Saturn Vue Insurance Rates

The average auto insurance rates for a Saturn Vue are $876 annually with full coverage. Comprehensive insurance costs approximately $132 a year, collision costs $144, and liability costs around $442. Liability-only coverage costs as low as $496 a year, with high-risk coverage costing $1,874 or more. Teen drivers cost the most to insure at $3,604 a year or more.

Average premium for full coverage: $876

Policy rates by type of insurance:

Includes $500 comprehensive and collision deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all U.S. states and Vue trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on the price of insurance. Rural locations are shown to have fewer collision claims than larger metro areas.

The diagram below illustrates the difference between rural and urban areas on auto insurance prices.

The examples above demonstrate why it is important to compare prices using their specific location and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details estimated Saturn Vue insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $546
• Using higher $1,000 deductibles will save $812 annually
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $876
• Choosing low $100 deductibles for physical damage coverage costs an additional $118 annually
• High-risk insureds with multiple violations and an at-fault accident could pay around $1,874 or more
• Policy cost with full coverage for a 16-year-old driver can cost $3,604 or more

View Chart as Image

Insurance rates for a Saturn Vue also range considerably based on the model year and trim level, your driving record, and physical damage deductibles and liability limits.

Older drivers with no violations or accidents and high physical damage deductibles may pay as low as $800 a year, or $67 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they should be prepared to pay in the ballpark of $3,600 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out anywhere from $1,000 to $1,500 additional every year, depending on your age. A high-risk auto insurance policy can be from 42% to 127% more than average. View High Risk Driver Rates

Choosing high deductibles could cut rates by as much as $190 annually, while buying higher liability limits will push rates upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $398 more each year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Saturn Vue insurance prices. A driver around age 40 might see rates as low as $630 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,190 on average in New York, Michigan, and Florida.

View Chart as Image

Because rates have so much variability, the best way to find out who has the cheapest auto insurance rates is to get quotes from multiple companies. Each insurance company uses a different rate calculation, and rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest Saturn Vue Insurance

Finding cheaper rates on insurance for a Saturn Vue requires avoiding accidents and violations, having good credit, not filing small claims, and qualifying for all possible discounts. Set aside time to compare rates every couple of years by getting quotes from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The list below is a recap of the material that was covered above.

• Insureds who purchase higher liability limits will pay about $490 every year to increase from a 30/60 limit to higher 250/500 limits
• Teenagers are the costliest to insure, as much as $300 each month if they have full coverage
• Drivers considered higher risk that have major violations or accidents may pay on average $1,000 more per year for car insurance
• Increasing comprehensive and collision deductibles could save up to $175 each year