Saturn Vue Insurance Rates

Estimated insurance rates for a Saturn Vue are $876 a year for full coverage insurance. Comprehensive insurance costs an estimated $132 each year, collision insurance costs $144, and liability costs $442. Liability-only coverage costs as little as $496 a year, and high-risk coverage costs $1,874 or more. Teens pay the most at up to $3,604 a year.

Average premium for full coverage: $876

Premium estimates broken down by type of coverage:

Prices include $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 states and Vue models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can have significant affects on the price of insurance. More rural locations are statistically proven to have lower incidents of physical damage claims than cities with more traffic congestion. The graphic below illustrates the difference location can make on insurance prices.

These rate differences illustrate why all drivers should compare rates for a targeted area, instead of using averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates average Saturn Vue insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $546
• Drivers who choose higher $1,000 deductibles will pay approximately $64 each year
• The estimated price for a 40-year-old good driver who has $500 deductibles is $876
• Selecting low deductibles for comprehensive and collision insurance will cost an additional $118 every year
• Higher-risk drivers with serious driving violations could pay up to $1,874
• An auto insurance policy that insures a teen driver can cost as much as $3,604 a year

View Chart as Image

Insurance prices for a Saturn Vue also have a wide range based on the trim level and model year, your age and driving record, and liability limits and deductibles.

If you have a few violations or you caused an accident, you are probably paying $1,000 to $1,500 extra annually, depending on your age. Insurance for high-risk drivers can cost as much as 42% to 127% more than the average policy. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may pay as little as $800 per year on average, or $67 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records can expect to pay at least $3,600 a year. View Rates by Age

Where you choose to live makes a big difference in Saturn Vue insurance prices. A 40-year-old driver could pay as low as $580 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,190 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $190 every year, whereas increasing liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $398 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Saturn Vue Insurance

Finding better rates on car insurance not only requires being a low-risk driver, but also having above-average credit, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Compare rates every time your policy renews by requesting rates from direct insurance companies, and also from local insurance agencies.

The items below are a quick rundown of the information touched on in this article.

• It is possible to save approximately $90 per year just by quoting online in advance
• Teen drivers are charged the highest prices, with premiums being up to $300 per month if full coverage is included
• Increasing policy deductibles can save approximately $175 each year
• Higher risk drivers with reckless driving or DUI convictions may have to pay on average $1,000 more annually to insure their Vue
• Policyholders who want more liability coverage will pay approximately $490 annually to go from 30/60 bodily injury limits to the 250/500 level