Getting lower rates on Saturn Vue insurance consists of not taking risks behind the wheel, having good credit, not filing small claims, and maximizing policy discounts. Invest the time to shop around at every policy renewal by getting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The following is a brief review of the data illustrated above.

• Drivers who purchase higher liability limits will pay an extra $490 annually to raise from a low limit to a 250/500 level
• It is possible to save around $90 per year simply by quoting online in advance
• Increasing physical damage deductibles could save as much as $175 each year
• Teens are expensive to insure, as much as $300 a month if they have full coverage